To ask what car you drive and if any payment?

[Carsearch]

I’ll start:

BMW X1 2022
Year left on PCP, paying £350 a month

Need inspiration for what to do next, tempted to buy a used outright!

2021 Seat Leon FR. £210 per month PCP. 14 months left of 4 years. I’ll just trade it in and get something else nearer the time.

If it wasn't for the farm reference in your username i'd think you were my mum, she loves her Mokka!

2025 plate Nissan Duke. It was used by the showroom as the loan car and had 3,000 miles on the clock when I bought it.

Traded in my Fiat 500 and paid the balance.

No bells and whistles here, my Trabant is all squeaks and rattles.

Volvo XC60, I got a very good discount (NHS worker) on it during COVID. Bought it outright and plan to keep it for a long time.

9 year old Suzuki Ignis which I bought 3 years ago outright. It has low mileage and easy to maintain.

Just about to buy a kid e niro either tomorrow or Thursday..just weighting up which one all 2022',will pay cash as just sold an mg hs that I couldn't get on with

Kia ..not kid 🤣🤣

2020 Mazda CX30. Bought outright in 2022.

BMW M440i convertible. £0 payment because I own the car.

2022 BMW i3 - Bought for cash used
2020 Audi eTron - Bought for cash used
2018 VW Up! - For DD - Bought for cash used
2017 VW Up! - For DD - Bought for cash used
2016 Audi A6 Allroad - Kept for the dog - Bought used for cash
2014 BMW 320D - For DD - Cat S Write off - Bough and repaired for cash

2023 BMW Z4M40i bought outright at 6 months old (ex demo)
2020 Porsche Macan S bought outright at 8 months old (I drive it in the winter).
Husband has his own cars

Almsost everyone on MN claims to own expensive cars outright, OP.

I have a brand new Omoda hybrid. Costs £295 a month, but saving £200 a month in fuel compared to previous Kia Sportage (which I did own outright, but only after paying off for years) so girl maths says it's only £95 to have a shiny new car.

I have a seat arona sport £300pm I love driving it and find it really comfy but I wouldn’t recommend, I’ve had to take it back twice to be repaired (thankfully both covered by the warranty but still annoying).

2020 Honda Jazz Crosstar. Outright. Would buy another in a heartbeat

Just got rid of my ten year old Volvo V40 that I bought for cash
Just bought a 2024 Yaris Cross, part exchange and cash.
Also own a 2011 Suzuki swift bought for cash when six months old. Both DC learned in it, borrowed it and we keep it as a spare. Currently on loan to one DC while their car is repaired.
@Kitchenbattle how do you like your Yaris Cross?
Mine is a special edition, lots of bells and whistles. Very bossy. 70mpg.

Honda Civic Sports Ex-Line, 2020 model. Bought in 2021 with only 2K miles on the clock. Paid cash. Best car ever. I bought a Honda as I’d had years of Fiat 500s and Fiat Panda 4x4. The latter was just a money pit. The independent garage where I would go for services and repairs advised me to get shut before the clutch packed in. The boss mechanic told me to buy a Honda as they only service and MOT them but never have to repair them.

Suzuki vitara all grip 21 plate
part X, cash and a small loan last year, almost own it out right. I do a lot of miles and more than pays for itself with the use I get out of it

I want to be like you when I’m older 😂

Skoda Kodiaq 2l tdi - 8 years old, bought earlier this year when my 19yo car finally died. I am to keep this one at least as long as I love it. Bought outright using inherited money.

Toyota Corolla Estate 2023

Bought outright for cash

Volvo XC60 2016, brought outright during as an ex notability car. Still going strong. Seeing how long I can get out of it, if I can manage a few more years while the teens will still camp and travel with it will be ideal. Then I will downsize to something smaller and possibly electric.

A panda 4x4 2016. Bought off DHs elderly aunt when it was 3 years old and had less than 4000 miles on the clock. Paid outright, no loans.

Love it - reliable, cheap to run, cheap to insure, good in snow (I live rurally in the North!)

I would always avoid finance if I could.

2023 VW Polo, bought it two months ago with 5000 miles on the clock. No finance, traded in my 2019 Ford Focus and paid the remainder in cash.

We’ve got two, 2022 and 2025 also bought for cash. And DD has the one we got in 2020.