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Would you vote for Labour/Getting rid of Triple Lock at the next general election?

583 replies

mybiggreenfrog · 30/09/2026 10:13

Yes (YABU)
No (YANBU)

OP posts:
Thread gallery
12
GreenAndPurplePeople · 30/09/2026 17:35

nearlylovemyusername · 30/09/2026 17:31

not really.

As PPs mentioned earlier, the loss of state pension is 250-300k impact over life time. This is without annual increases. It's a huge amount.

If you're mid- or higher earner it makes sense for you to save in pension for tax reasons. But given that 0.5m will be taken from you at the end, it will make much more sense just to reduce your hours and not take any promotions and have a better work life balance.
Even comrade Rachel accepted that it's a bad idea.

...just to reduce your hours and not take any promotions and have a better work life balance.

Actually, that doesn't sound bad. And it particularly benefits women who typically have to take more time off their careers for motherhood and caring duties. It's much fairer.

DdraigGoch · 30/09/2026 17:36

TheNoonBell · 30/09/2026 11:59

I have never and will never vote Labour.

Don't forget last time around they lied and took us to into an illegal war which killed hundreds of thousands of people. This time they want to force us into another war which will kill millions.

You'll find that it was the Tories and Reform who were demanding that we join in with Trump's stupid war this time around.

JuliaBraverman · 30/09/2026 17:36

Love4both · 30/09/2026 10:49

Why would anyone vote for the party that is so anti British people?

This … with bells on

chirrupybird · 30/09/2026 17:37

No but that isn't what they are proposing, wait and see but cuts to the state pension is a no no, it's low enough already, anyone here happy to live on £12k a year and stuck at that equivalent?

Saw someone here today say they can't live on £45k

hedgeknight · 30/09/2026 17:38

https://www.bloomberg.com/news/articles/2026-09-30/uk-economy-grew-more-than-expected-in-second-quarter
UK Growth Revised Higher in First Half, Exceeding Rest of G7

Katypp · 30/09/2026 17:38

lljkk · 30/09/2026 17:26

YES to OP but ... the tax rises needed to pay for the social care service means that Labour will be voted out, is only obvious way this situation goes. For all the moaning about social care problems, most people are fine with status quo which means they won't pay to solve the problem and they can tolerate the social care shortage to continue, fine if leopards eat other people's faces.

Reform is promising that if you bash enough immigrants that will pay for unicorn kitten fairies (and even social care) so they'll get in with narrow majority next time and then promptly fail on all promises (except for the one about being utter bastards towards immigrants).

And it's what people will insist they wanted, that they knew what they voted for.

Is everything I am predicting

As more people live longer, this issue will affect more and more 40/50/60 year olds, who are much younger now.
So the argument will move from a theoretical 'I'm fine with my mum's house being sold to fund her care' to a real 'why should I lose out'?
People are selfish and want what benefits them. The more switched-on can see this, but there is a large proportion on this thread who seem to think they are their parents are eternal so it's not their problem and have plenty to say to others who can see the writing on the wall.

Katypp · 30/09/2026 17:39

chirrupybird · 30/09/2026 17:37

No but that isn't what they are proposing, wait and see but cuts to the state pension is a no no, it's low enough already, anyone here happy to live on £12k a year and stuck at that equivalent?

Saw someone here today say they can't live on £45k

Pensioner's outgoings are generally a lot lower than a family's though.

YourJoyousDenimExpert · 30/09/2026 17:41

With the NHS on its knees, it is hard to see that Labour will manage to create some magical new social care system even if they do stop the triple lock as they refuse to face the fact that the welfare bill is using up any savings from anywhere else already. They seem deluded to me.
I am in my 50s and am relying on getting my state pension alongside my modest work pension. There needs to be an incentive to work and save and Labour risk undermining this if rumours about means testing pensions start. I’ve paid NI for about 40 years now - so really expect to get my turn to claim my pension regardless as I feel I am owed it.
when I started work, I expected to retire at 60 - but now I have to wait until 67 - so if means testing comes in before that, they’d better be ready for my reaction (and that of many others!)

Thedogscollar · 30/09/2026 17:43

strangerontheinternet · 30/09/2026 10:20

Don’t give a shit about triple lock but will never ever vote labour in my lifetime. Ruined the country and continuing.

Ridiculous comment.
Have you forgotten the mess the Tories got us in during the last 14 yrs bar 2.
Selective memory.
Yes I agree to end the triple lock and I don't get my pension for another 3 years.
Social care needs fixing this will be the start of it but we will all ultimately benefit from it.

nearlylovemyusername · 30/09/2026 17:53

what is different?

Your link says 13.5% of 16-24yo are NEETs, it's 16% for 18-24yo group, but it is still 11 years high.

I'll give it to Labour that they say they want to fix it, but surely the best way to do it is to create conditions for economic growth so to raise hiring, not increase 16-18yo NMW and give them day 1 protection

mybiggreenfrog · 30/09/2026 17:58

poetryandwine · 30/09/2026 11:41

This is exactly why they are removing the triple lock. OP should have said so.

PP mentioned this before your post and I apologise if it has come up since. It is important enough to repeat.

People should know why AB has said he wants to remove the Triple Lock ... but will care for the elderly be free at source? In my view, there will not be enough savings for this to be so.

OP posts:
nearlylovemyusername · 30/09/2026 18:01

hedgeknight · 30/09/2026 17:38

GDP expanded 0.5 per cent in the three months to June, the Office for National Statistics said on Wednesday, up from its initial estimate of 0.4 per cent and compared with a 0.6 per cent pace in the first quarter.

