If I killed myself, would my family be responsible for my debts?

[BarelyKeepingItTogether]

Yes, I know I could google this but the idea of doing so makes me really panicky.

I am not in a good place. I am a depressive, alcoholic with a fuck load of debts. I think I am about to lose my house. I haven't been into work since last week. Emailed my boss on Monday saying I was sick. Haven't been in touch yesterday or today.

I can't DO this. I can't be a proper functioning person. I never could.

I want to end it all. I know it would devastate my parents and adult daughter but, honestly, I think they would be better off if I didn't exist any more. I've lied to them so much over the last couple of years.

But the debt thing scares me. I owe so much money. If I were dead, would my parents be liable for my debts?

well done barely you are making really positive steps. To do everything at once would be a bit too unrealistic TBH! You've done a lot.

Are you debts all secured on the house? It's worth remembering that unsecured debts (credit cards, some loans etc) can wait- it's the secured ones that need to be dealt with first. Maybe that could provide you with an order in which to open the post?

Good for you not burying your head in the sand. Remember- lots and lots and lots of people are in, or have been in your situation. You're not alone and you will get through it.

Thank you, tooold, goose and dangermouse.

It's definitely one step forward, one step back at the moment. Which is at least an improvement on months and months of continuous 'one step back'.

If I can get to 'two steps forward, one step back', I'll consider it a victory.