Thanks for the clarification ladies on how to deal with the more sporadic items which require money. I’m going to setup an account just for them and put in £150 a month.
I’ve been quoted £1070 to insure my horse with NFU and a girl at my farm puts £100 a month into an ISA account for hers instead and hasn’t had to touch it for two years so I’m considering that as it’s such a lot of money on top of the already high cost of having her!
Also thinking to cancel my Mums Bupa and my Aviva private healthcare which would save £225 a month because right now it’s about consolidation, bring expenses right right down until we are on the other side of the move and bringing in steady and regular income again. Do you think that’s a rash decision though?
I’m going to redo our energy suppliers on my TopCashback and also have a chat with Sky because that is £57 a month and I think I’ve read somewhere that someone pays much much lower?
My brother contributes £50 a week to my mum. It’s a bit of a crap topic really. In a nutshell at 23 I launched a business that revived overnight (moderate) success and prior to this as a family we had always been on the breadline. Since then I’ve generally felt that because I am more comfortable then my family shouldn’t struggle either - I’ve stopped a lot of it since becoming a mum - I’m a single mum so need to keep what we have for us now... there’s a lot of years to care and provide for DD and education isn’t there...
My brother actually earns really well - WHEN - he has work, he gets project jobs say a 3 month tv series or a movie... Xmas he’s always totally penniless when they don’t have work. He’s been trying to save bits and give it to my sister but at 32 he’s made no move whatsoever in securing his future, his own home or even renewing the car I bought him 8 years ago. This year since mum and I will be moving to the new farm he is forced to get a place of his own (although he will always be welcome with us anytime if he needed it.) but is apparently saving £5k for a trip to Vegas! Has no plan of where he’s going to move to either... frustrating I’ve trued to help him on his way in the past - I got him a flat for 6 months but he just partied and then moved back in with Mum the day he’d have to start paying the rent himself..
I think this forced move is actually what he needs to see he reality of life...
And I need to toughen up don’t I... grrrr