Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

Savvy savers sashaying through September

999 replies

ememem84 · 04/09/2021 09:27

New thread. All welcome.

OP posts:
Thread gallery
15
Alfiemoon1 · 03/10/2021 18:13

Spends today £20 on a part for dd car we are going to get it fixed and possibly bring it back home until she is either in a better financial position or at least tells us what is going on with her money why is she always skint since she met him I know he smokes weed not sure if she does she doesn’t really drink they don’t go out so where is all her money going She managed before she met him and built up £1000 savings. It’s the insurance and tax on the car that costs a fortune and she doesn’t really need it

lifelongfrugaleer · 03/10/2021 18:15

You should be able to gently scrape the paint off with a flat sharp blade, or if it’s emulsion it should wash off.
Ah sorry you tested +ve and missed the walk. Gws
I’m sick as a chip tbh but nothing a new job, this bloody move going through, a personal chef and home gym plus instructor will sort, oh and a lottery win to pay for it
This week is always full on as it’s kid’s birthday week

Alfiemoon1 · 03/10/2021 18:20

Thanks life

Alfiemoon1 · 03/10/2021 22:03

The paint has come off the bath phew

Taytocrisps · 04/10/2021 00:14

So, I went back over the past week and caught up on your news.

Mrs I'm enjoying Strictly too. I only caught half of last night's episode though - I recorded it because I was doing something else when it started. Then I sat down to watch it and fell asleep in front of the fire Blush. I might watch the rest of it tomorrow. You were asking about Ex and if he's supportive. Thankfully, he hasn't messed me around where money is concerned. He pays his child maintenance promptly every month and it's a decent amount. DD is covered under his health insurance policy, so I don't know if we can claim anything from that towards the cost of her braces. I'll ask him about it when I meet him. Also, the quote from the orthodontist says that we can claim tax relief on the cost. Basically, we pay the money up front, hold onto the receipts and then claim some of the cost back at the end of the tax year. Another option would be to travel to Northern Ireland and get the braces fitted there - it's a lot cheaper. One of DD's school friends did this. But we'd have to bring DD back every 6-8 weeks for adjustments and Ex and I both work full-time, so I think we'll stick with a local orthodontist. It would be different if we lived very close to the border.

martha Sorry to hear you're all battling Covid but glad you haven't been too ill with it - well, so far. A shame you had to miss the sponsored walk for the Alzheimers Society. Speaking of Alzheimers, did you hear about Karen Penny? She walked the entire coastline of Ireland and the UK and raised over £100,000 for the charity. What an incredible lady.

Humbug get well soon. Makes sense to get the urgent car repair done and hold off on the less essential work.

Meadow hope they sort out the Maternity pay for you. Sorry to hear you've all been unwell.

Love sorry you didn't get the job you went for but good news that you've been invited to interview for another job. Fingers crossed..... Glad your Dad enjoyed his biscuits.

Unescorted so sorry to hear about your Dad. Must have been such an emotional day yesterday, dropping DD to Oxford. Is it her first year there? Glad the parking warden was decent.

Born I hope everything goes well with the bathroom refit. I'm sure it will be lovely when it's finished.

TheHound glad you got through a tight few weeks even if it did involve lots of pasta and jacket potatoes

Camden sorry to hear about your Granny Flowers.

Scream have you namechanged again? So pleased to hear you got the job. You should be very proud of yourself.

life glad to hear the test was negative.

Alfie sounds like you went through a rough time of it during the pregnancy and birth of your DS. I'm sorry the car issue has been causing a disagreement between you and your DH but sounds like you've come up with a plan. Glad you got the paint off the bath.

em your birthday tea sounds lovely. Belated happy birthday! So glad the party went well. Sounds like that birthday nap was well deserved.

Happier that was a great saving on the multivitamins.

I heard about the fuel shortages on the news. Is it all sorted now? Must have been really stressful.

I'm starting my Walktober tomorrow. Must remember to put on my fitbit in the morning.

My laptop seems to be on its way out. It's extemely slow to power up and it keeps crashing. Luckily I have a work laptop now, thanks to Covid and working from home. Every cloud and all that......

I think I mentioned already that I'm planning to clear out my kitchen presses at the weekend and invest in some kilner jars for dry goods. I've been googling jar labels Smile. And spice carousels. This Cole and Mason carousel caught my eye but it's very expensive and that's before I convert the price into euros coleandmason.com/products/cambridge-16-jar-herb-spice-carousel. I might ask for it as a Christmas present. Is it sad asking for a spice rack for Christmas? It's something I'd actually use though.

