SnugglySnerd
mmm I imagine it might be really nice with fish I'll see if I can find the Jamie Oliver dish
Thank you Fluffycloudland
It actually feels really good to have a big overhaul and sort my financial life out...On the overpayment calculator I will shave off 18 years...so that will be loads of interest saved and will increase our LTV so it'll work out cheaper when we re-mortgage in the future.
My plan more simplified is save like crazy for 11 years then relax a bit.
It's going to be a tough couple of months being really strict while we get used to a much lower budget but it's a good time as we haven't got any big holidays planned for the rest of the year just camping, or a few U.K days away.
Hello Fappyjack and others who have said hey :)
So can I be cheeky and ask what people tend to do with your monthly grocery shop I was thinking bulk buy stuff from Costco (when I can) so long as it works out significantly cheaper hopefully to last 6-12 months - then either online Sainsburys or Aldi shop every fortnight (£100 budget) are there other cheeky tips like making use of vouchers or anything?