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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
Tunnocksmallow · 23/06/2026 22:21

ForEagerRobin · 23/06/2026 21:19

I’m not pleased ? It’s not a nice situation to be in. At the end of the day she is still my sister. I’d love for her to get something too from them but she burnt that bridge herself. There’s been so many instances where she had the chance to fix things with our parents but she wanted to be stubborn. She has been criticised for how she lives, that’s not a bad thing that’s what you do for someone you love. Hoping that they do see the errors of their ways and how it’ll hurt them in the future.

So, you and your parents have basically judged your sister her whole life, pointed out all her mistakes, told her where she’s gone wrong in life, told her she must follow the family line, be forever grateful for everything your parent did; to the point of then having to repay it later in life by being at their back and call? But because she has put boundaries in place so she doesn’t have to listen to them constantly putting her down and listening to how you’re the golden girl; she’s being punished by being cut out of the family wealth.

sounds as if she’s actually quite wise to keep away from you all.
you all sound bloody awful.

JustAnotherWhinger · 23/06/2026 22:21

ForEagerRobin · 23/06/2026 22:17

Money isn’t conditional on how much we see them. It’s just they have tried. They’ve tried to see her, they are always asking to go see her she often says she’s busy. They don’t expect her to come see them my father is still driving and has asked multiple times if he can drive them to go see her but she doesn’t want to or always has something planned. She misses birthdays etc. I live close so it’s been easier for me to see them. They call she doesn’t answer, most of the calls have been when she needs something never really just to say hey how are you etc. My father was quite ill recently she did not even come to see him, her children did, they’re university age, they made the journey to come see their grandparents soon as they heard he was in hospital. It’s little things like that. It’s built up over the years I suppose it’s resentment and my parents at this stage in their lives have nothing to lose. It’s a shame I have tried to speak to them they do not want to reconsider.

So your sister’s children do make the effort with their grandparents, but your parents are still favouring you and your children… Why are they not treating her children equally given the lack of effort is supposedly the issue with your sister?

Your parents really aren’t sounding any better the more you post.

Might be worth thinking back to work out what happened first - your sister’s lack of real interest in your parents or their open favouring of you and your children.

PenelopeJoanSterling · 23/06/2026 22:21

Oliveoy · 23/06/2026 22:19

Are you an Oxbridge graduate too?.

thats classified, and need to know only, besides i like playing dumb, people tend to underestimate your intelligence not that im smart to begin with, or at least thats what i tell myself

Violinorbanjo · 23/06/2026 22:21

Literally if this is the mental level of the native British graduates, this is why this country has been taken over by anyone who comes here from abroad. Lord, save them all

randomnamegenerated · 23/06/2026 22:22

ForEagerRobin · 23/06/2026 22:17

Money isn’t conditional on how much we see them. It’s just they have tried. They’ve tried to see her, they are always asking to go see her she often says she’s busy. They don’t expect her to come see them my father is still driving and has asked multiple times if he can drive them to go see her but she doesn’t want to or always has something planned. She misses birthdays etc. I live close so it’s been easier for me to see them. They call she doesn’t answer, most of the calls have been when she needs something never really just to say hey how are you etc. My father was quite ill recently she did not even come to see him, her children did, they’re university age, they made the journey to come see their grandparents soon as they heard he was in hospital. It’s little things like that. It’s built up over the years I suppose it’s resentment and my parents at this stage in their lives have nothing to lose. It’s a shame I have tried to speak to them they do not want to reconsider.

I live close so it’s been easier for me to see them.

That's weird, I thought she lives even closer?

She was free and lived closest but simply couldn't be bothered.

I think you are not quite displaying the attributes I would expect of an Oxbridge maths grad? Those lengthy proofs must have been challenging.

