I don’t know enough about the benefits system to know what should change or why it should change, but there is clearly something wrong because I qualify for benefits and we absolutely, without a doubt don’t need them.
one of my children has a disability. His paediatrician has been on at me for years to apply for DLA but I always just thought that was ludicrous - at the moment, my experience parenting him is not vastly different to my other non-disabled children. Due to his condition no one knows what his future holds, so of course one day that might be very different. He may grow up to be very high functioning, or he may need lifelong care. They cannot tell yet. But for now, he’s really no bother. He attends mainstream school very happily with a one to one. Eventually I did apply for DLA to appease the paediatrician, entirely expecting to be rejected. But we have been awarded several hundred pounds a month. I do not doubt that many families desperately need this money, but I don’t see why we do. I feel uncomfortable about it and considered seeing if I could cancel the claim, but went back and forth in my head about whether I cared more about benefiting my child(ren) or my own conscience. Currently, the money each month is going into investments - if my child needs care when older, that money will be a small help towards it, but if it transpires that he doesn’t then I imagine we will just split it between our children.
I also then spoke with a DWP lady who went through our finances and told me that due to the age of my youngest, I could pack in my job and get over £1K of universal credit a month until youngest turns 3!! I forget the exact amount now but it was more than £1K but less than £1.5K. Which is really not very much less than what I earn - I get about £1.6K a month after tax. I will of course not be quitting my job - it’s hard work and I can no longer do what I qualified for at uni due to wanting to be around for my children in the daytimes (I work nights), but it’s entirely doable. How can it be right that the taxpayer foots the bill for me to not work when I am perfectly able to? We have anywhere between £700 and £1K spare at the end of each month. So even though the UC would be less than what I’m earning now, we’d still have money left over at the end of the month. The only reason we don’t currently have over the savings limit for UC is that we just spent it all (perhaps foolishly but whatever) on an ambitious house move. How can it be right that us spending our money on a nice house means that we now can get government support if I quit my job?! Surely we should be expected to at least attempt to downsize to release equity and use our own assets before getting funded by the taxpayer?
I just cannot understand it. Someone in my position should not get benefits for simply deciding to pack my job in.