Yeah, I think the loan amount is figured out from the last full tax year. Thsi does make it awkward for anyone whose working years run September to July, for example. Basically , DH has resigned (on Friday!) so that's a big difference in household income. In terms of the loan, it might make about £2000 difference so not a drop in the ocean. I think I'll phone them up tomorrow, I guess.
I am one of those people who does not like to deal with money. I pay all the household bills and am good about loking at Go Compare etc annually for insurance and gas etc - but I have no involvemnt whatsoever in savings accounts, mortgage and so on. It's the one thing I leave to DH but he seems a bit passive about the student loan thing, oddly.