No, he's great at paperwork, just incredibly stupid when it comes to insurance. They make him sign up at work, and I hate it, because I know how thoroughly useless he is when it comes to things involving doctors and insurance.
He didn't think they were free, he just figured that somehow the insurance magically knew about them. I found out that my children have apparently never had dental coverage their entire lives, because it never occurred to him to put them on there, either. (Ok, I've never taken them to a dentist, but Caitlin freaks out at Dr. offices, and we have a friend who is a dentist, so he's checked their teeth several times in the comfort of his own home as an "unofficial" checkup, so it isn't like they haven't had anything.) I had a dentist appointment scheduled for all of us tomorrow, but have canceled for both of them.
Honestly, I'm so mad/worried/shocked, I don't even care about how to milk the guilt. And I'm not above using guilt to my advantage, I promise. I've gone from not being able to speak out of utter shock, to not being able to speak because I was so angry, to sending the kids outside so I could yell and swear at him, to telling him multiple ways how stupid I think he is. Sometimes I can't even look at him. I'm not a total non-swearer, but if I do, it usually makes people stop because they know I'm mad, and he said he's heard me swear more in one day then in the entire 14 years we've known each other.