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Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

The Friendly Frugaleers, figuring out our finances with furry feline photos!

999 replies

Cagliostro · 23/09/2016 18:50

Hello all :)

OP posts:
Thread gallery
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8FencingWire · 24/09/2016 09:08

Morning!
Thanks for the new thread, Cag, I'll post a pic with the 8fencing cat too :)

I've made £600 in overtime. Paid for DD's residential trip and the curtains with them.
I have £3600 on a 0%CC now, time to start paying back. Made a £200 payment. I'll try and get another 0%one, but if I can't, I've got £3100 in savings.
Food budget this month is £100, I'll take it out in cash.
All good. Full house this weekend, we had friends for dinner last night, we're going out today and bringing friends of DD over for a sleepover, more friends coming for cake and coffee on Sunday afternoon.
I'll clear up and do a proper deep clean next week :)

8FencingWire · 24/09/2016 09:18

Oh, meal planning:
I've got a £8 off a £40 shop in waitrose.
Sunday curry.
Monday: eggs.
Tuesday pasta
Wednesday, Thursday egg fried rice.
Friday pizza
Saturday falafel, hummus and pita bread.
Sunday roast.
I have some rhubarb for a crumble for next week, I am making pancakes for tonight.

I need soy sauce, milk, butter, eggs, some vegetables.

Ememem84 · 24/09/2016 10:10

No trips out for me. Dh has rightly decided I'm not capable of driving. I did t drink that Much (3 prosecco and a glass of wine) but had nothing to eat. Oops.

Also it was a tough day yesterday. We found out a client died last week. So as well as doing the flowers andcard to the family thing next week we'll have to do a whole heap of paperwork...to forward their entitlements to children. Client was only 48. Sad sad sad

AGenie · 24/09/2016 10:41

lilac we just got loads of boxes of toys out of the attic and sorted them into keep, sell and throw away. Ds was remarkably good about it.

We're chucking out two big boxes of tatt (mostly toys from the front of magazines). One box of baby stuff to sell (on facebook).

It will clear a lot of boxes in the attic and mean I can now tidy some living room stuff into the attic, so I can get rid of the living room dust.

I'm definitely on a spring cleaning splurge at the moment. Trying not to completely wear myself out working non-stop all day.

CremeEggThief · 24/09/2016 11:13

Pacific get, AGenie, keep pacing!

CremeEggThief · 24/09/2016 11:16

How on earth does pacing auto correct to Pacific get?Confused

Sierra259 · 24/09/2016 11:19

Hope you're feeling better soon cag and em. lifelong dog pictures are good too! Grin

Quite jealous of your decluttering success agenie Feel like I desperately need to do some here too but DC2 is still young enough to use the toys DC1 has grown out of.

Spends so far £6 at SW, £1.50 on bus to GP for flu jab and still need to pop to Coop later for fruit and a few bits. 2 loads of washing done and will try to batch cook some stuff for DC2 later.

AGenie · 24/09/2016 12:04

Thanks Creme. I'm trying so hard. I seem to just keep rushing around just now. I am trying though.

Collieballs · 24/09/2016 12:52

Awful day here

£100 car repairs

needastrongone · 24/09/2016 13:39

You ok Collie? Is it related to the car? xx

Ememem84 · 24/09/2016 14:00

Have eaten toast and am feeling marginally better. Still in bed though.

SnugglySnerd · 24/09/2016 14:02

Thanks for the new thread, Cag.
Welcome Noits, love the cat pics. Will try and post one of my old boy but I never do well posting pics on here!
I have suddenly got lots of energy and have been doing housework and laundry and making soup. I'm hoping this is the second trimester energy surge I was promised after 3 months of feeling like shite!
Had a lovely meal out with my friends last night and spent under £20, the advantage of not drinking I suppose.
Got the new National Trust magazine with all the autumn, Halloween and Xmas events listed - I'm excited!
I'd love to make some of those Xmas decorations that smell nice using orange slices and cinnamon sticks. Would anyone have any idea how I might do that please?

WreckTangled · 24/09/2016 14:33

Oh em that is sad was it sudden?

I spent £69 in lidl Hmm but did have extra from the bakery as my sister and bil came for lunch haven't seen them since Easter.

Meal plan:

Pizza
Roast chicken
Left over roast chicken wraps
Macaroni cheese with leeks
Shepherds pie
Spag Bol
Fish cakes and mash

Actually I don't think we will need anything extra either so hopefully that'll be it for food.

Ememem84 · 24/09/2016 14:55

wreck yep. It was a bit of a tragic farm accident from all accounts. Luckily (?) his kids are grown up.

