@Betty and @Twittle it's one of those 'If you know, you know', right?
Before this happened to me, I didn't know what I would go through should it happen. In fact, I didn't think it would happen to me at all. Isn't it what other people experience?... What a fool I was.
You know when you can just tell you're being judged, which may be completely irrational and paranoid, but I think of the 'me' before this happened and I don't know if I would have 'got it' if someone lost a baby. And, sadly, I may even have been a little judgemental too 
DP's dad refused to understand what I was going through, he thought I was attention seeking, irrational, and 'fucked up' (his exact words).
He said it our baby wasn't a baby, nor a living thing. Just a bunch of cells. He told me "there is no Emily"
Needless to say, our relationship (me and DP's dad) was damaged from that point. We get on now but I can't help but wonder why he was so cruel back then, why he would have kicked me down further when I was already at rock bottom (rock bottom has a basement!). He was weirdly empathetic this time around but I will never forget how he made me feel before.
I'm rambling again!
Oh @Twittle that is really shit. Have you been advised about going through with it all? I don't know what a "Rationale of probability" payout would involve.