.Gosh, a flurry of activity. Shall we myth bust.
I didnt say "going that way" I said there are plenty of like minded French citizens.
I was asked specifically deadsouls about your retired couple. France has very clear guidelines that already apply, to those wishing to live there. As with your 'retired' couple, anyone not working have stringent criterias to meet, under the current FOM.
Anyone not working, (unemployed or retired) but moving to France, (as our couple have done) are not automatically entitled to French state healthcare. Prior to 2014, early retirees could have applied for an S1 which would have covered them for basic care for a short period of time, (in short, allowed them to use the EHIC for a short period but longer than a 'tourist' visit) but since 2014 the S1 for early retirees has been withdrawn.
They could apply to CPAM (French health office) for basic CMU Couverture Maladie Universelle , and this does indeed become a right after 5 years of legal and continuous residence in France. However, under the 5 years, they will have no automatical entitlement to anything.
French healthcare is not 'free' at the point of use and works on a 'reclaim' basis. The UK will only cover some very basic healthcare services under EHIC, (certainly not your sweeping 75% figure across all healthcare, hence the requirement to take out private cover when visiting) but this doesnt apply to our retired couple anyway.
France will not cover this, as no state contributions have been made. EU citizen or not.
Personal contributions are expected and French citizens, use private schemes to top up their basic state entitlement. Our 'retired' couple, are treated the same, and as they have no basic entitlement, they must have private health cover. This applies now, just as it would in 2019.
Secondly, our 'retired' couple are not unemployed, they are early retired. Whilst welfare MAY be available for those under FOM who find themselves unemployed in France, it only applies to those who moved there to work under said FOM, and is awarded in limited cases. But again, this doesnt apply to our retired couple. They didnt move to work.
One of the biggest mistakes remainers make is that all EU states operate like the UK. ( cause theyre in the EU, innit). They dont.
There is a very clear message from France and their welfare system, which is, even under the FOM, dont come to France unemployed.
Because of this, our couple have to be financially self supporting.
Thats the bottom line. And in simplistic terms, (cause we lose the will to live having to explain the basics to remainers) if youre financially self sufficient, you can live there.
Unless the French decide theyre going to treat UK citizens as some completely different alien from another planet, (which is what the remainers are braying for, but is an utterly ridiculous suggestion), then our couple have to meet exactly the same criteria they have to meet now. Financial self sufficiency and private health cover.
Just as a side note, US citizens who live in France, are able to draw their US pensions in France, I cant see any reason whatsoever, why UK citizens wont be allowed the same post Brexit.