YANBU.
I accept, as others have said that life has always been hard and demonstrably much worse in the past.
However, given all the "fabulous" tech, innovations and "progress" we as a species have "achieved", we also seem to be regressing at a spectacular pace, especially at the moment, economically, globally, politically.
There is a constant tension between individuality and collectivity that we seem to be unable to resolve.
The means to support ourselves individually is ham strung by collective restrictions.
A simplistic example. I am "poor". I have things I could possibly sell. I can't take a box of stuff down to my town centre where enough people could see it to possibly sell to them - I would need to apply for a license to do so, costing money I don't have. If I tried to do it without a license, I could be prosecuted and likely fined, ending up with a criminal record.
So the alternative is try and do it online. Which means access to phone / internet. Plus navigation of a billion postage options. Plus buyer expectation that an item should be as cheap as possible and deluvered with Amazon style deadlines and efficiency. If you stipulate collection only, then either you risk putting your address out to God knows who, or figuring out a neutral meeting point that suits both parties, and there is also the risk of buyer flakiness. Not to mention the issue of large items when buyer and seller might not have transport.Plus the volume of online sales means your "goods" might not even get seen by potential buyers. On various platforms even if you do sell something, a dissatisfied customer can demand returns and refunds, adding a whole new layer of complication.
And the first accusation when people are struggling is "lack of resilience" and negativity. Which is what I was accused of when I wound up my shop a couple of years ago. But if you don't have customers and you're spiralling into debt because people are looking at your goods and discovering them cheaper on Temu (by photographing them in front of your face and googling them) you realise the nonsense of it all, and that no amount of positive thought and "fucking gratitude manifestation" will translate into cold hard cash.
I'm in my late 50s and essentially obsolete in many ways. Adult kids are grinding away making ends meet and not having kids because economics. The elderlies I was caring for have died. I want to work but my age and outdated skill sets are against me. Retraining costs money I don't have.
Now I fully expect some will roll their eyes and talk about poor choices, lack of forward planning etc, but there was a time when most people who wanted to earn a living at the most badic level could walk into somewhere hiring, hand over a CV, have a chat with with the manager and both parties would come to a mutually beneficial agreement on a very human level. Now tech means there are infinite steps to go through some of which are entirely AI based.
As for all the other issues laid out in this thread, I coukd write volumes, but nobody has time for that 😆
But thank you OP for starting a thought provoking thread.
And according to my late Dad, it's NeoLiberalism / capitalism that's the issue, and I think he was right.
I sometimes say I think the end of the world won't be fiery apocalypse, it will be collective nervous breakdown due to the uncertanty of it all.
Solidarity to all those struggling - and God help our kids.