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Friendly Frugaleers- Accounting Accurately All April

1000 replies

Wolfcub · 26/03/2021 08:19

New fred

OP posts:
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25
ememem84 · 10/05/2021 08:12

unescorted that sounds like a hoot!

I’ve been sort of productive this morning. Cleaned up two cat sickies - catface likes to chew the grasses we have and some get stuck in her throat I guess so she sicks. One of these was at 3am.

Sorted laundry. If I can get 4 loads done today I’ll be happy. It’s sunny and windy so will get most of it outside to dry. Except for towels. Towels always go in the dryer. Fluff fluff fluff.

Dishwasher emptied and started refilling. Dc dressed. I’m dressed. Not showered because I’m going for a run at some point today. Made dhs lunch for him. Don’t usually but I had time. And watered the lawn.

oliveroses · 10/05/2021 09:44

Hello everyone, would it be ok if I joined your thread? No probs if not but have been looking for a thread like this! I need some motivation to stop buying things on whims, it's gotten out of hand in lockdown. I'm on maternity leave and half pay kicks in next month and have been researching nursery fees (full time - eek on many levels!) so really need to get myself sorted out. Just spent £70 on a dunelm order on things for the house so not a great start. I always think 'If I just order this then I won't need anything else - this is the last purchase!' Obviously it doesn't work like that Grin

ememem84 · 10/05/2021 10:26

@oliveroses

Hello everyone, would it be ok if I joined your thread? No probs if not but have been looking for a thread like this! I need some motivation to stop buying things on whims, it's gotten out of hand in lockdown. I'm on maternity leave and half pay kicks in next month and have been researching nursery fees (full time - eek on many levels!) so really need to get myself sorted out. Just spent £70 on a dunelm order on things for the house so not a great start. I always think 'If I just order this then I won't need anything else - this is the last purchase!' Obviously it doesn't work like that Grin
olive hi!! Welcome!!

I know that feeling “just one more purchase….”

Thing is I figure if you need it you need it.

Nursery fees are crap. I’m currently paying £1800 pcm for two littlies to go three days a week. Do you have any other childcare options you could utilise to ease the financial heomhoraging?

oliveroses · 10/05/2021 11:10

Thank you - I probably didn't need the citronella candle in a ceramic tiger's head but never mind Grin
Its possible that one set of grandparents might be moving closer to us which could be a massive help with childcare, and I've been pondering compressed hours - but I don't know if that would make working days just impossible. I can go back part time but at a cost to my career, unfortunately, and I'm trying to think of the longer term. I am a ftm and very easily swayed by the opinions of others when it comes to this issue so finding it a bit of a rollercoaster! I have some time though as I won't go back until January. Just trying to get a bit ahead - I knew it was expensive, but yikes! Are yours at the point where they qualify for free hours from the gvt?
I could also consider childminders but haven't really got my head around that atm.

Jannetra17 · 10/05/2021 11:29

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ememem84 · 10/05/2021 12:56

@oliveroses

Thank you - I probably didn't need the citronella candle in a ceramic tiger's head but never mind Grin Its possible that one set of grandparents might be moving closer to us which could be a massive help with childcare, and I've been pondering compressed hours - but I don't know if that would make working days just impossible. I can go back part time but at a cost to my career, unfortunately, and I'm trying to think of the longer term. I am a ftm and very easily swayed by the opinions of others when it comes to this issue so finding it a bit of a rollercoaster! I have some time though as I won't go back until January. Just trying to get a bit ahead - I knew it was expensive, but yikes! Are yours at the point where they qualify for free hours from the gvt? I could also consider childminders but haven't really got my head around that atm.
no - you definitely needed the candle. personally i'd have also bought the tiger plates, and the salt and pepper shakers.

i know what you mean re thinking long term. i was/am in the lucky position where i don't have to work. but chose to keep on in my job. i work 4 days a week. lower pay a bit as haven't condensed my hours just do 28 per week instead of 35. but it makes sense as i get a nice balance.

ds will hopefully get some hours free as of October. as i understand it we get up to 20 free hours from the term they turn 4. ds will be 4 at the end of september. im in jersey so things work a bit differently here i think. i think we have to pay for 2 sessions and get up to 20 hours free. the kids are only there for 18 hours anyway so should get two days free for ds i think. to be fair though whatever we can get will be a bonus. as last year they (being our government) were talking of means testing free nursery hours. as part of their "get women back into work" thing.

the thinking was that if they means tested and put that household earning over the average salary wouldn't qualify those higher earners (like dh and me) wouldn't take the places for our kids. however. we - and a lot of other people pointed out that by doing this they were actually making it harder for women/parents to work. you want people to work, make childcare more accessible and affordable.

my two pence worth is that nursery is the better option. we looked into a childminder and found that here the cost was roughly the same. plus we'd have to cover any days the childminder was on holiday or sick. with nursery, they're open all year round, if staff are off sick we don't have to worry about emergency childcare, and same with holidays. also with childminders who had spaces we weren't able to drop off until 845 and pick up had to be by 515. which just wasn't feasible. with our jobs there's always the possibility of a late call or meeting or something that just can't be finished by 5. so nursery closing at 615 was perfect. it also means that if i want to i can go to the gym before i pick the kids up (i just joined the gym right next to nursery).

