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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Boomer parents who don't help their children

690 replies

hoarderofthedough · 12/08/2026 10:21

I will preface this by saying that my own Boomer parents DID help me and my sibling, and I will be forever grateful. They were wonderful.

BUT.....my DH's mother, on the other hand is the opposite, and it's giving me the rage. I wondered whether anyone else had experienced similar?

She is super rich, and by that I mean a multi millionaire. She lives in a 6 bed mansion, has around 8 properties that she rents out, providing an income of circa £10k a month, and she lavishes it ALL on herself and her boyfriend.

Her daughter (my SIL) lives in a tiny house in an awful (dangerous) part of town, and doesn't have a pot to piss in. Scrimping and saving, not able to put the heating on in winter, no treats ever - and all the while MIL is jet setting to exotic holidays, always in business class....with not one thought for her DD and grandkids welfare.

On the rare occasions we meet up for a meal, MIL will let DH and SIL pay. Or at best the bill will be split - but never are we treated with her paying. However, she is very happy to treat her boyfriend to lots of things.

She's almost 80 now, and still has no thoughts of gifting money to avoid inheritance tax.

Anyone else experience this? I find it truly baffling, because if I was in her position I would be filtering down money to my adult kids regularly.

OP posts:
hoarderofthedough · 12/08/2026 11:56

caringcarer · 12/08/2026 11:52

I agree with you. I gift money toy DC at every opportunity. I pay them and allowance every month out of surplus income, I gift £3k per annum. I gifted deposits, I paid for eldest DS to do HGV lorry training and test so he could get a decent job, I helped DD out with DGC nursery fees so she could work because I live too far away to be able to look after DGC myself. I do go 200 miles to care for a DC if one of them was sick and couldn't go to nursery. I pay for family holidays for whichever of my DC and DGC want to come. I pay for Xmas activities for DGC like ice skating and painting a Xmas bauble. I send ice cream money to DGC. I give generous birthday and Xmas money to DC and DGC. I often find other reasons to send money like if a car fails an MOT etc. As I get older I pass more money on to DC. I have 13 BTL houses and one is almost mortgage free. As soon as the mortgage is paid off I am gifting it to DGS's. I am in fortunate position to have more incomings than I need to live on each month so rather than just stuff it in the bank I pass it along to DC as monthly allowance. I'd far rather pass money on now and see DC and DGC get enjoyment from it than huge amounts goes into inheritance tax. I have a holiday home in France and they can use that free of charge whenever they wish too and as it has 7 bedrooms they can take friends with them as well. I think your mil sounds mean.

This is amazing, and what I thought she might be like the older she got. But no. It would appear that HMRC are going to have a very nice chunk.

OP posts:
AutumnLover1990 · 12/08/2026 11:57

I can't imagine having all that money and not wanting to help my children out 😔

JudgeJ · 12/08/2026 11:58

AnitaCam · 12/08/2026 10:22

Why just Boomer parents? Why not just ‘ parents’?

Because Boomer Bashing is a favourite sport on MN, they like an easy target!

Miraclemuma03 · 12/08/2026 11:58

I grew up in an abusive home, fueled by alcohol and drugs, i raised my older sister who was mentally disabled, i also raised my youngest brother, i had them well into my adult hood when I was raising my own kids and going through my own struggles, never asked for a thing growing up, always gave my mum money to cover her needs. Then my sister died in a car accident as a passenger and my mum secretly had my sisters next of kin transferred over to her, my mum then sued insurances and her super and whoever she could over my sisters death and then claimed extreme mental health illnesses and jumped through all the hoops for a pay out. She received $700,000 over 5yrs for the death of a child she never raised and she did not give a cent to anyone or her children she has since spent it and only has about $120,000 left . With all that being the case I didnt expect a dime and I didnt whinge about it. She got the money , once she got it, im not entitled to it and let her have it and I didnt fight for it. What she does with it is her business and in the long run she was not obliged to hand a cent over. Just because your parents are rich or have a decent income doesnt mean your entitled to it. Once you turn 18 your responsible to make your own way not rely on your parents.

WineCharm · 12/08/2026 11:59

OneAmberFinch · 12/08/2026 11:56

I think it's more that, when I look at my parents (I'm in my 30s, they're in their 60s) they grew up in a time period where the way to get through challenges was to be independent. For example they both moved away from their hometowns to a larger city for work. They lived in lodging houses for very cheap rent, but they were quite safe as the landlady would simply throw out drunks the first day they stumbled in, etc etc. Their parents' trades/industries were dying and it was irrelevant to try to copy them. Their peers who tried are still stuck on benefits at home.

