Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Labour increase benefits bill. AIBU To think what’s the point in working?

1000 replies

topicalaffair · 03/02/2026 08:10

https://www.dailymail.co.uk/news/article-15520831/Labours-push-lift-two-child-benefits-cap-hand-25-000-windfalls-thousands-Britains-biggest-jobless-families.html#

‘Official estimates suggest the cost of scrapping the cap will total £13.6 billion over the next five years.

The Tories said families currently affected by the cap are in line to receive windfalls worth an average £25,000 each over that period.

But the biggest families will gain far more. Thousands of families with five children will receive around £10,900 a year while those with six children will get an extra £16,600 a year.
Almost half of the families involved have no one in work.‘

Labour benefits plan 'will hand £25,000' to biggest jobless families

Ministers will bring forward legislation on Tuesday to lift the limit on benefit payments which was imposed in 2017.

https://www.dailymail.co.uk/news/article-15520831/Labours-push-lift-two-child-benefits-cap-hand-25-000-windfalls-thousands-Britains-biggest-jobless-families.html#

OP posts:
Pineneedlesincarpet · 03/02/2026 18:10

Ihateboris · 03/02/2026 18:07

I'm not on benefits so have no dog in the fight. However, it really pisses me off when people make this suggestion.

What if the cloth has been cut so much there's nothing left to cut? What if I'm already working 12 hours a day? That's my situation. Every penny goes on utilities, travelling expenses and rent. These have all increased substantially over the last few years, but my wages haven't. Pray tell..what can I do?

You'll just have to stick at it and hope for better days. Not give up and go on benefits. Because that leaves other people who are also having a shit time to pick up your tab.

XenoBitch · 03/02/2026 18:12

Julen7 · 03/02/2026 18:09

The people you refer to don’t think about when there will be zero left for benefits. Their entitlement stops them from ever thinking their benefits might be stopped. Reality check incoming.

I am on benefits, and the thought of them being suddenly stopped and I end up homeless and begging, scares the fuck out of me.
I have know people who have had their money stopped. It exacerbated their health conditions ten fold. One ended up sectioned as he tried to take his own life. People have taken their own life over their money being stopped.
When you are on benefits, you are at the mercy of them being stopped at any point. It is not a comfortable way to live.

Ihateboris · 03/02/2026 18:13

Pineneedlesincarpet · 03/02/2026 18:10

You'll just have to stick at it and hope for better days. Not give up and go on benefits. Because that leaves other people who are also having a shit time to pick up your tab.

I have absolutely no intention of going on benefits (not entitled anyway as I don't have kids). My point is, apart from working my fingers to the bone to pay someone else's mortgage, living extremely frugally, what else can I do?

EasternStandard · 03/02/2026 18:13

TheThinkingEconomist · 03/02/2026 18:10

Agreed.

Labour was monumentally stupid in raising the cost of employment, which is now making the welfare situation worse.

Yes to both posts.

Pineneedlesincarpet · 03/02/2026 18:14

Ihateboris · 03/02/2026 18:13

I have absolutely no intention of going on benefits (not entitled anyway as I don't have kids). My point is, apart from working my fingers to the bone to pay someone else's mortgage, living extremely frugally, what else can I do?

Nothing to be done for the moment. Its shit. And Labour dont have the answers and are in fact making things much worse.

ChardonnaysBeastlyCat · 03/02/2026 18:14

XenoBitch · 03/02/2026 18:03

OK, well lets cut benefits for people in wheelchairs. They don't need to spend money on shoes all the time, do they?

I have actually seen a post on here where someone questioned the parent of an anorexic adult child about their benefits. They told the mum that their child should get less money as she "has no food costs".

And that sort of blinkered thinking is what disabled people are up against all the time.

I thought you were talking about people with agoraphobia.

Now you are going on about wheelchairs. And anorexia.

Are you actually concerned about anorexic wheelchair users who have agoraphobia? Or are you just using the tried and tested whataboutery approach?

Almostformer · 03/02/2026 18:16

Julen7 · 03/02/2026 18:09

The people you refer to don’t think about when there will be zero left for benefits. Their entitlement stops them from ever thinking their benefits might be stopped. Reality check incoming.

And that’s worrisome.

as said, until I realise in about 3 or 4 years, the £30k/ £40k I give in tax will be no more, it’s when I realise many people are really not paying attention to what is about to hit them. And that is with me now working only 5 or 6 months each year before then, costing them an additional £30k in tax as I refuse to pay that whilst getting pennies for it.

DontGoJasonWaterfalls · 03/02/2026 18:16

Dragonflytamer · 03/02/2026 18:02

Cut back a bit or work more hours. It's going to happen at some point people ought to prepare. The current position just isn't sustainable.

You can't cut back if you're scraping by, and you can't work more hours if you can't work to begin with.

