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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
Velumental · 23/06/2026 23:45

ForEagerRobin · 23/06/2026 23:42

I wouldn’t say single parent but her ex husband is still very involved with the children just refuses to speak to her and even he was in hospital to see my dad but my sister wasn’t.

So yes. She's a single parent. A parent who is single.

Your comments strongly support the idea you were the golden child and your sister the scapegoat in a family with narcissistic parents

Mlddleoftheroad · 23/06/2026 23:48

Velumental · 23/06/2026 23:45

So yes. She's a single parent. A parent who is single.

Your comments strongly support the idea you were the golden child and your sister the scapegoat in a family with narcissistic parents

Especially with the ex husband turning up at the hospital. Why? He's not longer family, it's got fuck all to do with him.

The family sound as though they chose him over their own relative during the divorce.

They all sound awful.

randomnamegenerated · 23/06/2026 23:48

ForEagerRobin · 23/06/2026 23:36

I think a few miles difference doesn’t matter we are both able to see them as much as we can. She has to pass their area to run some of her errands where I do not. The way the roads are set up sometimes she can get to there quicker than I can during emergencies. Our father was ill she did not come to the hospital instead she waited till he was home and somewhat well then she visited and even with that visit she asked for money they gave it to her but in my view you shouldn’t do that it’s unfair.

Not to nitpick, but, again, words have meaning. When you're laying out a situation, you have to give clear and honest information so people can reply based on reality. Whether you think her visiting behaviour is right or not, you've given conveniently conflicting information. It's not about whether a few miles matter. It's that you saying, she lives closer but can't be bothered and then, that you live closer, so it's easier for you to see them. At best, those two statements tell different stories, and, at worst, it's the kind of detail people get wrong when they're making stuff up. If you can't understand that I don't know what to say.

Good luck

PurpleLovecats · 23/06/2026 23:48

You’ve really drip-fed info.

Initially you were being given this million because you basically look after your parents when needed. You made the most of opportunities when your sister didn’t. (although you’ve totally avoided my questions about whether she works and owns a home).

Then you let us know that your children needed private school as SEN. Backtracked a little on your frugality as you recognised you perhaps have a decent life.

Then we find out that despite sister not visiting she overheard a conversation and found out about the million.

Then we hear sister has benefitted from private education for her children. And no student loans as your parents paid. And that despite your sister being a terrible absent daughter, they continued with this support throughout. And your sister’s children have a good relationship with their grandparents.

But your sister didn’t make the most of her oxbridge degree. But then apparently neither did you. But you retain the upper hand somehow.

And despite all this, you want the million, and you’re not bothered if it causes a rift.

MBL · 23/06/2026 23:56

MBL · 23/06/2026 23:30

Doesn't your parents behavior shock you?
Could you do that to one of your own children? If not (baring criminal behavior or addiction/gambling issues) why not? Is it because you know it's quite a mean thing to do and will have lasting repercussions for those left behind.

Still hoping you'll answer my questions. I don't think this is real. No reasonable person wouldn't think their parents were reasonable or good people after this. You'd think they were a bit horrible at best.

Vaxtable · 23/06/2026 23:56

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

A modest lifestyle would not afford two children at any private school and three holidays a year and you invest for your children.

for most it would be school or one holiday a year, and very few can invest for children as well. You have no idea how your sister lives, you make assumptions based on your ‘modest’ life, which is not modest by any means. You will probably find your sisters is far more modest that yours as her income would appear to be much less

you go on about your sister, and no she may not help your parents a lot, but you are now making it very transactional. You help your parents and deserve the money your sister doesn’t help and doesn’t deserve the money

your parents have put a condition on thier love for her, no support no money. If you had any guts you would be telling them it’s wrong, that they have two children who deserve any inheritance equally and refuse to take the money

WilfredsPies · 23/06/2026 23:57

This is why I said we live a modest life our salaries aren’t high at all Modest my arse! Three holidays a year, kids in private school (like everywhere that isn’t Eton only charges a few hundred a term), you bought a xc90 from brand new ( and yes, I know that was ten years ago, but that wasn’t cheap) and you save for your children too? You’re hugely privileged and rich. Good for you; I hope you enjoy every penny. But please stop with this daft ‘we’re so modest’ nonsense. You don’t have to be ashamed of it. You’re rich. Some people are.