So it's fully understandable.

But compare to my generation - renting a room in an HMO feels very dangerous, a room in a flat share in a vaguely safe part of London is £1000, salaries and house prices have diverged massively so that the only people I know buying houses are either getting 5- or 6-figure deposits gifted or are investment banker types who even then had to wait until their 30s to save up. Student loans eat up hundreds of pounds a month. The graduate employment premium is low; peers who stayed at home in mid-sized towns and have grandparents around to do childcare now seem like the ones who got it right.

What worked for one generation isn't necessarily right for the next.

All throughout history, some generations have fared better than others for a variety of reasons. This is the only generation (unless someone can point out another one for me) that I have known about that continually blames all of their misfortune on the generation above them and, specifically, their very own parents.

I blame the lack of education in schools that obviously didn't go back in history, far enough, to show what generations before us had to fight through to make it so that we can lazily complain about them online from comfort.

It's lazy and cringe.

backformoreofthesame · 12/08/2026 11:59

I think saying boomer parents is unhelpful unfair and unnecessary

there are selfish people on every generation with no evidence that any one generation excels at lack of generosity

tulipsjulips · 12/08/2026 12:00

I can never understand this level of selfishness.
How can somebody possibly enjoy their life while knowing their child is struggling and they could alleviate it? It would be like sitting there stuffing your face because you can afford it, and your child watching you, hungry
Beyond me

This

ThreadGuardDog · 12/08/2026 12:00

Floatingdownriver · 12/08/2026 11:45

I think by boomer it’s relevant and refers to an age of propel who could raise kids on one income, buy a house on 3x a salary and generally live better.

op, Mumsnet seems to hate parents supporting or helping their adults kids but I don’t. I think your MIL is shocking.

I’m a boomer. Couldn’t get a mortgage on more than 2x salary without involving a broker, paying a higher interest rate and arrangement fees. And our mortgage payment took up the whole of one wage. We certainly couldn’t raise kids on one income at that point, and I remember most of our friends were childless until later because they simply couldn’t afford it - mainly because it was difficult if not impossible for mum to go back to work afterwards.

There was no pregnancy protection as there is now and a lot of mums to be found themselves out of work on disclosing pregnancy - similarly there was no paid maternity leave until the Employment Protection Act in the mid seventies, and even then only about half working women were eligible because of the long qualifying periods, and women weren’t automatically entitled to return to work afterwards. That was only addressed in the mid nineties. There was no wrap around childcare, no after school clubs and we relied mainly on family and paying for child minders ourselves.

Life may be hard now, but it wasn’t exactly a bed of roses for everyone back then, and saving for a house deposit mostly meant living with parents, scrimping and saving wherever you could. I don’t remember paying £7 for a morning coffee every day, or hundreds on a mobile phone. I think maybe MN would do well to remember that a lot of the protections younger people have now was fought for and won by the hated boomers.

hoarderofthedough · 12/08/2026 12:01

I have already said on page 1, forget "Boomer", it applies to any parent/child in this situation.

OP posts:
friedaklein · 12/08/2026 12:01

LoveItaly · 12/08/2026 11:48

This seems to me to be a bit of a white and western attitude (maybe just in the UK), this not caring for other family members. When you look at how Indian, Pakistani and Chinese families, for example, stick together and support each other (not saying it is always a good thing), and try to pass on wealth down the generations, and it’s not hard to see how fragmented many white families in the UK are in comparison.

The attitude from many on this forum seems to be that once children are 18, they should have no expectations of help (financial or otherwise), support, accommodation etc, and doing so is ‘grabby’. I think it’s so sad, how can an extremely wealthy parent see their children struggling and not want to help, something has gone really wrong in White British culture and we’d benefit from being a bit more like other ethnic groups we have here in this regard.

Am white British myself, for context.

I am of Indian heritage.
We have our own lines we won't cross. And probably some prejudices.

That said, when my DC are somewhat settled, I will likely take my mum in. If I can manage

In Indian culture, we don't just help the kids. We also help the boomers!

ThreadGuardDog · 12/08/2026 12:03

WineCharm · 12/08/2026 11:59

All throughout history, some generations have fared better than others for a variety of reasons. This is the only generation (unless someone can point out another one for me) that I have known about that continually blames all of their misfortune on the generation above them and, specifically, their very own parents.

I blame the lack of education in schools that obviously didn't go back in history, far enough, to show what generations before us had to fight through to make it so that we can lazily complain about them online from comfort.

It's lazy and cringe.

Spot on.

FookFookFook · 12/08/2026 12:03

Why is your sil so badly off?

could you not help her with heating in winter if you are so concerned for her and her children?

