Yes the problem with the govt being in control of your finances is they can then destroy you should they choose.
All tax credits have managed to do is make mothers aware they'd be better of (financially speaking) by separating from the father, and allowing the state (ie other taxpayers) to provide for them, thus creating more broken homes .... they've destroyed the nations work ethic with people only willing to do 16 hours .... got working people like myself who earn a decent money playing the system, by only paying themselves tax threshold and sticking £40k into a SIPP ..... and provided the masses with free money to buy Chinese made tat they don't really need.
Oh and it was predominantly put on the nations credit card, so our children and the unborn have to pay it all off.
Not to mention the fact its like winning the lottery for immigrants who arrive with kids.
.... and finally it means someone who does work fulltime in an above average paying job, is worse off than someone with a kid or 3 who claims benefits, meaning the worker funding the free money tree can't afford to have kids or buy a house!
Its like the govt/civil servants watched the movie Idiocracy and used it as a guide on how to create the UK's society.
We lived in better and more honest times, when parents merely got family allowance, and there was sweet FA in the house in the run up to shopping day.