in the winter, i would be covered, so wouldnt get cold, no matter what.
in the summer, i would save a fortune on sun protection . facial cleansers, toners, exfoliators. need less moisturising cream as face woudlnt constantly be lambasted by the sun and wind. i would reduce my risk of skin cancer, and save the nhs a packet too. it would be good for the environment, as i would have to buy less heavily packaged skin creams etc...