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Dh not happy but I’m torn over what to do

133 replies

Chowmain · 18/02/2024 20:10

Hi,

my parents (both early 70’s) have had a tricky time over the last few years financially. They own their house outright but had to use all of their savings about 5 months ago to pay for a private medical procedure. Dad had waited 2 years but the situation became unbearable. He had the procedure in October and is now a totally different person.

they’ve got a problem with their roof that isn’t covered by their house insurance. It will cost 6k to fix. They don’t have that money right now.

I have a 0% credit card money transfer offer. I’d like to take this offer and then transfer the money to them. They can afford to pay £500 a month which will clear the balance in a year, with no interest. I’m happy to do this, but dh doesn’t want me to.

I know that lending money isn’t advised, and I know that I’ll be liable for the debt, however I have 100% faith that they will pay and we will also put something in writing. I also think that we need to remember all of the support they have given us over the years- house deposit, free childcare etc

AIBU or is he?

OP posts:
Beenalongwinter · 20/02/2024 19:34

If they have £1000 disposable income each month they should have savings.
Surely they can save and pay for the roof. Most roofing companies have a 3-6 month waiting list in our area.
Book the job in and start saving or maybe DH is worried they will fritter the money away each month,

Fitdayking · 20/02/2024 20:22

I don't need to read all the posts as my answer would be straightaway, absolutely and I would make sure my DH was on board. I know a PP said if they'd been unkind then maybe not and I agree with this. However, in a heartbeat I would help them out.

StSwithinsDay · 20/02/2024 23:08

If they have £1000 disposable income each month they should have savings.

And they would have had more savings if they not given the op and her husband enough money for a house deposit.

Sassy31 · 20/02/2024 23:11

It’s your parents . I would do it in a heart beat.
No way my husband would stop me, likewise if he wanted to help his folks ..

Spectre8 · 21/02/2024 07:33

Think your parent should either withdraw childcare or charge u for it. Wonder how ur dp will feel then when he sees how much childcare costs. 🙄

Milkand2sugarsplease · 21/02/2024 18:13

What's your husband's alternative solution if the roof is urgent and they have no other means to pay for it?

AlmostAJillSandwich · 21/02/2024 18:32

I'd do this in a heartbeat for my dad, after everything he's done for me.

whatwouldAnnaDelveydo · 21/02/2024 18:34

They GAVE you a deposit and he's acting this way? FFS.

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