Well, it depends really if you want the school to be there to educate your child in the terms and years to come.
If you can't see the correlation between parents paying fees now and the longer term viability of the school, you are missing the point. Yes, you pay for now, but also to allow the school to keep going in future. Given most people don't just buy the one term of education, that's pretty important.
Voice your concerns to the school if you have some. Be clear about exactly what they are not providing that you would expect in the circumstances. Engage in communication.
Most independent school parents are able to take a broader view and a longer term view. Those who find themselves in financial difficulties explain it to the school and schools understand in these times that thy need to be flexible. That's very different to parents who can afford fees just refusing to pay.
Whatbis being offered now is different to what you signed up for and the school signed up to provide. However, this isn't a service like having someone round to clean your cooker as a one-off and where you pay for the service if delivered and dont, if you don't have the service. This is an ongoing financial commitment that lasts years and parents want the school to be there in future years for their child, not just for this one term. Most people understand that the circumstances everyone finds themesleves in now are truly unique.
Of course schools can't provide the usual service. They have been told to close by government. However, they face the vast majority of the costs they would if they were open. Without fee income, many will close or be able to offer a lesser service in following years. You have to look at the longer impact.
Yes, schools should be offering a decent service now, albeit different. Most schools are doing just that...but some parents don't seem to understand that it just won't be the same as being at school. That doesn't mean a good education for the current circumstances isn't being provided. Most secondaries are now offering some online live contact with teachers, work set for students to do at home, marking, contact with school via tutors or some form of pastoral care, plus some also offer online Games, extra curricular opportunities etc. It isn't 8-4 of children facing a teacher online....and who would want that for their children either?
Speak to the school if you're disappointed and I'm sure they will engage with you. This thread sounds pretty goady.