Winter2020 · 03/02/2026 18:17

DontGoJasonWaterfalls · 03/02/2026 17:17

The thing about making it expenses based is that some of my PIP goes towards the rent, covering the amount over the UC housing allowance. Some of it goes towards the council tax and the utility bills.

It isn't necessarily that our expenses are higher because of my disabilities; it's that our earning power is significantly reduced.

Other people not working have rent, council tax and utility bills too. It is not a cost of disability unless as has already been said the house must be warmer than average or need an extra room for live in carer etc.

XenoBitch · 03/02/2026 18:19

ChardonnaysBeastlyCat · 03/02/2026 18:14

I thought you were talking about people with agoraphobia.

Now you are going on about wheelchairs. And anorexia.

Are you actually concerned about anorexic wheelchair users who have agoraphobia? Or are you just using the tried and tested whataboutery approach?

No, but saying agoraphobics need less money becasue they don't wear out shoes is just ridiculous and shows a lack of understanding about agoraphobia.
Also, it tends to come with other health conditions anyway. The lady I met with it had PTSD due to 9/11... but I guess you would say it was years ago and she should have "got a grip" by now. But she is now dead... so 😒

Ihateboris · 03/02/2026 18:20

Pineneedlesincarpet · 03/02/2026 18:14

Nothing to be done for the moment. Its shit. And Labour dont have the answers and are in fact making things much worse.

I think it would really help if the personal allowance was raised to £20k. I only earn £28k a year so only being taxed when I hit A
above £20k would make such a difference. I know it will never happen as it will cost too much. Unless we scrap the pension triple lock (for the very wealthy ) and use that money to increase the personal allowance for the lowest paid. After all, it's the workers who are paying for the triple lock. I await being called ageist.

caringcarer · 03/02/2026 18:20

Labour always reward those who rely totally on benefits more than those who go out to work. I expected this when Labour won election. It is simply history repeating itself.

ChardonnaysBeastlyCat · 03/02/2026 18:20

XenoBitch · 03/02/2026 18:19

No, but saying agoraphobics need less money becasue they don't wear out shoes is just ridiculous and shows a lack of understanding about agoraphobia.
Also, it tends to come with other health conditions anyway. The lady I met with it had PTSD due to 9/11... but I guess you would say it was years ago and she should have "got a grip" by now. But she is now dead... so 😒

Yes, of course.

There is always a multitude of conditions.

Pineneedlesincarpet · 03/02/2026 18:21

XenoBitch · 03/02/2026 18:19

No, but saying agoraphobics need less money becasue they don't wear out shoes is just ridiculous and shows a lack of understanding about agoraphobia.
Also, it tends to come with other health conditions anyway. The lady I met with it had PTSD due to 9/11... but I guess you would say it was years ago and she should have "got a grip" by now. But she is now dead... so 😒

What did people do after WW2 I wonder.

Julen7 · 03/02/2026 18:21

XenoBitch · 03/02/2026 18:12

I am on benefits, and the thought of them being suddenly stopped and I end up homeless and begging, scares the fuck out of me.
I have know people who have had their money stopped. It exacerbated their health conditions ten fold. One ended up sectioned as he tried to take his own life. People have taken their own life over their money being stopped.
When you are on benefits, you are at the mercy of them being stopped at any point. It is not a comfortable way to live.

Then try and get yourself off them. Otherwise you are just at the mercy of the government of the day and I’m aa certain as I can be the next Incoming govt will be cutting welfare. Surely better to be self sufficient and not be reliant on/answerable to DWP for the rest of your life, I would have thought.

XenoBitch · 03/02/2026 18:21

Pineneedlesincarpet · 03/02/2026 18:21

What did people do after WW2 I wonder.

We had asylums.

DontGoJasonWaterfalls · 03/02/2026 18:22

Dragonflytamer · 03/02/2026 18:03

Or if you can't leave the house get a WFH job there are plenty of them.

There really aren't, and this is the problem. There are hundreds of people applying for each WFH job; I recently got down to the top 20 for a WFH job out of 500 people, and couldn't get further than the top 20 with significant experience and meeting every criteria, even using the guaranteed interview scheme. The feedback was just that the successful person had more years of experience; it wasn't a case of improving my application.

Companies are cutting back WFH jobs massively and want everyone back in the office. This is hugely restricting the availability of WFH jobs.

You want more disabled people working? Give disabled applicants priority over able bodied applicants. If you have two people who meet the criteria, the disabled person gets the WFH job. That will get people off benefits.

Chinsupmeloves · 03/02/2026 18:22

It's true that if you get full UC, rent paid, free entitlements and claim DLA, carers' allowance for every child the amount of money received each month does indeed surpass that of minimum wage workers and above. Add on FSMs, extra support from SS, COL, winter allowance and so on, a lot to encourage a stay cation on benefits really.

If you're a SP of several kids with disabilities these extra incomes all add up, whereas single and no claims for PIP etc it will be much lower.