That's about all my news. Enjoying a quiet evening by the fire and relishing the peace and quiet before the hustle and bustle of a new week.

Alfiemoon1 · 04/10/2021 00:18

I can’t sleep and I have work tomorrow wfh plus a new bathroom being fitted hopefully only a few more days of upheaval and fingers crossed it will look amazing when it’s done

HumbugWhale · 04/10/2021 07:05

Morning all, have caught up over the weekend but not managed to post.

Alfie your situation with dd and her boyfriend is so difficult. I have no advice but you are there for her and looking out for her which is the main thing.

Unescorted I know you will miss dd. I hope she has a great term and will be back for xmas before you know it.

Pleased the party went well Em.

We had a very low key and low spend weekend. Few bits from Lidl and no other spends. Went to the park yesterday, it's very autumnal now. Looking for xmas ideas for the dcs.

northender · 04/10/2021 07:27

Sorry you've succumbed to covid martha, hope your symptoms stay mild.
life happy birthdays to your dc. Maybe we should start a lottery syndicate!! I like the idea of the personal chef etc too
unescorted sending a big virtual hug
Glad you got the paint off the bath alfie
Saturday was cleaning & sorting while ds & dh were at football and dd at work. Saturday was cricket presentation which was okay. Yesterday was mum taxi for dd's rugby, more driving than the actual rugby but she enjoyed it. Dparents came over for tea to save us going up to them & it gave them a change of scene so worked well. Back on the hamster wheel today.

Alfiemoon1 · 04/10/2021 08:09

Morning all think I nodded off about an hour before my alarm went off so today is going to be a looonnng day looking forward to bedtime already lol

Coteeee · 04/10/2021 11:33

Joining. Currently sat sorting through everything to get my money in order...or at least on the right track.

Ive been foolish. Finally got rid of my debt this year and used my credit card once....just once! Rationalised it in my head as sensible and then it was too easy to use it again. Havent looked at the balance yet....want to feel in some sort of knowing how the ground lays before I look.

Its been worrying me and I haven't told anyone and feels weirdly freeing even talking about it...even though its to people I dont know. So helloo my names coteee and im a spender when I get down.

MeadowHay · 04/10/2021 14:22

Welcome Cote!

Martha Oh no hope you're soon better! I am much better from my cold now thankfully.

Alfie So difficult re your DD Sad. Flowers

Spends today: £5 stay and play. We've been a few times now and DD actually played by herself a bit and was the furthest away from me she's ever been and even started to play with another child right at the end. Progress! I guess it just takes her awhile to get slowly more comfy in different environments.

Still no update from work about wtf is going on with my mat pay, which is stressing me out. I spoke to my manager on Friday and he emailed HR to chase for me, but not heard further so I've emailed them just now to chase too. Could do without that stress like.

CamdenLurker · 04/10/2021 15:47

Hey guys 👋

Just been catching up on the posts of the last week or so, it's my day off today and I've done the bare minimum- which I hate because it just seems like such a wasted day, I never think like this until I've spent all day on the sofa though Confused

Tayto - ds2 has today had his braces removed after 6 years!!!! He's to go back next week for a retainer, it's literally gone on forever, dd2 now also has braces so it's an endless cycle! *

Mrs - always love to read your posts, you must be the busiest poster on this thread, glad to hear you had a great time at the theatre

Life* - sorry to hear about the job, I often think that the right job will find you, I will soon be going through the same when my fixed term contract comes to an end, I'm not a great fan of change so I find it really unsettling.

Hound - all my dc would be more than happy for a week of jacket spuds and pasta! Some of the simplest dinners are the best Smile

Meadow - such an exciting time for your family, you must be counting down the days until baby arrives.

Humbug - yesterday really felt like autumn here, it was lovely, dh and I walked into town and it was a little bit chilly but really sunny, later on the rain poured down and there was a beautiful rainbow.

Martha - sorry to hear you've got Covid, it's amazing how you can avoid it for so long and then bam positive test, I think I've accepted that most of us will catch it at some point, it's just a case of when.

Savvy savers sashaying through September
HumbugWhale · 04/10/2021 16:01

Lovely rainbow Camden!

Get well soon Martha and welcome Cote.

Unescorted · 04/10/2021 16:32

Welcome Cote - it is easy to do.

Tayto that is a lot, but the work goes on and on and on.... I had my solid brace for 4 1/2 years and the retainer for years and years after that.

Alfie - It is such an awful situation. A united front is good - and also something to bare in mind is that if you criticise him she is then forced to defend him. So as much as you want to tell her that is he is a freeloading bellend sometimes you just have to keep schtum.

life you can do this .... it WILL complete.

meadow HR departments should understand how stressful it is if your pay doesn't turn up as you expect. There should be an HR terms of service pledge that says everything else can wait.

