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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dh has announced his retirement date and I feel irritated by it

426 replies

PerfectTiming1 · 03/07/2026 20:44

DH has been talking about retiring for a few years. He has just told me when he would like to finish work and it coincides with our youngest starting secondary.
I feel a bit irritated by this timing. I was a sahm to our DC until youngest started school. I got a job that allowed flexibility and I did all school admin. Concerts. Assemblies. Sports Days etc.
It just feels a bit… convenient. Like he has waited until the DC need (significantly) less support to then be available. AIBU?

OP posts:
Starzinsky · Yesterday 09:25

Bit weird really as retirement is what you do once settled financially, not really something you should take early to raise children. He will be able to help with all the secondary school things or would you prefer him to not retire now and not do that either. Seems like this is a marriage issue not a retirement issue.

Buynow · Yesterday 09:32

LizandDerekGoals · 03/07/2026 21:12

Teenagers need their parents. They really do. So many parent get significantly hands off when their kids hit secondary and their kids do not achieve what they could with support.

You make very clear that he will be dealing with the parent app, school lunches, checking homework, responding to trip notices immediately, having dinner ready for after school and for you.

My DH retired when youngest was still at primary. Older parents / age gap. DH was 58.
It was brilliant. He was there for all their needs and there's a lot of running around when you live in a village like we do. He was able to take on all the household stuff as well.
Realistically it's not a full time job otherwise no parent could go to work, he still had plenty of "retirement" time.

SweetnsourNZ · Yesterday 09:33

CypressGrove · 03/07/2026 21:44

I'd love if either one of us could afford to retire whilst DC are in secondary school. I feel like they need us as much now as they did when younger.

More. They need you more as teenagers and at morevrandom times. If he is a good dad it can only be a big advantage to him being home.

MissAmbrosia · Yesterday 09:37

My DH took on vast majority of household stuff when he retired - at normal retirement age - as I am still working FT. He does the shopping, the washing, a large part of the cooking etc. Absolutely no way would i accept him doing bugger all. If I dropped dead tomorrow he'd have to do it.

Nanny0gg · Yesterday 09:41

PerfectTiming1 · 03/07/2026 21:10

I did all this for our other DC. I can imagine he will expect it for the youngest too. And yes I could delegate to him but I did it for the others so the obvious course of action is for me to continue.

Not if you're working...

And will he be visible domestically? Shopping. cooking, cleaning? Still needs to be done even if you're retired

SweetnsourNZ · Yesterday 09:42

Bridesmaidorexfriend · 03/07/2026 21:47

But surely he couldn’t retire when things were more in the trenches, as you were a SAHP and he was probably not old enough. So I really don’t see the problem. Great that he can take on some of the load while you work

Ideally he should have been handed some of the load as soon as OP started work or even better, did what any good father does and taken it on without any prompting. It's not to late for him to start though.

SweetnsourNZ · Yesterday 09:46

Honeyhonayboo · 03/07/2026 21:31

I’m amazed he can afford to retire now since he couldn’t afford to support you as a sahm.

The issue is you’ve been two separate financial entities, you have put yourself in a hugely venerable position and now you’re jealous.
You used savings to fund staying out of the workforce at your own expense, while he stashed away his income for himself, and stashed far more of it than he ever could due to no childcare costs and now he can retire early while you start your pension savings now!

You have always been playing for different teams but for some reason you’ve only started to realise it.

Definitely. Really don't understand the separate finances in marriage. Maybe at the beginning but once established with children seems pointless unless their is underlying issues.

SweetnsourNZ · Yesterday 09:53

PerfectTiming1 · 03/07/2026 21:48

But he has been talking about it for years! Just decided recently that it would be September. When our youngest starts secondary school. He could quite easily carry on for another 5 years.

Should have been doing his fair share anyway.

researchers3 · Yesterday 09:54

PerfectTiming1 · 03/07/2026 21:10

I did all this for our other DC. I can imagine he will expect it for the youngest too. And yes I could delegate to him but I did it for the others so the obvious course of action is for me to continue.

Well... don't?

It's not the obvious course of action at all if you're working and he isn't.

rainingsnoring · Yesterday 09:55

researchers3 · Yesterday 09:54

Well... don't?

It's not the obvious course of action at all if you're working and he isn't.

Yes. It really isn't the obvious course of action for anyone looking at the situation from the outside. It's the obvious route to you having a breakdown and divorcing him!