This on the top of 3% inflation

Arltan · 30/09/2026 18:18

GreenAndPurplePeople · 30/09/2026 17:25

There would still be tax advantages to using the pension as a savings/investment mechanism

But there would be no reason at all to pay voluntary NI contributions, or pay to fill any gaps. The government would lose this income.

hedgeknight · 30/09/2026 18:21

nearlylovemyusername · 30/09/2026 18:01

GDP expanded 0.5 per cent in the three months to June, the Office for National Statistics said on Wednesday, up from its initial estimate of 0.4 per cent and compared with a 0.6 per cent pace in the first quarter.

This on the top of 3% inflation

It doesn't quite fit the narrative?

ilovesooty · 30/09/2026 18:26

DdraigGoch · 30/09/2026 16:29

I wish they'd go further and remove the 2.5% rachet. Make it equivalent to the 1st percentile of pre-tax wages. So it's a little bigger than the New State Pension is now (enough to absorb and abolish the WFA), and future increases are tied to low-income wages rather than becoming a political argument.

A couple of other reforms: I'd tie the Personal Allowance to the same percentile, and merge NI into income tax, to remove a few loopholes (which don't just affect OAPs, there's a loophole if you have more than one job too). That way, people over the state pension age who receive more than the PA from work and pensions will pay the same tax on those incomes that working age people do. This won't affect the poorest pensioners, but it will bring in some money from the richer ones.

Using one's house as collateral for social care is a good idea too.

I agree that pensioners who get an income from any form of employment should pay NI.

caringcarer · 30/09/2026 18:32

BellaCriesAndThatsAlright · 30/09/2026 11:29

I think you need to get off Facebook...

I don't have a Facebook account.

JHound · 30/09/2026 18:35

GreenAndPurplePeople · 30/09/2026 17:35

...just to reduce your hours and not take any promotions and have a better work life balance.

Actually, that doesn't sound bad. And it particularly benefits women who typically have to take more time off their careers for motherhood and caring duties. It's much fairer.

It sounds bad to those of us who need the money.

JHound · 30/09/2026 18:37

GreenAndPurplePeople · 30/09/2026 17:17

I think the fairest thing would be for the Government to define a basic pension amount that everyone could live on. This would be reviewed & increased every year.

If you are in receipt of a private pension less than that, then it would be topped up to the specified amount by your state pension (if you had paid NI).

If you had no private pension, then it would all be paid out of the state pension pot.

If you had a very good private pension, then you would need no top up from the state pension pot .

I propose this, knowing how much tax people have legally avoided by paying more into their private pensions. It seems much fairer this way.

That’s an awful idea that penalises people for making provision for their retirement. There should be a basic amount that everybody gets. If you want a fancier retirement then you have to put more in to a private pension.

JHound · 30/09/2026 18:41

Nayone · 30/09/2026 11:35

housing , nhs, driving lessons, pocket money, etc etc etc. i'm sure you know this.

Most immigrants do not get any of those thinfs except access to the NHS but they pay tax and NI towards that like the rest of us.

TheHateIsNotGood · 30/09/2026 18:42

I don't know who I will vote for next GE. Getting rid of the triple lock won't sway me either way. I'm 64 and just laugh now - first the retirement age got later and later - from 60 to 65, then 66 and now 67. And when I finally make it to 67 the triple lock will be gone too.

And no, I'm not one of those wealthy boomers who blah, blah and blah; just one of those people who will have to carry on in her NMW job (whilst it lasts), still paying a mortgage who will retire on full state pension with a little bit of SERPS to boost it.

The life of Riley it is not.

JHound · 30/09/2026 18:48

GreenAndPurplePeople · 30/09/2026 17:25

There would still be tax advantages to using the pension as a savings/investment mechanism

Not really. And especially not for middle income earners. If I put less into my pension, even with the tax savings I have less take home than if I put nothing in my pension. If you are super wealthy it’s still worth it. Not for the rest of us.

If I end up with the same pension whether I save save for a pension or not, there is very little point in putting money on a private pension.

springvegetables · 30/09/2026 19:04

Love4both · 30/09/2026 10:49

Why would anyone vote for the party that is so anti British people?

Can you explain your statement?

nearlylovemyusername · 30/09/2026 19:16

JHound · 30/09/2026 18:37

That’s an awful idea that penalises people for making provision for their retirement. There should be a basic amount that everybody gets. If you want a fancier retirement then you have to put more in to a private pension.

I wish people understood what they are talking about.

Pension funds are the largest investors in FTSE businesses. If you disinsetivise people to save into private pensions (which you certainly do by making state pension means tested) you switch off investments from businesses. Wonder how many will go bust? or will have to be sold to private equity and die a slow death? the consequences of such move will be the worst nightmare

DdraigGoch · 30/09/2026 19:34

EasternStandard · 30/09/2026 12:42

You’ll need to move on from ‘tories’ as Labour are in power and setting up barracks for mass accommodation.

Barracks sound like much better value for money than hotels.

EasternStandard · 30/09/2026 19:41

EasternStandard · 30/09/2026 12:59

Where did you see that?

Alternative asylum accommodation will cost more than hotels Press release
Date: 20 Mar 2024

  • The Home Office expects its large sites programme to cost £1.2 billion and believes the sites will now cost £46 million more than using hotels
https://www.nao.org.uk/press-releases/alternative-asylum-accommodation-will-cost-more-than-hotels/

Here you go @DdraigGoch