Ememem84 · 24/09/2016 14:56

It's interesting though (from a non emotional work sense) this is not a situation I've had to deal with before so it'll be a learning curve for me. Going through formalities re altering trust documents etc.

Cagliostro · 24/09/2016 15:46

What's up Collie?

Sorry about the bad news Em

I'm decluttering too Genie and like you am wary of burnout.

OP posts:
Ememem84 · 24/09/2016 15:51

Finally out of bed. Achievement of the day - changing the cat litter without vomming. Smile

Nsd.

Have done nothing bar lie in bed and feel sorry for myself. So now have to actually get on with life. Have just downed a rehydration thingy (pink bubblegum flavour eugh) and am sorting washing.

WreckTangled · 24/09/2016 16:13

That's horrible em.

Just realised I've also got two extra meals this week of toad in the hole and chicken escalopes. Should make next week a cheaper week...

AGenie · 24/09/2016 17:06

Cag It's tricky isn't it? Good luck there.

Girliefriendlikesflowers · 24/09/2016 17:08

Hi all Smile

8 am impressed at your food budget, I would struggle to last a month on a £100, does that include pack lunches etc?

Em that is sad Sad well done on not vomming though, I struggle with that when not hung over!

Ipsos I tend to be more brutal with stuff these days, if its not needed or being used it goes!! Dd is a collect a maniac though so still has loads of bloody stuff, we do regularly go through it though and I try and get dd on board with what to keep and what can go. I sometimes feel like all I do is stuff management.

I don't buy dd new toys or anything though unless its her birthday or Christmas. She might occasionally get a charity shop book but thats about it If she really wanted something she has her own money she could spend in a savings account, normally when I mention that she decides she doesn't really want it after all Hmm

I have been working all day, wasn't too bad for a change!

Spends
£38 petrol
£4.50 on a local road map (my last one had fallen to bits after 10 years and I need it for work!)
70p on water - must get better at remembering my water bottle!!!

ItalianWiking84 · 24/09/2016 18:33

Thank you for the new tread. Nsd today. Tomorrow we are off to a baptisms...
Have gone trough all the stuff from our loft and my parents loft and still missing 3 items. So bloody annoying so dh is going up again Monday and looking trough it all again... Had a long chat with him yesterday and as presumed it was nothing to do with me or dd, so all good now. He had often admitted that when he's bothered with something he tends to "take it out" on me be cause he trust me that much and feel like am the only one who can get him to open up. He knows it's not the smartest to do but none of us are perfect... Just glad we had the chat and he seems to be very happy that I can turn around lots of thoughts

Hi newbies and welcome

Collie: I love lidl diaper, wipes, bake off department and German goodies, cheese, hula hoops cereal which are better than cheerio and lots more.

Agenie: we donate lots of dd's unwanted toys and clothes that we haven't saved for baby dd and the best stuff gets sold on fb...

ItalianWiking84 · 24/09/2016 18:37

Flowers for collies bad day

Updated our budget and everything for the bank on Tuesday. Interesting to see if we can switzh. We earn per month 3200£ without dds child money from the gov and we need 1900£ on our budget account to cover all bills. Some month it's s lot less and others more, but our yearly bills divided by 12 is 1900£. So we have 1300£ per
Month for usage which is not unreasonable. That covers food, petrol and diverse

AGenie · 24/09/2016 18:40

Girlie that's a great idea about the bank account. I still buy too much stuff for ds just to keep an easy life at home. I find it's hard to find things to do with him though as we can't just natter like I might be able to with a girl. Having new stuff does help a lot. I've bought a computer programming book, which I hope will help.

I had a massive blitz today and the living room is now spotless and dust-free (ish). Pleased about that, though also knackered.

Ememem84 · 24/09/2016 18:49

Dh is booking flights for NZ in March this weekend.

If we book by the end of the month we save £1500!!!Shock

I don't want to go but that's another story. I'm hoping that I get pregnant and can get dr to say I can't fly (checked flying regs and I'd still be well within the time). Have told dh I don't want to go. He's not happy but I don't have a legitimate reason to miss bils wedding (and I want to be at the wedding because I love bil just anxious about the flight and seeing mil...) so think pregnant thoughts! Dh has said he doesn't want to go on his own understandable unless he absolutely has to. And has checked our travel insurance (it covers pregnancy...). He can't miss the wedding.

So. Pregnant thoughts people. Pregnant thoughts.

£1 on Doritos.

Collieballs · 24/09/2016 18:58

Thanks :) just one thing after another. Lots of strees & another sleepless night!

Anyhooooo, back to frugaleering.

Em very exciting!!

girlie I wish I was a bit better at not buying DS toys.

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