@lifelongfrugaleer
Crazy day. Just spent £275000 but got £170000 coming in
Woohoo
life
I'm following lots of budgeting pages on instagram and have downloaded a workbook for low spend year, even though I don't plan one what with buying a house and all but I'm just thinking it might highlight anything I'm buying.
Going to make a list of sinking funds, this is inspired by my car insurance renewal coming in. I won't be renewing with them! I keep my Christmas bonus to cover car insurance. I've got €500, got a quote yesterday for €411 but when I put bf/dm on it adds €80 to the policy, they brought it down last year 
This reminded me that I'll have house insurance to pay this year and I thought wouldn't it be good to pay it upfront! Only saves about €15 but they all add up.
I've some goals and new categories on my ynab but need to revise for new house/new year too.
Today I got child benefit €280 and have put it into child benefit 2021 category, going to try save most if not all of it. Might put €40 each into dc clothing categories and then save remaining €200.
I can do budget but it'll be revised again once I switch from renting to home owner.
Ynab Referral Link
mrsmadevans local milk supplier are now doing home delivery, milk and free range eggs, minimum delivery €5 but can only order eggs when getting milk delivered. Don't know if my dc will appreciate me spending twice as much as local milk as supermarket milk. 