I am a lone parent with 2 small kids and am almost through a fairly awful and dragged out divorce. The circumstances around the divorce were horrible for all of us and I'm so ready to be in a secure home and just move on from it all.
I'm (hopefully) going to be in a position to buy a house soon and there's a house has been up for sale for a couple of months round the corner from where we live. I love the area and have really liked living here. The house is much bigger and better than the one we're renting and is exactly what I'd be looking for. It's one of the nicer homes in the estate.
It's also significantly under my small budget and is about £40k under market value for other homes of the same size in the same estate. I've been told this is because the owner is wanting a quick sale however it's sat for a few months already (unheard of in this area) and was empty for about 2-3 years before that. The reason being that one of the adults in the home took their own life in the property a couple of years ago.
Initially when I heard I was a bit wary and wasn't sure if I'd want to buy somewhere that had held so much pain for the previous owners and where a traumatic death had occurred but the more I'm thinking about it I'm wondering if that's silly and I should go for it if it's still available when I'm ready?
Being so under budget would mean I could pay off earlier than anticipated and would financially be just massive for me under our current circumstances. It would also mean I'd be able to redecorate rather than having to live in it as is for a while and try to save. Its a fairly new build house too and homes in the area are well built and reliable.
The downside is that it's been empty for so long, and I'm wondering about the impact of the history of the house on my kids as its common knowledge what happened and they will probably be told at some point by friends on the street which could be upsetting for them.
So my albu:
Yabu - don't buy the house (please can you explain why you wouldn't)
Yanbu -I would buy or have bought under those circumstances before.