Unescorted · 10/05/2021 13:57

Hi olive great to have you on board.

I am 25 minutes in and I am falling asleep. We are still in the self congratulations.... Zzzzz

AmberIsACertainty · 10/05/2021 14:17

Olive I'm working on a theory of let's put half this mostly unnecessary stuff back whenever I shop, since not shopping is too unrealistic. It is helping with the overall costs.

I'm feeling very unmotivated in general. I don't even know why. Today I'm going to the pharmacy £15 probably for the meds.

ememem84 · 10/05/2021 14:20

I’m so unmotivated.

Mrsmadevans · 10/05/2021 17:47

Welcome Olive ! Smile
Shopping today 34 Lidl & Marks 7 on cake Grin
Weather is dire !
Unescorted hope DS is better bless him Flowers your work meet sounds horrible , sorry you had to suffer it and hope they didn't give you notice of redundancy!

Mrsmadevans · 10/05/2021 17:47

Em fabulous potatoes! Smile

SnugglySnerd · 10/05/2021 18:29

Hi Olive and welcome. Nursery fees are such a lot, we were paying for 3 dcs at one point. Since oldest started school and the other 2 got their 30 hours life has got so much easier (financially at least Grin) We opted for nursery over a childminder because of them being off sick and so on.

Nsd.

lifelongfrugaleer · 10/05/2021 18:44

Hey olive,
I'm going against the grain and saying you don't need the stuff really. You want it but can you afford it

Yy to childcare fees being a killer.. I Worked for free for about 4 years. Worth it now in have a career

Reduced eggs as baking tomorrow. £1.79 for 10.
That's it unplanned spends.

Hope DS feels better soon unescorted

Wolfcub · 10/05/2021 18:56

Welcome olive

Fridge sweep up Mexican bake in the oven. Used loads of odds and ends. However having just tasted a bit of mix it might be a little blow your head off. I think the innocent looking chilli was actually a little evil torpedo. Oops

OP posts:
ememem84 · 10/05/2021 18:59

Oopsy wolf got any cream cheese?! That’ll fix it!

We grew chilis last year. No bigger than my little finger. Dh ate them happily raw told me they weren’t spicy at all.

Motherfuckers almost finished me off. I gave a load to the boss’ wife. She is an amazing cook and likes food spicy as hell.

lifelongfrugaleer · 10/05/2021 19:01

Oh hate that over chilli feeling. Chocolate or yoghurt are meant to work too

oliveroses · 10/05/2021 20:06

@ememem84 wow, the free childcare hours sounds even more complicated than I thought, at least in jersey! Thanks also for your thoughts on childminders, interesting to know a bit more about how it works with details like drop off hours, etc.

@AmberIsACertainty I always think I'll return some of it.. never do ...

@Mrsmadevans that's the one, fab isn't it?!

@SnugglySnerd yes, got to think childcare is just for a certain period and then it gets better. And it has to be reliable!!

@lifelongfrugaleer glad the 'working for free' years were worth it - in it for the long game.

Lovemaltesers · 10/05/2021 21:20

olive my childminder is great. We used nursery for DD1, but when I returned to work from mat leave no. 2, we needed before/after school care and childcare for a baby so childminder made sense as only one drop off. I don’t think my childminder has every had a sick day, just one day off when a parent died. DD2 did have a day at nursery, and DD1 did do some breakfast/afterschool club on childminders day off so we had a second choice for emergency care. But when things locked down, childminder started back up way before before/after school club did which was a massive help!

Unescorted · 10/05/2021 21:44

Mrs we are always in a state of being in or expecting a redundancy cycle. I am now at a point that VR is looking attractive. They didn't announce it today...

Ds is feeling better. Not perfect but less Ill. School is on for tomorrow.. several covid tests tell us it is not that.

DDad is not well at all. He has a visit from the hospice "how to die with dignity" team tomorrow. He is in the "leave kicking and screaming" mindset. It should be an interesting meeting of minds.

Ollinisca · 11/05/2021 02:28

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Onwardsandupwardswego · 11/05/2021 06:05

Spendy yesterday. Need some dental work and had to prepay. Ouch on both counts

lifelongfrugaleer · 11/05/2021 06:45

Oh unescorted Flowers do you have to hold or do they tell you after.
I used a child minder as DD did not settle in nursery. Was a bit of a pain when she was I'll or took extended holiday but we coped
How was the Mexican wolf?

lifelongfrugaleer · 11/05/2021 06:45

Oh how could I forget hair cut today whoop whoop £50

ememem84 · 11/05/2021 06:55

Morning y’all!

Up with the dc we’re watching Bing.

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