March no spend ...

[Peachsnowpop]

Who's in for March ?

I have to pay a £450 credit card bill and want to put £800 in to savings. This is going to make things extremely tight. But ! With budgeting and NSDs I hope I can achieve it. Good luck to everyone else for March

Yesterday was almost a NSD! I did buy a ticket for a school event but it really isn't optional.

Well I failed a bit yesterday- not only did I spend £3 on top up groceries, but I went for a coffee with some school mums. That blows the Fun budget until a week tomorrow, ho hum...

Today I've spent just under £15 on groceries and £30 for DD's tutor. I'm feeling a bit down in the dumps as I haven't got anything fun lined up this weekend but I have resisted the temptation to spend money to make myself feel better.

Not a good day today

Aldi £75
Takeaway £15

My downfalls poor organisation-> poor choices

NSD today and also plan to do so tomorrow. Managed spent £150 for the week including groceries and petrol for family of 4.

Not too bad today 18.00 on pre planned groceries

Hey, bit of a spendy day today.
£20 on brunch for me and dh
£16 for Charity shop dress, expensive but from Toast and a fit that should work through my pregnancy and hopefully after.
£10.90 on food shop as we're running down the freezer to defrost it next weekend
£8 on mothers day card, moisturiser and getting my eyebrows done.
Will need to buy lunch tomorrow but that should be it for a while!

ESOD for me- some very scrimpy groceries and the bus fare to the shop to buy them. Maybe an actual NSD tomorrow? I live in hope...

Yesterday I spent £54 (£9 over budget) on groceries but it did include a big pudding for lunch contribution today, & £36 on new clothes & tights (which were needed). Will be about £10 social spend today, then really really hoping for a few NSD this week.

NSD

£13.95 on groceries and £6.50 on a bottle of wine (oops!)

Nsd yesterday.

Today esdo.

I've checked my bank this morning and compared it to where I was last month at this time and there's an increase in disposable funds that I'm happy with so that has given me some motivation for this week.

I've just ordered a tumble dryer £209!

I need to focus on this every time I'm tempted to "waste" money on coffees/drinks/lunch out etc. this month.

Yesterday was far less spendy than expected, as mum bought lunch to celebrate dh's birthday and I'd already paid for the tickets to the event we went to. I did however buy an expensive fancy loaf of bread to go with our soup dinner as the main supermarket had closed by the time I remembered, must be more organised!
Hoping for nsd today

strawberry a fancy loaf of bread to go with home made soup is a pretty frugal birthday treat, I think you are still doing ok!
I'm hoping to get through today with just the bus fare, fingers crossed...

Messy, it wasn't his birthday yesterday (but next week, just my mum won't see us before) and we had a rather large lunch so sadly less frugal!

So this weekend was a bit of a spendy one.

£24.95 for present and card for mum and £45 for clothes for DS which he desperately needed plus £30 for tutor (planned).

NSD today though. That's 9 out of 12 days of NSD so far.

Spendy day today

Supermarket
Children's pyjamas X 2
Toy x 1
Bread x 2 loaves
All in - £35 perhaps I have unrealistic expectations of what I think things should cost !

Cafe for lunch
3 meals- £13.50
Not too bad

NSD in the end here today

I'm really into this frugal living
Things came to a head for us last year when we sat down and realised just how bad things really were.
It was awake up call
We decided to sell anything and everything We didn't use, need nor want etc etc
Massive ebay/gumtree purge saw the CC & OD gone. We'd had both for almost a decade, the banks must have made a fortune from us!!
We both bought each other token presents for xmas (£20 each) DS got his santa's list, so no tears there.

New Year resolution - Spend Nuthin'
Happy to say 3 months in we're both still alive and haven't killed each other through sheer frustration and boredom.
However, we've both now adjusted to this frugal living. We just have the new window loan to get rid, 2yrs left, but I'm hoping its gone by May/June at latest

And then that's it..Debt FREE!!
We hope we will never ever go back, we fully intend to carry on saving ruthlessly until autumn to put a float in all accounts, take a cheap hols then knuckle down to Xmas.

The less we spend, the less we actually want to spend, That probably sounds strange to some, but we both now get a kick out of being tightfisted.

Since Jan 1st I've spent less than a tenner!!

Wow pixel well done!
Out of interest- I'm assuming you haven't literally spent less than a tenner (ie- you've bought food, bills etc). What do you not count?? Does that include things like presents to take to kids parties? In any case- super impressive!!!

Messy
No that's just me, we are both trying to ensure our frugality doesn't impact DS life, so luckily no parties just yet - phew.
The weekly shop gets him his treats, but both me and DP go without.The reason I know its a tenner, is because that is what I had in my wallet on new years day. I cycle to work, take lunch and flask for breaks, don't drink, smoke etc etc.
Its a bit of a standing joke now, I'm trying to see how far I can go, colleagues at work are in on it and constantly trying to tempt me with a bacon butty!!. No Chance!!
But I just don't spend anything, I used to buy the odd lottery ticket, but I'm holding out on that too. It's made me realise just how wasteful I was before.
DP isn't doing as well as me, She had lunch with friends last week tut tut!!

Just to add, I didn't actually spend a single penny all the way through February, I'm so proud of that.
Before we started, I'd buy daily multiples of hot chocolates from the works vending machines, bacon butty every Friday morning, often followed by fish n chip dinner (early finish Friday) lottos tickets twice a week in short I was blowing almost £20pw on basically nothing.

I've spent £9.99 on a phone charger today (needed because my existing one is half broken and may give up at any point) and £12.70 on groceries and basic toiletries at Morrison's (my total grocery spend for the month so far is £107 for me and teenage DD).

Gosh pixel that is impressive