Winter2020 · 03/02/2026 18:22

XenoBitch · 03/02/2026 17:20

Why is someone on benefits that has a job always assumed to be working cash in hand? Many people on UC have a work allowance, and are allowed to earn so much before their money starts to reduce. Even people in the Limited Capability groups are allowed to work as long as their employment does not contradict the reasons they are in the LC group.

Also, Child Maintenance payments are disregarded for UC. A single mum could be getting £1000pm from her child's father, and it would not affect her benefits (unless her capital was pushed over £6k though, at which point it tapers off).

And the fact that child maintenance "doesn't count" is ridiculous too. Parents should pay to raise their kids to the best of their ability before the state has to pay. I think if the resident parent wants to claim benefits then the non resident parent should pay their maintenance into a state account to offset some of the cost (and there must be a resident parent - if the parents can't decide who it is a court should) no 50:50 so the tax payer has to fund it all.

Dontcallmescarface · 03/02/2026 18:23

Pineneedlesincarpet · 03/02/2026 18:21

What did people do after WW2 I wonder.

Well my Great Uncle shot himself in the head.

Pineneedlesincarpet · 03/02/2026 18:24

XenoBitch · 03/02/2026 18:21

We had asylums.

For a few. But most of the population just got on with it. Because they had to. No matter what shit or phobia or PTSD they had. Now our government is paying us to be weak. And wrecking our children and grandchildren lives with debt because they wont be able to afford the pensions and benefits we have and that they are going to pay for.

Fearfulsaints · 03/02/2026 18:24

Pineneedlesincarpet · 03/02/2026 18:21

What did people do after WW2 I wonder.

They built the welfare state based in the Beveridge report. We got state education, the NHS, unemployment, sickness and pensions. Funded by a new progressive tax system. And maybe loans? We borrowed to rebuild i assume.

Winter2020 · 03/02/2026 18:25

MorningActivity · 03/02/2026 17:23

Have you been housebound?
As in, remember the lockdowns and imagine being in a lockdown for months/years, do you think
1- there is no cost associated to that
2- the coat isn’t in the ‘can’t leave tge house’ but in reasons why someone can’t leave their house.

So they have issues with mobility -> adapted house, equipment, stair lift, all sorts of gadgets to help opening jars, cooking etc…
Theyre inside, usually not moving much -> higher cost of heating
They have MH issues -> cost fur counselling
being unable to get out of the house -> depression (I’m sure all of those you thought lockdowns were ever do awful will agree) -> counselling

The naivety on this site sometimes leaves me 😳😳😵‍💫😵‍💫

You really have no idea what it means to be disabled/chronically ill.

Honestly, you want to have a go at people who get too much? Look up. Look at the banks, the richest who get tax reductions, those who ‘forget’ to pay their taxes and after negotiation, it’s simply halfed. Look at water companies, railways etc.. who are repeatidly bailed out by the government. Look at the likes of Moone who cheated tge system during covid and still hasn’t repaid a penny. Get angry, ask for new ways od dealing with that waste of money.

But Don’t trample on disabled people because ‘they stuff for free it’s unfair’ boohoo.
Because you’ll be next.
it will be pensioners, working people who will have to pay for schools, healthcare etc..
All because it’s fair and why paying for things extra for anyone, right?

There could be more money to adapt houses and make them suitable for a disabled people if there weren't so many £££ spent every month.

TheThinkingEconomist · 03/02/2026 18:26

Almostformer · 03/02/2026 18:16

And that’s worrisome.

as said, until I realise in about 3 or 4 years, the £30k/ £40k I give in tax will be no more, it’s when I realise many people are really not paying attention to what is about to hit them. And that is with me now working only 5 or 6 months each year before then, costing them an additional £30k in tax as I refuse to pay that whilst getting pennies for it.

Thats the thing.

When the tax you pay increases to levels around 50% (marginal tax) people start changing their economic behaviors at the margin.

The UK is highly reliant on higher earners for tax. These people are also the most productive.

So by taxing them to 50% (or more), you will see them cut hours (common in GPs), use salary sacrifice schemes (common in professionals), or worse....retire early (50s) and/or leave the country (usually international higher earners returning to their home countries. But now we also have UK natives in their 20s and 30s leaving abroad because they just dont see much of a future in the UK).

All of this is happening now, which is why the UK is in trouble and excessive spending on welfare is a problem.

jannier · 03/02/2026 18:27

ChardonnaysBeastlyCat · 03/02/2026 17:15

Well yes, but then again there is to travel costs if you never leave the house, less spend on shoes and clothes, no need for coffee and something to eat because you're not out working all day long.

Also, home deliveries are not more expensive, there are always deals.

Sod the extra heating because your chair bound or having to have a key meter. Of course you dont have any luxury if your ill or disabled no tv.
Sod that your kid needs treatment several times a week and your paying to get there.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.