I think your mum and dad can do whatever they like with their money, but they’ve pretty much guaranteed that there’ll be no relationship between you and your sister after their deaths. They’ve put you in a terrible situation. And I don’t blame them if she only ever visits when she wants something (although it does smack a bit of punishment for refusing to be at their beck and call), but why make her children miss out? Why not put her share in equal shared trusts for the children for when they turn 25, and put you in charge of them if they don’t trust her? Because they’re not just favouring you over her. They’re also favouring your children over hers, because they know that if you’re good with money, a pretty substantial chunk of that inheritance is going to filter down to your DC. What will your DC’s cousins inherit? That’s what I find even more distasteful than excluding your sister.

What exactly do you want from this thread? Because you’ve already justified to yourself why your sister shouldn’t receive anything. You know you’re not going to split it with her. Do you want permission not to feel guilt over it?

ForEagerRobin · 23/06/2026 23:57

Mlddleoftheroad · 23/06/2026 23:44

If this is true, then no wonder the country is in such a state.

A senior civil servant who is barely literate, or numerate, obsessed with Oxbridge, selfish and without the wit to say no to parents that are behaving unfairly to a sibling.

A senior civil servant who doesn't seem to understand that what they think is a moderate way of living is actually something outside the reach of most of the country.

Only the feckless go hungry eh! The sister is a disappointment because she said no and is to be cut out financially for not being controlled, while the good person gets everything for being a good little submissive slave. Why are you shopping for your parents if they can drive? Mine at that age would tell me where to get off if I turned up with their weekly shop, and expecting to see your adult children every week is weird. People have lives.

Take the money, but be honest with yourself about the kind of person you are.

They give CS jobs to anyone

I help my parents do shopping as it’s very hard for my father to walk around the supermarket finding everything he needs and it’s just much quicker when I do I know where everything is and I don’t panic when things aren’t I’m the same place everyday. It’s easier then ordering as they used to order and seems like the pickers would just pick anything off the shelf mainly fruit and veg that was old and close to mouldy so I said I’d do their shopping or DH. DH and I take turns to do the food shop each week so we do my parents shopping.

In terms of seeing them they don’t want to see me every week that’s not their decision. I chose to see them every week I’m close to them I like seeing them and my sons enjoy playing with their grandparents. My dad makes a pie almost every week and brings it for my sons and they enjoy his pies or we go over for dinner on Fridays.

My sons are always wanting to see them, they specifically request and I’m not going to say no it’s great that they’ve cultivated that relationship. I don’t see anything wrong with that ? Is it so bad that they like seeing their grandparents and I like to make sure my parents are okay. I worry about them, my mother has a fall is it bad that I want to see her and make sure she’s okay ? I care about my parents and seeing them get older is quite hard for me these days and want to cherish as much time as I have with them since my fathers diagnosis.

You are right people have lives but I also have time to see them and make time to see them. They are very social people and it’s hard for them now having friends who are passing away every other month (exaggeration) but recently they’ve had 3 funerals in a space for 6 months that does take a toll on them and also on me knowing that they’re elderly now. Maybe I’m odd for that but I don’t think it’s bad to see your parents when you more so live in an area close enough to them.

OP posts:
cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 23:58

ForEagerRobin · 23/06/2026 23:42

I wouldn’t say single parent but her ex husband is still very involved with the children just refuses to speak to her and even he was in hospital to see my dad but my sister wasn’t.

So that’s a yes then. Can you give a straightforward and consistent answer to anything, without embellishing it in a manner that makes you look superior and your sister a bitch?