Screamingabdabz · 12/08/2026 12:03

hoarderofthedough · 12/08/2026 11:56

This is amazing, and what I thought she might be like the older she got. But no. It would appear that HMRC are going to have a very nice chunk.

She’s a multimillionaire. I‘m sure you’ll still get a nice chunk on top of the privilege you’ve already enjoyed from your own parents. Stop moaning.

OneAmberFinch · 12/08/2026 12:04

WineCharm · 12/08/2026 11:59

All throughout history, some generations have fared better than others for a variety of reasons. This is the only generation (unless someone can point out another one for me) that I have known about that continually blames all of their misfortune on the generation above them and, specifically, their very own parents.

I blame the lack of education in schools that obviously didn't go back in history, far enough, to show what generations before us had to fight through to make it so that we can lazily complain about them online from comfort.

It's lazy and cringe.

If you have complaints about how we were brought up, perhaps take them up with our parents :)

hoarderofthedough · 12/08/2026 12:04

Screamingabdabz · 12/08/2026 12:03

She’s a multimillionaire. I‘m sure you’ll still get a nice chunk on top of the privilege you’ve already enjoyed from your own parents. Stop moaning.

Actually I won't. DH and I do not share money. Long story. But I am just fine anyway.

OP posts:
mumumental · 12/08/2026 12:05

I think it is harder for young people today so I help
mine. That is well documented and understood.

But also I’m certain that some young people are extremely profligate with the money they earn. And entitled about expecting to be given. You seem to be like this OP, with your unpleasant “rage” about not getting handouts. Nobody owes you anything.

WineCharm · 12/08/2026 12:06

OneAmberFinch · 12/08/2026 12:04

If you have complaints about how we were brought up, perhaps take them up with our parents :)

I don't extrapolate issues. Therefore, I look to the person complaining and not their parents. That was the whole point. :)

hoarderofthedough · 12/08/2026 12:06

mumumental · 12/08/2026 12:05

I think it is harder for young people today so I help
mine. That is well documented and understood.

But also I’m certain that some young people are extremely profligate with the money they earn. And entitled about expecting to be given. You seem to be like this OP, with your unpleasant “rage” about not getting handouts. Nobody owes you anything.

I don't want anything from her. But I would like to see SIL get some consideration.

OP posts:
WarmHare · 12/08/2026 12:06

UnpopularOpinionsIWouldUsuallyKeepToMyself · 12/08/2026 10:23

Good for her, sounds like she’s really enjoying life. And her money.

I agree on the “good for her sentiment” enjoying her spoils and all that, but not even helping her daughter with winter heating bill, god thats sickening…. People help complete strangers better than that.

hiermetzandvullen · 12/08/2026 12:06

hoarderofthedough · 12/08/2026 11:29

Erm, we ARE standing on our own two feet, given that no one has ever been given one penny.

You say in your OP that your parents helped you out. So no, not completely on your own feet. And you keep ignoring the question: why is your SIL in the position she's in when she must be in (at least) her 40s by now?

Bonden · 12/08/2026 12:07

What is stopping you helping your SIL? Hmm?

Jc2001 · 12/08/2026 12:07

AnitaCam · 12/08/2026 10:22

Why just Boomer parents? Why not just ‘ parents’?

Because she's got a chip on her shoulder before she's even started

Americanodrinker · 12/08/2026 12:08

DH and I are boomer parents with DC in their 30’s.
We are very comfortable financially and enjoy 2/3 holidays per year and we don’t go without but we have helped our DC with things like Uni rent, house deposit, free housing, wedding, first car etc.
We pay for meals out 90% of the time and covered accommodation costs when we’ve had a family trip, that sort of thing.
All of our DC know that we would always step in should they need it and we would, if necessary, pay a bill if they were too broke to afford to.
That said, it’s up to parents to encourage independence and to let them make mistakes, as long as the DC, like everyone else, learns from their mistakes.
I also can’t understand how any parent, regardless of whether they are a boomer or some other generational name, can have so much money and properties and not help their struggling DC, it beggars belief to me.

LolaGold · 12/08/2026 12:10

What happened to FIL? Is he in the picture? Why is your SIL so broke? Maybe she looks at her DB and wonders why he can’t throw her a few quid to heat her house with young children in it?

ginasevern · 12/08/2026 12:10

@hoarderofthedough My own parents were born in 1915 and 1919 respectively, so not "boomers". They struggled like fuck their whole lives and didn't have a bean to leave me or my brother. So at least I don't have to eat myself up with rage every single day of my life because someone isn't giving me handouts or a big fat inheritance.

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