Oh, they Lord, ya'll!
I can't agree more with the OP, tbh.
Been in the same boat.
We're in HA now, but it's a shitty flat and we're damn grateful, tbh, despite having lived over junkie drug dealers and jakies and all manner of crap.
I think it's a shit way to bring up my young ones. It makes me pure ashamed.
I hate it, and I know they'll leave skidmarks on this place as soon as they're able and I'll have to follow.
I think it's pure crap that DH can work his fingers to the bone and it'll get him all of nowhere, just like it got me.
I think it's short-sighted and dumb of any government to think that's a good idea to keep it all inflated because my young ones and a whole helluva a lot of others won't stay here for all hell and work from now till the world ends so someone else can lord it up owning a place they won't have a chance in hell of even getting their own place unless they're millionnaires.
That's stupid and wrong and you reap what you sow.
You buy now pay later.
They'll have to bring immigrants in to wipe their arses when they live till 100 sitting on a pot of cold that won't do 'em a lick of good once they're gone because there are no pockets in a shroud.
So I have nothing but sympathy for the OP, accept or except.
She works away and feels it's all for naught and you know, we're right there with her.