The Friendly Frugaleers, figuring out our finances with furry feline photos!

[Cagliostro]

Hello all :)

The accounts I opened were the high interest saver that Santander offer, plus an Esaver, which only pays 0.5%, but there's no limit to savings, so I've put in the excess in the Santander account that pays no interest, and will move a few bits of other savings over that are in account that pay less than this.

I was offered the credit card, which does pay cash back, but not enough to cover the fee or trump the M&S credit card we use currently.

However I will look at the household insurance as there's a £30 Amazon giftcard available and the cover is unlimited.

Collie Me too. We can be the bland food club. Yippee! For some reason Tesco value cottage pie and tescho chorizo still work for me. Other that that it's all boiled potatoes and rice and leaves. Good luck there.

Ended the week with an NSD - hooray!
Happy weekend everyone!!

Looks delicious, Need. Le yum! Both you and Girlie have very productive days!

Best of luck in the 5k, Mammy. Your treat night after sounds great.

Collie, sorry to hear you're feeling so poorly. I hardly ever take Ibuprofen, as it gives me heartburn, but a stomach ulcer is so much worse.

Spends: £9.70 bus and a treat of a cappuccino and chocolate fudge cake with ice cream in the naice local café for £5.90. Divine!

Happy weekend everyone.

Have read and caught up, happy weekend too everyone

Dh has gone out to meet his boss. Will hopefully will come back with some money.

Sorry but he's just too funny

collie I've had one of them, the vomiting is awful. It gets better though.

Wreck biscuits a little legend. Munchable even.

£10 petrol
£1.79 for Pepsi in the hospital.

£1.58 beer

79p ranitidine.

I'm 75p off my next John Lewis voucher 😡

First fire of the winter lit! Its rather autumnal and cosy :) I love winter!

Collie have you been tested for h.pylori?

Good luck in the 5k mammy, I think 5m would be more my limit ;)

Girlie, yes it is possible for the pilot lite to go out. There should be a reset option on the instructions or what to do if the pilot. Lite goes out. (Put boiler type into Google for manual or instructions) if that doest work then it might be a fault.
Hope the ulcer starts getting better collie, poor you.
Le yum need
Gws other fruflu people

Nsd today
£250 tomorrow on horse party, £50 sainsburys, £4 football

Dinner and prosecco done. Watched the hunger games. Played with kittycatface. She is getting braver and braver.

Also sat on hallway steps while she looked out if the window. She's never let us do that before. She always runs off. Sat for 10 minutes until she decided she'd had enough. She got a treat for that.

dunno why people have issues with kids just chuck dreamies at them

Jokes.

Tomorrow is the start of a new time in our lives. Serious declutter day one.

Tonight I'm in the spare room. The minute I wake up I'm stripping the bed. Washing the bedding. And flipping and febreezing the mattress. Then emptying cupboards and drawers and getting rid/eBay/charity shop

Big weekend.

£42 in Tesco but that included a birthday present for DNephew and a bottle of Shiraz. £8 in the co-op whilst picking up prescriptions (which are, fortunately free in Scotland) £4 pocket money for ds3.

I took a huge bag of teenagers cast offs clothes and a bag of soft toys to the cash for clothes place and got £5.20. It's a bit of a rip off but I have someone coming tomorrow to potentially buy something I have for sale on Gumtree for £15. So £20.20 profit all together. I must bump up some of my dale items.

collie naproxen upsets my stomach but I can't take ibuprofen as it makes me wheeze. I hope you feel better soon and healthy vibes to all the fruflu people. I must go for my flu jag soon.

That's ds on holiday from school for two weeks. Cheap entertainment only!

Collie, hope you get better soon. I didn't know naproxen was bad for tummies. Poor you.
Mammy , hope you enjoyed your 5K and raised some money for CF
Girlie it is not unusual for the pilot light to go out if the boiler has been off for long periods. In my last house it used to happen every winter. Is it a combi boiler.
Need that looks amazing. Which receive was it?
Boobs, catface Is doing so well. It's all down to your patience.
Another NSD. I think it's 4 this month.
Turned the compost over today and it's looking good for my raised beds when I make them. And got some more stuff ready to sell.
Hone all fruflu people feel better soon. Still got bloody cold.

