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Share your dilemmas and get honest opinions from other Mumsnetters.

Labour increase benefits bill. AIBU To think what’s the point in working?

1000 replies

topicalaffair · 03/02/2026 08:10

https://www.dailymail.co.uk/news/article-15520831/Labours-push-lift-two-child-benefits-cap-hand-25-000-windfalls-thousands-Britains-biggest-jobless-families.html#

‘Official estimates suggest the cost of scrapping the cap will total £13.6 billion over the next five years.

The Tories said families currently affected by the cap are in line to receive windfalls worth an average £25,000 each over that period.

But the biggest families will gain far more. Thousands of families with five children will receive around £10,900 a year while those with six children will get an extra £16,600 a year.
Almost half of the families involved have no one in work.‘

Labour benefits plan 'will hand £25,000' to biggest jobless families

Ministers will bring forward legislation on Tuesday to lift the limit on benefit payments which was imposed in 2017.

https://www.dailymail.co.uk/news/article-15520831/Labours-push-lift-two-child-benefits-cap-hand-25-000-windfalls-thousands-Britains-biggest-jobless-families.html#

OP posts:
Julen7 · 03/02/2026 20:21

Countrysidepicnic · 03/02/2026 20:12

Is anybody able to give a succinct answer to this vital question above?

No, very telling that no one can, just a shed load of whataboutery and derailing and avoidance.

Bilster · 03/02/2026 20:22

TheThinkingEconomist · 03/02/2026 20:20

Again, the money is not going to the children.

You seem unable to understand this. It goes to the parents.

When you invest in childcare, free school meals, education and the like, the benefit goes directly to the children.

This exactly. You’re relying on those parents spending that extra money on the kids. Rather than using that money ensuring the benefit definitely goes to the kids.

Notmycircusnotmyotter · 03/02/2026 20:22

FMLGFastMovingLuxuryGoods · 03/02/2026 20:20

Welfare DOES create poverty when is is taken away and limited. This is a fact, and has been very well researched and documented. As have the statistics for how many children have been pushed into poverty BECAUSE of their cap

So again - are you saying the government shouldn’t help children in poverty because of their parent’s choices?

Yes. Because the money goes to the parents not the kids. No one forced most of them to have more kids than they can afford and half decent parents mange or work more hours.

Livelovebehappy · 03/02/2026 20:22

FMLGFastMovingLuxuryGoods · 03/02/2026 19:54

YABU

The cap pushed hundreds of thousands of children into poverty.

why on earth would you be ok with that?

Because, just maybe, parents should avoid having more children if they can’t afford them? It’s not the Government's responsibility to financially support people’s lifestyle choices. And to pre-empt those coming on here with whataboutery, ie what about those who already had children and something happened to push them into poverty, like divorce, loss of jobs; yes that could be an issue, but the reality is that those people will only be a very small percentage compared to those who think having kids is their right, whether they can afford them or not.

DontGoJasonWaterfalls · 03/02/2026 20:23

Countrysidepicnic · 03/02/2026 20:12

Is anybody able to give a succinct answer to this vital question above?

Still waiting for people to explain how the people whose benefits are cut are supposed to survive, so I guess no-one's questions are getting answered today.

Penelope23145 · 03/02/2026 20:23

FMLGFastMovingLuxuryGoods · 03/02/2026 20:20

Such as?

Education, breakfast clubs, more support for young cares, support with school uniform, extra curricular activities and clubs.

TheThinkingEconomist · 03/02/2026 20:23

Julen7 · 03/02/2026 20:21

No, very telling that no one can, just a shed load of whataboutery and derailing and avoidance.

The circular arguments really are getting tedious.

TigerRag · 03/02/2026 20:23

Winter2020 · 03/02/2026 20:19

I don't see why it should be more admin than the current system just a different focus. You would be filling in your claim form describing and evidencing the extra costs of your disability.

My extra costs vary from month to month

Who would then decide what really counts as a disability cost?

Kendodd · 03/02/2026 20:23

FMLGFastMovingLuxuryGoods · 03/02/2026 20:10

And for those puzzled over the economics - poverty has a very negative return on investment. It costs A LOT of money for states to have impoverished families in their populations, on so many planes. Health, education, opportunities, and poverty very often lasts for generations.