Littlecrake · Yesterday 09:57

My dad was a military man (navy) as a first career and retired when I was about 12 (I’m the youngest). He went from doing almost nothing at home to almost everything while my mum continued her part time job. Afaik there was no laying down the law from her and no “obvious course of action” for him to do nothing - he just was at home more so did more at home things. We know he did because he used to tell us and we would take the piss that mum had done it for years without fanfare. I have 2 retired police officer dad friends, one of whom nearly went crackers at home and now works at Tesco part time and the other who is fully retired and they are both the “default” parent to their teens. I see them all the time at school things and dropping kids at social and sports events. It’s ridiculously unfair to say military and police dads are shit dads who avoid their kids. “Just tell him” doesn’t mean bark orders, it means having a conversation with the man you are married to about how you feel, how you think it’s unfair that your role as “default parent” has impacted you so negatively, how you need him to step up, how you want his retirement to benefit both of you the way your sahp time did. If you can’t have these conversations then you have bigger problems.

MalteserGeezee · Yesterday 10:01

PerfectTiming1 · 03/07/2026 21:10

I did all this for our other DC. I can imagine he will expect it for the youngest too. And yes I could delegate to him but I did it for the others so the obvious course of action is for me to continue.

Well we can't help you then because you clearly intend to martyr yourself.

SweetnsourNZ · Yesterday 10:01

waterrat · 03/07/2026 22:02

I can't get my head round the idea that a healthy 55 year old would consider himself 'retired' from all duties including most of the parenting - watching it go on around him day to day and just picking up his newspaper or hopping off to a golf game. This is just ludicrous.

Most retired people have adult children!

I have a 14 and 12 year old and its been the most exhausting bit of parenting for me! Year 7 onwards is just absolutely relentless parenting - you are still cooking/cleaning/ driving around/organising sports/ activities/ worrying about them/dealing with school

I can't imagine how familyi life would work if one adult just felt none of it was anything to do with him. Apart from anything its completely selfish and bizarre.

To be fair he's probably more excited about leaving work, not having a boss and if still shiftworking being able to live his life without a roster. Most men who retire still consider themselves husbands and fathers. OP just needs to let him know what jobs she would like him to take on as he's not a mindreader.

JumpLeadsForTwo · Yesterday 10:04

PerfectTiming1 · 03/07/2026 21:10

I did all this for our other DC. I can imagine he will expect it for the youngest too. And yes I could delegate to him but I did it for the others so the obvious course of action is for me to continue.

It absolutely isn’t. Make sure all family members know who’s responsible for what. Even if your DH is a little incompetent, you have to turn yourself into a broken record and don’t be tempted into stepping in when things aren’t running at your level of competence. They’ll soon learn. Either that, or you sit down with DH and divvy up everything - what jobs that you currently do can be offloaded? For teens, the mental load gets a lot heavier!

SweetnsourNZ · Yesterday 10:05

PerfectTiming1 · 03/07/2026 22:10

Funds are not completely joint, which I guess is part of the problem. Can they ever be when one person retires?

Our mortgage is repaid. We obviously have bills to be paid but our working status is individual. I don’t mind working while he retires. What I do mind is the expectation that I will continue to be the default parent.

Of course they can be. Was the norm in past generations. Why would you think otherwise.

ChalkOutlines · Yesterday 10:10

PerfectTiming1 · 03/07/2026 20:58

Yes we are older parents. There is an age gap (him older) but not massive.

I experienced a bereavement and then unexpected inheritance which funded my years at home. I never intended to stay at home with them for as long as I did.

I get the point about lifts etc but the physical and mental drain of doing everything when they were little left it’s mark on me and now it feels like they are a bit more independent, he gets to chill out. I’ll still be working and tbh they will probably still call me before him even if he is retired.

If he’s retired then he is responsible . Lifts, dropping off forgotten items, meetings, school events, keeping track of things etc.

You drill it into the kids too. I’m at work can’t see/answer my phone. Ring dad. Make him primary contact for the school.

WyrdHag · Yesterday 10:11

If your youngest just starting secondary, how old are your other kids?

Has your DH factored uni expenses into his retirement calculations?

SweetnsourNZ · Yesterday 10:23

Switcher · 03/07/2026 22:36

Well yes of course that's completely unreasonable,, but also in keeping with the idea of letting you use up your inheritance to look after the children. He behaves as if they are not his children at all. All the other behaviours follow.

Sounds like an old fashioned man enjoying the spoils of a modern marriage (can't tell him what you want but separate finances). Would be interesting to hear his side though. Maybe he was disappointed with you using your inheritance to not do paid work rather than putting a lump sum on the mortgage etc.

