Just to agree with @Jellycatspyjamas challenging of how expensive being poor is
Its often something I see on here about second hand furniture. I live in a town that is deprived while my parents live in a "nicer" town. I often use Facebook marketplace in there area because the quality is far superior, prices lower and more things given away for free. Eg i got a solid oak bed for about 50, In my area you are more likely to get people clinging on to whatever they can get for something and for it to be a battered argos cheapy quality for the same price.
Equally when I was struggling with money, I didn't have a way of transporting stuff like that and was reliant on things like credit. Often paying way over the odds for something that broke 6 months later placing me back at square one, while others that had the money immediately would still have a functioning item and be starting to save again
Poverty is a massive trap and cycle that's hard to escape. I now manage my money much better, and money goes much further simply because i had more choices so it's easier to judge people for "silly" poor budgeting when often you don't have good choices
I almost changed job to a less well paid one because of the price of transport. I had a cheap run around car, that was constantly breaking and because I had limited money for repair I was doing the minimum and frequently having issues. I spent lots of money on busses and taxis because I needed to get to work and my car wouldn't start. Even stuff like my insurance was higher for a bad car, in a bad area without a garage
I now have an alright car which costs me far less per month (and allows me to have a better paid job) than that cheap run around did. I wouldnt have had space to store a bike, and would have lost wages in childcare/ commute time
This is true for a thousand things for me at that time from much worse interest rates than i get now, unable to bulk buy stuff because of terrible fridge/ freezer, cupboard space, cheap furniture I was forever replacing, clothes that didn't last, crap appliances, higher rent for those that would rent on benefits. I remember i once had an oven break, and I couldn't afford a new one, shit credit so went to an appliance shop where I paid an extortionate amount monthly for an oven that died in a few years, combined with even things like laundrette costs.
Now things are looking up for me, my home is much cheaper to run. I'm happy to spend more time in it, I can do things like play in the garden with the kids (saving on day out costs), I could even do things like the mumsnet back garden party now! I batch cook, buy things on offer etc I couldn't when I was living in that flat
Being genuinely poor is so incredibly expensive that it's hard to thrift your way out of it.
To quote a film, I wasn't making poor choices, I had poor choices available to me