ForEagerRobin · 24/06/2026 00:00

MBL · 23/06/2026 23:56

Still hoping you'll answer my questions. I don't think this is real. No reasonable person wouldn't think their parents were reasonable or good people after this. You'd think they were a bit horrible at best.

I haven’t seen every post on here.

Their behaviour does shock and upset me I’m not happy to be in the middle of it all it’s all based on resentment.

OP posts:
ForEagerRobin · 24/06/2026 00:04

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 23:58

So that’s a yes then. Can you give a straightforward and consistent answer to anything, without embellishing it in a manner that makes you look superior and your sister a bitch?

I’m not superior to my sister and I haven’t said she’s a bitch. I have iterated that her decisions have not been great and she knows that and has said that to me. I am sorry for her and I often support her financially and so do my parents. It is the only reason she really ever wants to get in contact.

Her and her ex husband father of her children split up due to her infidelity and issues with the way she spent money. She has been married 3 times all of which I have supported and been there for her when she needed me so have my parents. I did not want to go in detail about everything that is all. I do however think at a certain age there’s certain decisions you should not be making.

OP posts:
Arlanymor · 24/06/2026 00:06

randomnamegenerated · 23/06/2026 23:32

But words have meaning. You literally said, She was free and lived closest but simply couldn't be bothered. It's a direct quote.

So it seems like, either, you're making things up as you go along, or you're slanting your information to elicit the response you want.

The latter. And hasn't once seriously addressed the issue of people not being allowed to be parents without savings plans. I wish people would live in the real world. Let's bring back conscription but not in the military but for people to volunteer in their local communities for ten seconds...

MBL · 24/06/2026 00:07

ForEagerRobin · 24/06/2026 00:00

I haven’t seen every post on here.

Their behaviour does shock and upset me I’m not happy to be in the middle of it all it’s all based on resentment.

I'm afraid the bottom line is they don't like her much and probably haven't for a while.
They prefer you for what ever reason.

You do not live a modest lifestyle. I suspect your sister has less money than you think. New cars are often bought with finance. If this is true I would expect her to distance herself from you all and who can blame her.

Could you do this to one of your kids?
If you plan to would expect them to want to be part of your life.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 00:09

ForEagerRobin · 24/06/2026 00:04

I’m not superior to my sister and I haven’t said she’s a bitch. I have iterated that her decisions have not been great and she knows that and has said that to me. I am sorry for her and I often support her financially and so do my parents. It is the only reason she really ever wants to get in contact.

Her and her ex husband father of her children split up due to her infidelity and issues with the way she spent money. She has been married 3 times all of which I have supported and been there for her when she needed me so have my parents. I did not want to go in detail about everything that is all. I do however think at a certain age there’s certain decisions you should not be making.

Edited

I’m not superior to my sister; but every time I post, I can’t help listing even more ways she’s a fuck up and why I am vastly better than her and deserving of a £1m windfall.

ForEagerRobin · 24/06/2026 00:12

MBL · 24/06/2026 00:07

I'm afraid the bottom line is they don't like her much and probably haven't for a while.
They prefer you for what ever reason.

You do not live a modest lifestyle. I suspect your sister has less money than you think. New cars are often bought with finance. If this is true I would expect her to distance herself from you all and who can blame her.

Could you do this to one of your kids?
If you plan to would expect them to want to be part of your life.

I haven’t said what they’re doing is right ? I recognise the situation. I do not plan on doing this to my children no matter what the situation is. Unless is it crime and things of that nature I hope to not raise children who commit crime. I don’t think that’s bad parenting at all. I do not want children who think it is okay to commit crime that would reflect on me and how I have raised them. I hope I do a decent job. I’m not perfect I’m learning, my children are still quite young I learn each day and I’ll never be a perfect parent. I’ll always make mistakes. I will not leave them out of inheritance or make them compete they’re both my children.They have our support in anything they’d like to do in life as long as it’s not ridiculous ie crimes and things of that nature.

OP posts:
ForEagerRobin · 24/06/2026 00:14

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 00:09

I’m not superior to my sister; but every time I post, I can’t help listing even more ways she’s a fuck up and why I am vastly better than her and deserving of a £1m windfall.