PenelopeJoanSterling · 23/06/2026 22:22

Violinorbanjo · 23/06/2026 22:21

Literally if this is the mental level of the native British graduates, this is why this country has been taken over by anyone who comes here from abroad. Lord, save them all

but its thanks to the average joe who votes for them

SylvanMoon · 23/06/2026 22:23

@ForEagerRobin you describe your sister's children as being as caring of your DPs as I assume your children are: "her children did, they’re university age, they made the journey to come see their grandparents soon as they heard he was in hospital. It’s little things like that. It’s built up over the years I suppose it’s resentment and my parents at this stage in their lives have nothing to lose." So why are your parents refusing to even contemplate giving them the same life opportunities as they will be giving to your children (via this gift to you now & in their will)?

randomnamegenerated · 23/06/2026 22:23

Oliveoy · 23/06/2026 22:19

Are you an Oxbridge graduate too?.

My money's on no.

Violinorbanjo · 23/06/2026 22:24

Tunnocksmallow · 23/06/2026 22:21

So, you and your parents have basically judged your sister her whole life, pointed out all her mistakes, told her where she’s gone wrong in life, told her she must follow the family line, be forever grateful for everything your parent did; to the point of then having to repay it later in life by being at their back and call? But because she has put boundaries in place so she doesn’t have to listen to them constantly putting her down and listening to how you’re the golden girl; she’s being punished by being cut out of the family wealth.

sounds as if she’s actually quite wise to keep away from you all.
you all sound bloody awful.

it is rage bite. From someone very poor mentally

ForEagerRobin · 23/06/2026 22:24

Ezzee · 23/06/2026 22:18

If she doesn't visit how did she overhear them...
You and your parents sound judgemental and frankly awful, because she didn't go in the direction you all feel she should, you have her cut out, you also enable this!
I doubt very much if your sister replied she would say you had a loving, happy, equal and supportive childhood, I bet you were the favorite ( you would know but ignore).
You can protest as much as you like OP but it doesn't take a degree to see what sort of people you are.
Also of course you wouldn't do this to YOUR children but you are happy and complicit to let your parents do this to your sibling, shame on you!

My father was ill recently and she didn’t see him when he was ill she finally came to see him that’s when she asked for money and they did give her the money. Which was also when she overheard the conversation.

I am sorry I am not going into every little detail that has led to this but she does go months without seeing them. DHs parents live in America yet he still sees them twice a year whereas my sister can go months without seeing our parents.

She was actually the favourite if I’m being honest but maybe I’m wrong. I am okay with being wrong I just wish things worked out differently money aside it’s quite hard being the one that is the main caregiver it would be great to share but DH does help out when I can’t which is great

OP posts:
Merryoldgoat · 23/06/2026 22:24

@randomnamegenerated QED

KitchenColourandstyle · 23/06/2026 22:25

ForEagerRobin · 23/06/2026 22:12

Thank you!

I will admit my take was not the best. My sister is not suffering she has money, she’s always had money but has always spent it on very expensive things that’s was more what I was trying to convey. She chose not to save for them when she could.

Perhaps she values spending money on her family now and enjoying an 'immodest' lifestyle over a 'jam tomorrow' attitude to money so she isn't left sitting on a pile of money when she is in her 70s (or 80s) trying to decide which of her children is most deserving of her horde.

PurpleLovecats · 23/06/2026 22:25

So whatever your sister’s issue with her parents, she’s allowed her children to make their own choices and they visit your parents.

So I think the money should be divided between them too at the very least.

Cyclebabble · 23/06/2026 22:25

You have been put in an awful position by your parents. Passing such a high level of their assets to you with no consideration for your sister will ultimately destroy any relationship you have with your sister. I would be asking your mum and dad to consider making some priovision for your sister. it does not have to be equai- you are doing more work than she is, but nothing feels quite harsh, and the costs will be felt.

