Hi all, I didn't update yesterday but here is todays'
Bank: £944.29 (was £1223.87)
Purse: £0.01 (was £1.37)
Jar: £65.60 (was £3.00)
Grand Total: £1009.90
Reduced by: £218.94
Spends:
£10.00 – petrol for neighbour's car (U)
£190 – DH's spending money given to him as a lump sum (B)
£15.00 – haircuts x 3 (U)
£3.00 – bottle of wine for next door neighbour (U)
£0.94 – bottle of pepsi max (U)
Days to payday: 27
Spends from Savings: £180 for roof (£875.26 remaining)
Spends on credit card: £2443 (sob, weep, wail)
We have a car (hooray). After the performance with the garage through the week, I decided to take a deep breath and just pay more for a better car, so we've gone for a 07 plate Vauxhall Vectra which is a 1.8 (our other was a 2.2 and a better model) so we've got a more basic car but at least we are on the road. Including the card fee, it was £2045 on the credit card, I had to put 6 months road tax on the card too which was £115.25 for 6 months which I will pay off my monthly standing order and in June when it is due I'll go onto monthly direct debit. I'll switch the Green Flag cover over to the new car once the old car is scrapped.
I'm £25 out of pocket as far as insurance is concerned because of the utter shambles that Car Insurance is. When I insured the Megane I paid a deposit of £43 and they kept the policy open so that when I got a new car, they would just add the car to the insurance. So I went back to them with the details (having checked on compare the market that it was roughly the same as the Megane) only to find they wanted £127 a year more! When I said that it had been a lot cheaper on CTM they said that was for a new customer internet quote and unfortunately I was now an existing customer doing an over the phone quote so it was more expensive! So for the sake of not spending £127, I had to lose £25 to cancel it. Car insurance is the biggest legal rip off going.
I have then had to reinsure with the same bloody insurer with my CTM quote and as I had to change the total annual mileage and put business cover on it (as DH drives for work occasionally) it did push the premium up by about £40, I've had to pay a deposit of £80+ on my credit card with 11 payments of £40 (which is what the Megane would have been).
Hopefully that shenanigans is over and done with now. Touch wood.
I think DH is on board with the money thing. I gave him his monthly pocket money today (which is good going because I got paid Thursday). He likes a drink and has finally deduced it will cost him £2 less if he gets it from Asda, so he's made the extra effort to go to Asda to get his wine. He said he'll definitely stick to his money this month, so we'll see.