hi Daisybump - retired yes - as in not going back to work - or that is the current plan.
I am a secretary at a big auditing firm here in London and even though my salary is very good, it is not worth paying someone to bring up our children and sitting at work for £200 - £300 a month, missing out so much!
We stay in London and therefore child care is very expensive - I must admit I haven't done too much homework around this but I do know it is over £1,000 per month in certain areas!
I am also very worried about being bored at home - I was an Au Pair when I was 19 years old and I remember how little you grow as a person just being with 2 small children - but then I guess it can be different if they are your own - I don't know!
And also, making friends and getting hobbies are very important for me. I have been at home only 2 days now and am already feeling bored, but the physical energy is not there to do too much and also, going out is a bit of a challenge these days looking for a loo every 10 minutes!!
One good thing about the company I work for is that they are keeping my job until June 2008 and then I can decide whether I want to go back full time or parttime or not go back at all. Now isn't that a blessing!!!!