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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think being wealthy is vastly overrated?

368 replies

ForLoudBrickMember · 25/08/2026 13:49

I know this will sound really out of touch and I apologies in advance if I offend anyone, but I’ve been reflecting on my life recently and I truly think it is the most overrated thing on the planet. I’m 35, total pre tax income of about £2 million with half coming from working as a partner oncologist in the states and half coming from active investing. DH makes slightly more, total household income of about £5 mil. Now I’ve done it I can say the following;

  1. It feels totally normal.
  2. It is incredibly isolating
  3. The pressure/difficulty is intense. Ours are still far too young for this and trying to avoid it but it’s very common the DC face intense pressure/stress.
  4. So so much sacrifice. I left everything behind in the UK, put off DC until late, missed out on so much etc.
  5. Being average isn’t much worse. People earning the average wage can still afford a comfortable house, decent car, food, occasional holiday etc. Mum was completely broke as a child and even that would’ve been fine if she didn’t make brain dead decisions constantly.

Yet the average person seems to believe it’s endless bliss, no stress and every rich person is a genius who never tires and never feels sad. AIBU?

OP posts:
vodkaredbullgirl · 25/08/2026 13:50

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Anticipation Popcorn GIF
Motnight · 25/08/2026 13:51

It's definitely a conundrum 😬

QuothTheRavenista · 25/08/2026 13:52

Might not make you happy, but I would rather be miserable with wads of cash than miserable and broke

HTH

PrettyLittleRose · 25/08/2026 13:52

Ha ha ha. NO. I would love to be wealthy. Who would choose to be poor?!

DancingonmyOwn88 · 25/08/2026 13:53

Most of us will never know.

you could give it all away. Just be average. What’s stopping you?

Dabralor · 25/08/2026 13:53

I don’t have any experience in the area but I could forgo a lot to have that much financial security when so many others are abjectly struggling.

It sounds like you’ve worked really hard and so you shouldn’t feel guilty for a moment, you should be really proud!

Thelongestdayever · 25/08/2026 13:53

Now ask someone with no money how happy they are!

PrettyLittleRose · 25/08/2026 13:53

As Spike Milligan once said.

“Money can't buy you happiness, but it does bring you a more pleasant form of misery.”

Castolaya · 25/08/2026 13:54

Money is “thee” problem until you reach a certain level of having it then after that extra does not impact on quality of life much.

Telling people who are extremely poor that money doesn’t matter is utterly ludicrous.

CasperGutman · 25/08/2026 13:54

YANBU to a limited degree, in that there does come a point where having more money doesn't make you happier. But, YABU in that the point where that happens is a LONG way above average wage!

Deckchairsatdawn · 25/08/2026 13:54

You are so right.
I'll send uou my bank details in a PM.
I think off loading a couple of million will make you feel much happier.

PrettyLittleRose · 25/08/2026 13:55

Ah, just read the first properly. SO you're rich, a millionaire, and think being rich is overrated.

Nothing to see here! 😎

Dabralor · 25/08/2026 13:55

That said, if you’d like to offload some money, then I have some lovely, very spacious accounts it could rest in for you! I could keep it forever if you like!

ForLoudBrickMember · 25/08/2026 13:55

I forgot to mention that I’ve had the privilege of being with many many people as they approach their end of their lives now and while the wealthy/conventionally successful ones on average seem happier/more settled it doesn’t seem to matter anywhere near as much as a close family or living how they wanted to. People sometimes regret not having a certain career e.g. nurse but it’s rare for someone to regret not becoming wealthy.

OP posts:
TheWitchCirce · 25/08/2026 13:55

What a tone deaf post 🙄

MidnightPatrol · 25/08/2026 13:56

Giving you the benefit of the doubt that this is real but, the bit that probably makes it crap is having to both work full time to maintain it.

I have realised that the purpose of money is to create time - and you aren’t actually doing that. You’re still a slave to the job.

The joy of wealth would be the freedom to do as you please - not having a slightly better house or car but still working 50+ hours a week.

With apparently £5m of income a year… you can probably achieve that very quickly if you wanted to though.

Beachbeach · 25/08/2026 13:57

I understand what you mean OP I think there’s stats to prove there is a happiness plateau. After a certain figure the happiness doesn’t keep going up in line with money.

having money doesn’t necessarily make you happy.

Flamingojune · 25/08/2026 13:57

Not everyone who is wealthy has to work as hard as you. Plenty enjoy their weath

Excited101 · 25/08/2026 13:57

Is this some sort of joke?

Dabralor · 25/08/2026 13:57

TheWitchCirce · 25/08/2026 13:55

What a tone deaf post 🙄

That’s harsh - she’s a cancer doctor. If anyone in society deserves to be paid well, it’s people like her. She will work soooo hard and it will be really difficult in all sorts of ways- I can thoroughly believe she has made sacrifices to live like this.

CelticSilver · 25/08/2026 13:58

You can afford to pay for some empathy training, OP. You need it.

vodkaredbullgirl · 25/08/2026 13:59

.

Aww Pity GIF by MOODMAN
Castolaya · 25/08/2026 13:59

ForLoudBrickMember · 25/08/2026 13:55

I forgot to mention that I’ve had the privilege of being with many many people as they approach their end of their lives now and while the wealthy/conventionally successful ones on average seem happier/more settled it doesn’t seem to matter anywhere near as much as a close family or living how they wanted to. People sometimes regret not having a certain career e.g. nurse but it’s rare for someone to regret not becoming wealthy.

I’m not sure end of life is the best time to judge how people view money. There are very many people who spend their entire life in pursuit of making more money, the US is founded on this as an ideal.

However at the end of life you’ve reached a point where it does almost nothing for you for that stage of life, it can’t buy you good health and you can’t take it with you.

DearlyDiego · 25/08/2026 13:59

I'm willing to consider you might be right, OP. In order to perform an accurate experiment, please send me £1,000,000 and I'll send you my report by year end.

faithfultoGeorgeMichael · 25/08/2026 13:59

I think someone who see your life as 'feels normal' will struggle to ever be happy with anything. Whilst I am delighted to earn well and be able to throw things in the supermarket trolley without a calculator and have a foriegn holiday once a year.

Your problem is that your diamond shoes got too tight.

Spend a week at a Haven site off season, eat from the local spa shop on a £10pppd budget and you'll get home and appreciate things more. A reset, a wake up call.