So whilst the Tories appeased the half wits of the world with “Ooh look how much we are saving” did you ever think k of the financial (and emotional) burden that being poor costs to the economy?

I think a lot of the affects of poverty are better tackled by not just giving people money directly though. Look at housing for example. We give people benefits so they can pay extortionate private rents that go into the pockets of landlords. We could instead choose to build council housing with affordable rents. People would have better secure homes where they could build a life, have less need for in-work benefits and be better off working.

purpleflowergirl · 03/02/2026 20:24

I think it’s complete ignorance to think people don’t abuse the system and the government have made it easier for some to stay on benefits. People ask for examples - I have one! Single mothers who have a middle income versus single mothers on a low Income. I earn a middle income, I work full time, I have a mortgage on a small flat! I am entitled to zero! I scrape by every month and am getting into debt to pay for wraparound care! A single mother friend rents in the same block I own! She gets 85% of her childcare costs paid for 90% of her rent paid for and UC on top of that. She works 4 days a week in not a demanding role, she doesn’t want a promotion or more hours as she’ll lose her UC! She ends up 3k better off than me each year. Citizens advice even stated I’d be better off selling flat, frittering away the cash and getting a minimum wage job! Until Labour actually acknowledges how ridiculously flawed the benefits system is, people will take advantage! Labour sold a lie to me, saying they would be the party of the working people! Instead they do the opposite! I will never vote for them again! Yes some genuinely do need help but a lot just use and abuse the system!

Livelovebehappy · 03/02/2026 20:26

DontGoJasonWaterfalls · 03/02/2026 20:23

Still waiting for people to explain how the people whose benefits are cut are supposed to survive, so I guess no-one's questions are getting answered today.

Maybe get a job? Apparently to many on MN we have thousands of jobs in the care industry that need filling by immigrants, so why not fill them with people already here?

Penelope23145 · 03/02/2026 20:26

purpleflowergirl · 03/02/2026 20:24

I think it’s complete ignorance to think people don’t abuse the system and the government have made it easier for some to stay on benefits. People ask for examples - I have one! Single mothers who have a middle income versus single mothers on a low Income. I earn a middle income, I work full time, I have a mortgage on a small flat! I am entitled to zero! I scrape by every month and am getting into debt to pay for wraparound care! A single mother friend rents in the same block I own! She gets 85% of her childcare costs paid for 90% of her rent paid for and UC on top of that. She works 4 days a week in not a demanding role, she doesn’t want a promotion or more hours as she’ll lose her UC! She ends up 3k better off than me each year. Citizens advice even stated I’d be better off selling flat, frittering away the cash and getting a minimum wage job! Until Labour actually acknowledges how ridiculously flawed the benefits system is, people will take advantage! Labour sold a lie to me, saying they would be the party of the working people! Instead they do the opposite! I will never vote for them again! Yes some genuinely do need help but a lot just use and abuse the system!

It's all just been allowed to spiral out of control for so many years now that I honestly don't think there's any coming back from it. In my job I deal with people who honestly have barely worked at all throughout their whole lives ( and I'm not talking about people too sick or disabled to work). It's just shocking how people have abused the system for so long.

24kPalamino · 03/02/2026 20:26

FMLGFastMovingLuxuryGoods · 03/02/2026 20:20

Welfare DOES create poverty when is is taken away and limited. This is a fact, and has been very well researched and documented. As have the statistics for how many children have been pushed into poverty BECAUSE of their cap

So again - are you saying the government shouldn’t help children in poverty because of their parent’s choices?

The parents continue to make bad choices, just with extra money. Those kids still go to school with an empty belly and unbrushed teeth. Money doesn’t make a good parent.

So the government isn’t helping children, it’s manipulating data.

Working families who are taxed more have to go without certain things to pay for this.

Penelope23145 · 03/02/2026 20:27

24kPalamino · 03/02/2026 20:26

The parents continue to make bad choices, just with extra money. Those kids still go to school with an empty belly and unbrushed teeth. Money doesn’t make a good parent.

So the government isn’t helping children, it’s manipulating data.

Working families who are taxed more have to go without certain things to pay for this.

Exactly. Then the kids just go on in the same cycle of dependency as they know no different. It's just thoroughly depressing.

Julen7 · 03/02/2026 20:27

Livelovebehappy · 03/02/2026 20:26

Maybe get a job? Apparently to many on MN we have thousands of jobs in the care industry that need filling by immigrants, so why not fill them with people already here?