IonianNerveGrip · Yesterday 10:32

SweetnsourNZ · Yesterday 10:23

Sounds like an old fashioned man enjoying the spoils of a modern marriage (can't tell him what you want but separate finances). Would be interesting to hear his side though. Maybe he was disappointed with you using your inheritance to not do paid work rather than putting a lump sum on the mortgage etc.

Possibly, though I have to wonder whether he'd have understood that OP working earlier than she did would've required him to take on a larger, proportionate share of family stuff too. OP mentions him doing shift work, at times unreliable, and not being able to be the default parent. This would of course have had to change, possibly to the detriment of his pension pot.

Livelovebehappy · Yesterday 10:34

The issue I think is not necessarily him retiring him now, but the fact you resent you didn’t push for him to be more hands on as a parent during their primary years. You can’t change what’s been and gone, so the retirement issue is separate. I think it will take pressure of you, as the next stage of their childhood can often be even more difficult to navigate. And how lucky your family is to be able to have a parent/husband present to take off potential future pressures. It’s a luxury many can’t afford to do.

SweetnsourNZ · Yesterday 10:56

Pallisers · Yesterday 00:05

You need to sit down and discuss expectations for how your day to day lives will work once he is retired. I would expect him to do the majority of the day to day admin/lifts etc. Same as you did when you funded yourself so you would have more time to spend on your kids.

He quite possibly has no idea how home life runs because he has had a magic fairy doing it all for years.

Start by asking him how he thinks a typical day will go - in detail. from moment of waking up to going to bed. See whether he mentions things like checking ds has lunch and kit, dropping ds to bus, picking up ds for drs' appointments, doing the grocery shopping, prepping dinner.

Surelybaftervthecage ofv10 DC should be able to organize their school bag anyway.

Loubissou · Yesterday 11:03

SunsetDrifter · Yesterday 08:14

I don't understand why you are annoyed? If you had an inheritance that funded you staying at home with children (so you are trying to make out your husband wasn't carrying the financial load) you clearly chose to stay at home, you could have funded nursery and returned to work, but you didn't want to. Now he's planning to retire you sound jealous some how? Staying at home with children is hardly taxing compared to working ft and having small children. We have 3 primary aged children and both work ft, they are in school all day, much like they are in high school, I'm not sure there's a big difference between the 2? Our kids won't stop their hobbies when they leave primary school so we'll still be driving them around most evenings, but they are still in school 6+ hours a day. So what are you actually annoyed about? Him having time to enjoy himself in the day when I assume you still have to work?

I agree with this. I have worked all the way through, my choice, same as OP chose not to work and live off her inheritance for a few years. Flip side of this is that I am retiring next year at 55, and have a pension that will provide generously.

OP doesn't seem to have even had a conversation with him about his expectations when he finishes work. This entire thread is based on the assumption that the man is a lazy arsehole. My experience is that forces type personalities do not want to sit around, they want to be kept busy and will take on as much of the load as someone is willing to release to them.

SweetnsourNZ · Yesterday 11:03

rainingsnoring · Yesterday 01:15

Er, @PerfectTiming1 says she used her inheritance to fund her 50% during her years as a SAHM. He was not funding the family alone.
The OP did what sounds like all the parenting while her DH avoided it. That's very poor of him. Also, retiring at 55 is very young and a very privileged position to be in. Many people work 10+ years longer having done what you say. He has not had a hard time.

She should have been topping up her pension fund weekly with her inheritance at the time or put a lump sum in to compensate but hindsight is 20/20 as they say.

godmum56 · Yesterday 11:10

justasking111 · Yesterday 09:19

I'll agree there, we have friends, he's retired army a complete asshole. When she got cancer he fell apart had never cooked or cleaned. She recovered so he thought business as usual. Then he had a stroke. That was an eye opener, he's handled her money as well as his. Told her what to do with it, run everything. After the stroke he couldn't use the laptop to do this, she had to learn.

They need a new car they've got so much money tucked away but he's forbidden her from buying one so the old car is in and out of the garage and she has to catch buses all the time worrying about him alone because he does stupid stuff and ends up on the floor.

@PerfectTiming1 don't be like her.

this. This is another post where "the problem is not the problem" If this husband has been someone who can't be talked to and there hasn't been a shared partnership for all of the marriage then of course its going to be harder now....not impossible but harder.

I always knew I had a wonderful marriage to a wonderful man....I just didn't realise how low the bar was elsewhere.

SweetnsourNZ · Yesterday 11:29

SweetnsourNZ · Yesterday 08:57

Actually the retirement agent divorce rate has been steadily rising.

I meant age, not agent.

Swipe left for the next trending thread