I'm a teacher, dh is in the RAF, do we count?
We have a nice house, not massive of anything but nice. We both drive Fords. We don't waer designer anything. Kids wear hand me downs when we can get them! We holiday in a tent. We don't smoke, dh doesn't drink, we seldom go out. We can afford it and we are lucky but we are not, I think, rich.
Other parent combos in the school are a midwife and a mechanic. A paramedic and her huband who is regestered blind and doesn't work outside the home.
I know people far better off than us who say they can't afford it. It is their choice, as it is mine how we spend our respective budgets.