There’ll be some reason why can’t possibly.

purpleflowergirl · 03/02/2026 20:30

@24kPalaminoexactly! The irony being this ridiculous government that I stupidly voted for are pushing working families into poverty! Make those not working contribute to society! I have anxiety and OCD I still drag myself to work everyday, present in front of people - because I have to! The whole benefits Britain is a vicious circle! The fact so many kids dont even know how to brush their teeth or go to the toilet when they start school shows how many lazy parents there are!

24kPalamino · 03/02/2026 20:31

Julen7 · 03/02/2026 20:27

There’ll be some reason why can’t possibly.

In most cases it’ll probably be because they’ll be worse off working. Why work 40 hours and have to get up at 6am everyday, if you can stay in bed until 12pm and work 8 hours a week, but get topped up to the same amount.

Livelovebehappy · 03/02/2026 20:32

You get conflicting statements on MN. Tell someone on benefits that they shouldn’t expect luxuries, holidays etc, and apparently it’s awful to say that just because you’re on benefits it should mean you don’t have a right to extras. Yet if you have someone not on benefits, working full time but just getting by, who is complaining that they can’t afford a holiday, they’re shouted down with ‘get a grip. You just have to go without or get a better job’.

Winter2020 · 03/02/2026 20:32

DontGoJasonWaterfalls · 03/02/2026 20:23

Still waiting for people to explain how the people whose benefits are cut are supposed to survive, so I guess no-one's questions are getting answered today.

If someone is unable to work they could "survive" on out of work benefits. If their disability doesn't cost them anything over and above someone else they should not get disability benefits. If general out of work benefits are not enough to survive on (and I suspect they often are not) then that is another discussion unrelated to disability.

Winter2020 · 03/02/2026 20:34

TigerRag · 03/02/2026 20:23

My extra costs vary from month to month

Who would then decide what really counts as a disability cost?

The assessor within the framework that was created. And no it would not be perfect - neither is the current system.

topicalaffair · 03/02/2026 20:35

Julen7 · 03/02/2026 20:21

No, very telling that no one can, just a shed load of whataboutery and derailing and avoidance.

Actually one pp did give a succinct answer.

They said that it’s not true that the current benefits system is unsustainable.

Cant believe we all missed it - the answer has been there all along!

OP posts:
purpleflowergirl · 03/02/2026 20:35

@Penelope23145totally! The woman I know isn’t even from the UK has savings with her fsmily
in her home country and prances around on Instagram eating in Michelin star
restaurants! Yet she couldn’t possibly get a decent job!!! And we’re told by various charities these stories are made up, but they are not! I do think single parent families are the ones that can manipulate the system the most (as a single mum myself I see it first hand)

Penelope23145 · 03/02/2026 20:35

Winter2020 · 03/02/2026 20:32

If someone is unable to work they could "survive" on out of work benefits. If their disability doesn't cost them anything over and above someone else they should not get disability benefits. If general out of work benefits are not enough to survive on (and I suspect they often are not) then that is another discussion unrelated to disability.

This is why so many people are trying to claim disability benefits though. The standard UC amount no where near covers living expenses especially if you are having to supplement rent out of that too as your UC rent element doesn't cover your full rent. Now that the LCWRA element is being cut I think we'll see even more people trying to claim PIP because they'll be unable to survive on £600 a month if they are too ill to work.

Julen7 · 03/02/2026 20:36

topicalaffair · 03/02/2026 20:35

Actually one pp did give a succinct answer.

They said that it’s not true that the current benefits system is unsustainable.

Cant believe we all missed it - the answer has been there all along!

Doh! Genius.

fisherhatesgravel72 · 03/02/2026 20:36

Livelovebehappy · 03/02/2026 20:26

Maybe get a job? Apparently to many on MN we have thousands of jobs in the care industry that need filling by immigrants, so why not fill them with people already here?

I’m British and a carer living in a town full of retired people so no shortage of work. Our company has about half a dozen excellent workers on visas who have to work 40 hours a work to stay in the country. Some of the older British ones complain they’re taking hours away from them, but my boss is forever advertising and no one is interested. My local Facebook group is full of posts from people ‘desperate for a job’ then follow up with no care, cleaning or weekends 🙄

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