ForEagerRobin · 23/06/2026 22:27

SylvanMoon · 23/06/2026 22:23

@ForEagerRobin you describe your sister's children as being as caring of your DPs as I assume your children are: "her children did, they’re university age, they made the journey to come see their grandparents soon as they heard he was in hospital. It’s little things like that. It’s built up over the years I suppose it’s resentment and my parents at this stage in their lives have nothing to lose." So why are your parents refusing to even contemplate giving them the same life opportunities as they will be giving to your children (via this gift to you now & in their will)?

They’re not removing the grandchildren from any will ? I might have not made that clear my bad but the grandchildren are all fine they’re not necessarily being affected by this.
My children are much younger, they’re not making train journeys to go visit their grandparents but they do see them quite often.

My sisters children are fine, they’ve had all the same opportunities. It’s my parents who paid for their education and gave them money for university so they do not have to take out student loans etc they are looking out for them and their futures.

OP posts:
Seaside3 · 23/06/2026 22:27

Sounds like sis has raised stellar kids. Not bad for someone so terrible.

SinisterBumFacedCat · 23/06/2026 22:28

OP, I don’t believe you really have tried to speak to your parents about this judging by the way you talk about your sister on this thread. Not a single positive thing to say, just judgement and looking down on her from a negligible height. I can’t imagine doing this to one of my own children. What an awful thing to do, not only to one child, but also to ensure that your relationship is forever fractured. It’s a shitty thing to do as a parent, far worse than the terrible crime of having children without being certain you will earn enough to invest for them.

ForEagerRobin · 23/06/2026 22:29

KitchenColourandstyle · 23/06/2026 22:25

Perhaps she values spending money on her family now and enjoying an 'immodest' lifestyle over a 'jam tomorrow' attitude to money so she isn't left sitting on a pile of money when she is in her 70s (or 80s) trying to decide which of her children is most deserving of her horde.

That would have been great but I don’t think she values spending money on her family. Maybe the children like the nice cars their mum drives but she didn’t pay for their education that was our parents, it’s our parents that paid for their rent at university and it’s our parents that have made sure the children can go to university without taking out a loan from sfe.

OP posts:
ForEagerRobin · 23/06/2026 22:30

Seaside3 · 23/06/2026 22:27

Sounds like sis has raised stellar kids. Not bad for someone so terrible.

She’s done a good job. I didn’t say she was a bad parent I just said it’s sad that all the money she’s had she did not save for them. All of their savings is from our parents and our grandparents before they passed

OP posts:
SylvanMoon · 23/06/2026 22:32

ForEagerRobin · 23/06/2026 22:27

They’re not removing the grandchildren from any will ? I might have not made that clear my bad but the grandchildren are all fine they’re not necessarily being affected by this.
My children are much younger, they’re not making train journeys to go visit their grandparents but they do see them quite often.

My sisters children are fine, they’ve had all the same opportunities. It’s my parents who paid for their education and gave them money for university so they do not have to take out student loans etc they are looking out for them and their futures.

That's not exactly true, is it? Not all the grandchildren have had all the same opportunities because when you take this "gift" and use it exclusively for your children, your sister's DC will be disadvantaged. If your parents are really looking out for all their grandchildren's futures, then they would be looking to distribute this large amount of money equally to them rather than making such a divisive and spiteful gesture by giving it all to you.

blackpooolrock · 23/06/2026 22:32

I would take the money and not worry about it. YOU aren't responsible in any way for what your parents do with their money. Never feel guilty.

Seaside3 · 23/06/2026 22:33

Tbh, if my grandparents cut my mum out if their will because she didn't visit i would be tempted to visit too...

Merryoldgoat · 23/06/2026 22:33

@ForEagerRobin

What would one of your children have to do for you to treat them the way your parents are treating you and your sister?

You say your sister was the favourite. Seems to me they’re punishing her for not turning out as they wished.

randomnamegenerated · 23/06/2026 22:34

So who lives closer, OP? You've said both that you live close so it's easier for you to see them, and that she lives closer.

PenelopeJoanSterling · 23/06/2026 22:34

randomnamegenerated · 23/06/2026 22:23

My money's on no.

you keep thinking that