Autumn has appeared here too.... I have spent the day repotting my orchids now they have finished flowering and splitting houseplants. They can all tuck up for winter. My family buy me the half dead ones that no one wants at the supermarket.

Mrsmadevans · 04/10/2021 17:37

Tayto that is good you can rely on your ex to contribute towards your Dd care. So many are just not contributing it seems. The Orthodontist you have by you , Are they very good and have good reviews. If so then yes if it were me l would stay with them too. Better the Dentist you know 🤗 l don't think it's sad asking for a Spice carousel at all 😀
Unescorted you are keeping busy , it's what l used to do when Dd1 went back to Uni 🤗 💐
Welcome Cote 😀
Camden beautiful 🌈 🤗
AHH thank you that is so kind of you , l have a quieter week this week, not as many MumBob appts but it cranks up again next week 😀 Dentist , hairdressers & gas service for Mums house 😁
You take this time to refuel yourself, we all need a rest day 💐🤗
Meadow l know you're anxious over your Maternity pay but l am sure it will be fine 💐
Life wishing you all the luck there is , fingers crossed 🤞😀
Martha take care 💐
Alfie glad the paint is off the bath 🤗
North that sounds like you have been so busy you don't sound like you stopped the hamster wheel at all over the weekend! 💐

lifelongfrugaleer · 04/10/2021 17:41

Welcome cote well done on clearing debt and you can do it again, freeze your cc and remove all automatic updates

Lovemaltesers · 04/10/2021 19:18

Welcome coteeee

Sorry to hear you tested positive too martha

Awful day at work. Awful trip after work with DD2 to the dentist. They managed to rebuild her broken front teeth, but she was so traumatised and upset we now have to go back again to fix a problem with one of her back teeth.

And DD1 has what sounds suspiciously like a cough. DH says it’s not a covid cough Hmm says the man who previously had a “non-cough” cough and actually had covid

Happierwithouthim · 04/10/2021 19:55

Tayto dd also needs braces, orthodontist has a payment plan. It's €3900 €900 upfront and then €200 a month after that.
Ex wasn't agreeing to her getting it done or the extractions until hse dentist explained how bad her teeth were. Now he's agreeable but no mention of sharing the cost. She's going to play therapy until Christmas and I plan to start her teeth in January. It's part of our separation agreement and the divorce so he'll just have to suck it up

Alfiemoon1 · 04/10/2021 20:04

Evening all welcome cote
Shower has now been fitted so have finally washed my hair. Floor tiles being laid tomorrow then the toilet and sink are going in should be finished on Wednesday

Happierwithouthim · 04/10/2021 20:30

Refund €15
Spends €16.53 & €8 first week going over my grocery budget this year Halo

Mrsmadevans · 04/10/2021 20:30

OMG Love your poor Dd1 & Dd2 bless them & Bless you re work Flowers
Alfie YAY! Grin
Happier l can't get over how much money it is to get Dc teeth looked after Shock I hope your Ex pays up without too much trouble. Flowers

lifelongfrugaleer · 04/10/2021 20:48

Ah love Flowers
Well done happier that’s some frugality sticking to budget this long
Gosh those teeth prices are £££ pleased dd didn’t need them after all

ememem84 · 04/10/2021 22:46

I did a thing.

I bought an iPad today. It’s something I’ve been thinking about for a while now and have saved up for. Bought it because I’ll need it in a few weeks for a conference I’m going to where they won’t provide paper notes. iPad is ideal for this.

Will also set it up so the dc can use it as a treat. But yeah. Bets on DH wanting to borrow it al the time?!

OP posts:
Unescorted · 05/10/2021 07:14

It is strange how that happens isn't em

Today I am sketching.....

marthasmum · 05/10/2021 07:49

Wow we all sound busy! I still have mild symptoms, thanks for all your good wishes. Was planning a shorter day at work yesterday but still ended up working till about 8.30 which is a bit ridiculous, as I’m teaching new stuff all today (online). So I’m definitely finishing early today. Partly my fault as I hate feeling underprepared but end up over preparing!
alfie glad the bathroom is under way, take care of yourself with all that stress
cote welcome, sounds quite scary to get on top of so good for you
love oh no I hope people aren’t getting poorly in your house
em yep, I bet DH (and the kids) will want to get their hands on the that
tayto I hadn’t heard of Karen Penny, that’s amazing
Not much news as none of us have been doing anything!

Swipe left for the next trending thread