What do you want me to say at this point? I am confused nothing I say will remedy the situation. I don’t think I’m better and that’s not my intention at all let’s just leave it at that

OP posts:
randomnamegenerated · 24/06/2026 00:14

ForEagerRobin · 24/06/2026 00:04

I’m not superior to my sister and I haven’t said she’s a bitch. I have iterated that her decisions have not been great and she knows that and has said that to me. I am sorry for her and I often support her financially and so do my parents. It is the only reason she really ever wants to get in contact.

Her and her ex husband father of her children split up due to her infidelity and issues with the way she spent money. She has been married 3 times all of which I have supported and been there for her when she needed me so have my parents. I did not want to go in detail about everything that is all. I do however think at a certain age there’s certain decisions you should not be making.

Edited

Goodness. She gets worse and less deserving with each post. I suppose the next drip feed will be that she's an addict and runs a dog fighting ring? Knocks old ladies over on public transport and only washes her sheets once a month? Makes what money she does have showing her trotters on only fans?

ForEagerRobin · 24/06/2026 00:14

randomnamegenerated · 24/06/2026 00:14

Goodness. She gets worse and less deserving with each post. I suppose the next drip feed will be that she's an addict and runs a dog fighting ring? Knocks old ladies over on public transport and only washes her sheets once a month? Makes what money she does have showing her trotters on only fans?

Yeah

OP posts:
Arlanymor · 24/06/2026 00:19

MBL · 24/06/2026 00:07

I'm afraid the bottom line is they don't like her much and probably haven't for a while.
They prefer you for what ever reason.

You do not live a modest lifestyle. I suspect your sister has less money than you think. New cars are often bought with finance. If this is true I would expect her to distance herself from you all and who can blame her.

Could you do this to one of your kids?
If you plan to would expect them to want to be part of your life.

I mean pay for care is one thing if it's within a professional sector - but imposing that on your kids? Gross? As I said upthread, my sister is a selfish pig, she really is. Does nothing for my folks. Never has. My dad had emergency surgery in April and who was there and did everything? Me, as per usual. Had to get the train when it happened as I couldn't drive as I'd just had an eye test and had stupid large pupils. Took care of him and my mum. Because they took care of me as a kid, I don't need paying for it now.

I make my own choices, my sister makes hers. She will get half. Fair enough. My parents don't want to be uneven. I don't even think of their money as something I have earned. I'm not being 'paid' for being the good daughter. The stuff I have earned is their trust, their confidence, the nice times we have together. And what I have got back is amazing and close times with them. I got my DNA done recently and they were so excited by the results and now they have done it too and we're going to meet in July to triangulate (took a long time to explain to my dad that the criminal database is not the same as ancestry.com! What has he done?! Ha ha!)

My sister has to live with herself being a really shoddy kid - I don't - I can look in the mirror and know I did everything for them. She can have half of everything, but it doesn't replace time with her folks who did everything for her. And unlike most people on here who throw around the word 'narc' like it's punctuation. My sister is a diagnosed narc - her life cannot be easy or straightforward. I've tried to connect so many times, she's been horrible so many times, I try again and rinse and repeat. I will keep trying, but it's annual now. I don't care what money she gets, I want her to find some happiness. But she does make a lot of people very unhappy, it's hard, no joke. But 50:50 of course. My parents love us equally, they don't view inheritance as a payment for anything.

andthat · 24/06/2026 00:21

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Oh come on @ForEagerRobin

Private school
investments
3 x holidays a year.

If you’re Oxbridge educated you’re intelligent enough to know that you are living a very privileged life.

