champagne I need your advice re pension contributions and salary sacrifice benefits during maternity leave!
I will be getting an enhanced company maternity pay for weeks 1-26 then SMP for the final 13 wks.
I have asked my company HR and they have said in italics:
Pension deductions will continue whilst you still receive income from the company but will then cease. You will remain part of the scheme though and the deductions will start again on your return to work.
Q: Does this mean they will deduct employee contributions from SMP? If not, will they continue to make employer contributions?
With regards to the critical life assurance, the deductions will be made as normal whilst you are receiving an income, and then the company will continue with them.
Q: Again, does this mean my SMP will be subject to deductions for this cover?
I am trying to work out my finances and if they are going to deduct pension and CI cover from SMP then it could mean I need to return to work sooner!