£25 on swimming and Pizza for dcs and their friends. £6 on a bottle of prosecco for me. I'm in the middle of a big clear out so going to do some eBay selling next week. The next two weeks need to be very frugal ready for half term spending !

Eva that's the same as me! It really triggers my asthma. :(

trying thank you

toaster I will be on Monday. They wouldn't do it today as the lab is shut over the weekend. I am desperate for the pain to stop. Both the GP and pharmacist have promised me that I will less uncomfortable tomorrow as the PPI kicks in. I hope they're right. I'm literally rolling around on the floor being sick.

fluffy That's good to read as I feel a little like this will never end at the moment. Feeling so rough! The pain and the vomiting is horrendous.. I'd rather have another c section!

Frugal fail: our Dyson has finally packed in. We're selling it as spares. But how bloody unlucky :(

I did my best time yet in 5k!! Very happy
Plus new broadband crowd contacted me so they're installing Monday can then cancel sky, they take a payment immediately & then you're finished with them 30 days later. This works in for me as my monthly payment to them is due anyhow on 19th. Saving me €82.40 a month may get Netflix we'll see how we get on without it first. Is it one month free per email address or IP address?
Hope tax will come back this month also

Collie my heart goes out to you. Scrambled egg & porridge are my go to foods when I feel like this.

Need food looks great, maybe I'll get my recipe books out for tonight for a change.

I need to tidy up my clothes from floor of my room, look for my driving license(2 birds one stone all that!) take dd swimming, go to Argos, search changing bank account for dh, go to post office & cash a cheque plus pay a bill for postage on a free commemorative coin I got for dh, there's loads more I'm sure ....

How are you today Collie you poor thing.

Well done on the 5k Mammy, that's brill! I'm so far off fit it's shocking but plodding on.

The recipe was the chicken, chorizo tray bake with sweet potato, spuds, and peppers. Was lovely.

I'm up this week by a good amount, I've been splitting the monthly money into weeks. How much will depend on how many clothes I keep from Hush.

Today should hopefully be a LSD as I only need to post a parcel. I need to lend DD some money for her to meet her friends but she's paying me back.

How are you doing, Collie? Hope you feel better soon.
I am up, have already pegged out first load of washing and second lot is in the machine. DH has taken DD out to buy cheese while I mark some books. I should get on with them really. Then we're going to make pizzas.
Hopefully apart from cheese and probably cat food we won't need to spend any more money this weekend.

Look after yourself collie. How horrible for you
Had a lovely lunch with dm yesterday, just in budget!
Dh is going to a rugby match with friends this afternoon.
I'll be staying at home as I've got a cold which I'm hoping doesn't develop into a chest infection. I've got antibiotics at the ready, just in case. Feeling a bit sorry for myself.
Spent £85 at aldi yesterday, but £15 of that was Christmas presents. I've got some clothes to take back to Asda and need to try to sell a few bits on eBay or fb selling pages.

Be kind to yourself today collie, let the meds work.
Ta da. totally outs self again

Well done on the 5k

Fab cake life!!

Just spent £30 on stamps and ink for Christmas craft. Oops.

I hope the PPI is working Collie I have one of those too and it did work very well for me. I hope it's doing the job for you.

I have been thinking about the financing of higher education today. So frustrated at the difference in the financing of higher education in Scotland and England. If we were in Scotland ds would be able to stay at home to go to University and have no fees to pay, so he would start his adult life debt-free. Such a completely different mindset from the life that English students start, with £50k+ debt before they even have a salary. It really frustrates me and I'm constantly thinking about whether we ought to just be moving to Scotland, but then the salaries would be much lower there, so does it perhaps cancel it out? Must puzzling over the numbers here.

I think by the time your ds is of university age it will be very different and may well be paying every where.

Is that rainbow dash on the cake?! Dash is the Caglets' favourite