As for your dilemma…you could easily sort this out by sharing with your sister. Job done. But you have made it clear you don’t think she deserves it…it sounds like you’d prefer the money over a relationship with your sister. So you have your answer.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 00:22

ForEagerRobin · 24/06/2026 00:14

What do you want me to say at this point? I am confused nothing I say will remedy the situation. I don’t think I’m better and that’s not my intention at all let’s just leave it at that

So why are you listing all of her failings? The reason is because, as you acknowledged above, you know what your parents are doing is wrong and it’s not how you would treat your own children. However you are very happy to be the receiving sister and not the left out one, so you have to find a way (through her “badness”) to justify the fact you are taking the money when a fundamental unfairness is at play, and to try to convince people on this thread to support your decision. Take the money, but at least be honest about your own desire for it, the fact that you believe you deserve it, and your own part in your family’s fragile dynamic probably blowing up as a result.

JustAnotherWhinger · 24/06/2026 00:24

ForEagerRobin · 24/06/2026 00:14

What do you want me to say at this point? I am confused nothing I say will remedy the situation. I don’t think I’m better and that’s not my intention at all let’s just leave it at that

You can remedy it.

You can refuse the money while they are alive, which will save your relationship with your sister. Do a deed of variation when they die if/when the will favours you over your sister.

You could also take the money and give her half.

They can’t insist you take it, nor can they insist you don’t share it. They can offer the money and they can request that you don’t. That’s as far as they can go.

Surely the worst that will happen is that they’ll disinherit you also and leave everything equally to all of their grandchildren?

ForEagerRobin · 24/06/2026 00:29

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 00:22

So why are you listing all of her failings? The reason is because, as you acknowledged above, you know what your parents are doing is wrong and it’s not how you would treat your own children. However you are very happy to be the receiving sister and not the left out one, so you have to find a way (through her “badness”) to justify the fact you are taking the money when a fundamental unfairness is at play, and to try to convince people on this thread to support your decision. Take the money, but at least be honest about your own desire for it, the fact that you believe you deserve it, and your own part in your family’s fragile dynamic probably blowing up as a result.

It’s not my money ? I don’t have it in my account yet ? I’m not not going to give my sister anything. I’d much rather my parents put their resentment aside and just give her part of her inheritance. I have said to her I’m not going to leave her with nothing she’s decided to pretty much tell me I can have it all etc. She is blaming me when I did not make the decision. It’s our parents investments and cash it doesn’t really belong to us in the first place.

OP posts:
ModernV · 24/06/2026 00:31

Despicable decision by your parents and it says a lot about you if you accept the money. All I can say is karma is a bitch.

ForEagerRobin · 24/06/2026 00:38

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 00:22

So why are you listing all of her failings? The reason is because, as you acknowledged above, you know what your parents are doing is wrong and it’s not how you would treat your own children. However you are very happy to be the receiving sister and not the left out one, so you have to find a way (through her “badness”) to justify the fact you are taking the money when a fundamental unfairness is at play, and to try to convince people on this thread to support your decision. Take the money, but at least be honest about your own desire for it, the fact that you believe you deserve it, and your own part in your family’s fragile dynamic probably blowing up as a result.

The family dynamic wasn’t fragile till money got involved. She didn’t want to see us as much we accepted and never pressured her. My dad was very hurt that she did not come and see him in hospital coupled up with the fact that her ex husband soon as he heard the news from the children came to see us. It’s added to his resentment but I’m not sure how I can mend that when these are her active decisions.

I check in to see if she was good every so often not once has she asked me how I’m doing if I’m okay etc. DH and I lost a baby still birth not too long ago I told her this as I needed support from my sister but nope nothing barely any support. Told my friends a friend who lives hundreds of miles away travelled to come see me my sister who lives pretty much round the corner in comparison did not come to see me. My closest friends from school 8 of them came to see me at different times in the space of a week, we all live up and down the country but when they heard this news they came to see me same with friends from university, same with my parents. I just needed support it was a tough thing to go through. Yet she came to see me when she wanted money. I gave her the money. Money isn’t everything to me it’s nice yo have it but it comes and goes. It’s little things like that example. I’m not saying these things to make her look bad I’m just using examples. I’ve always been there for her and supported her even when I disagreed I’ve always supported her. I’m not better or superior than her.

OP posts:
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