Help protect children from gaming harms.

Take our survey

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

HH income of £250k but we don’t feel rich?

415 replies

Bdrgvlugcbu · 18/01/2026 19:55

Not a brag in the slightest! And wouldn’t discuss this non-anonymously.

DH earns just over £250k per year. Has fallen into the role really and is based on natural ability/talent as oppose to lots of hard work and training. He works very long hours though. I’m a SAHM to 3 young children.

Take home is approx £12k per month.

School fees: £3,000 per month
Mortgage, car and bills: £3500 per month
Personal savings £2000 per month
Kids savings: £450 per month
DH and I take: £500 personal money each per month
Leaves us with £2,000 per month for general spending, food shopping, days out, holidays, children’s clothes…

We don’t really go without, but we don’t feel “well off” by any means. Where are we going wrong?!

OP posts:
NoAttorneysToPleadMyCase · 18/01/2026 19:56

Oh Christ read the fucking room love

nuffinkdoing · 18/01/2026 19:56

Unbelievable 🙄

onlymethen · 18/01/2026 19:57

Awa an boil yer heid

FishersGate · 18/01/2026 19:57

Obviously this is a rage post

Cupcakegirl13 · 18/01/2026 19:57

Everything you describe is incredibly well off . You’re not going wrong anywhere , you just need to adjust your view !

PersephonePistol · 18/01/2026 19:57

I’ll be under the kitchen table in my tin helmet if anyone wants me.

Cappie73 · 18/01/2026 19:57

🥱

Koolandorthegang · 18/01/2026 19:57

😂

well done OP

Bdrgvlugcbu · 18/01/2026 19:58

NoAttorneysToPleadMyCase · 18/01/2026 19:56

Oh Christ read the fucking room love

You don’t have to click on the thread if you’re not interested in the topic. You can tell what the thread is about by the title…

OP posts:
Startrekkeruniverse · 18/01/2026 19:58

🤣

MidWayThruJanuary · 18/01/2026 19:58

What would it take for you to feel ‘well off?’

lap90 · 18/01/2026 19:59

Go back to work 🙄

Theonlywayicanloveyou · 18/01/2026 19:59

Ha ha ha ha haaaaah ahahahahhahahhahahhaaa haaaa

Bdrgvlugcbu · 18/01/2026 19:59

MidWayThruJanuary · 18/01/2026 19:58

What would it take for you to feel ‘well off?’

Maybe having lots of money left over each month?

OP posts:
PersephonePistol · 18/01/2026 19:59

You could get a job to up the household income?

SlipperyLizard · 18/01/2026 19:59

Just spitballing but perhaps spend some of the £2k a month you currently save? Or put your kids in state school? Or buy a smaller house?

nightmarepickle2025 · 18/01/2026 19:59

Maybe take in some ironing?

DustyMaiden · 18/01/2026 19:59

Where you are going wrong is putting savings as an expense.

bombastix · 18/01/2026 19:59

Reduce your cocaine budget for starters

Theonlywayicanloveyou · 18/01/2026 19:59

lap90 · 18/01/2026 19:59

Go back to work 🙄

Yeah this.

And take your kids out of the school that’s failing to prepare them for the country they actually live in.

Obscurity · 18/01/2026 19:59

Bdrgvlugcbu · 18/01/2026 19:55

Not a brag in the slightest! And wouldn’t discuss this non-anonymously.

DH earns just over £250k per year. Has fallen into the role really and is based on natural ability/talent as oppose to lots of hard work and training. He works very long hours though. I’m a SAHM to 3 young children.

Take home is approx £12k per month.

School fees: £3,000 per month
Mortgage, car and bills: £3500 per month
Personal savings £2000 per month
Kids savings: £450 per month
DH and I take: £500 personal money each per month
Leaves us with £2,000 per month for general spending, food shopping, days out, holidays, children’s clothes…

We don’t really go without, but we don’t feel “well off” by any means. Where are we going wrong?!

Writing this on MN is where you’ve gone wrong!

🙄

Dolphinnoises · 18/01/2026 19:59

Well, you are in the process of having your frequently massaged-arse handed to you, obviously. But the problem is that you are bringing in £12k a month and only spending £2k of it on the essentials. You’ll be glad you saved, doubtless, and your school fees won’t last forever.

ToKittyornottoKitty · 18/01/2026 20:00

Clearly no amount of money would be enough for you OP. You are going wrong by being ridiculous.

Jc2001 · 18/01/2026 20:00

Bdrgvlugcbu · 18/01/2026 19:55

Not a brag in the slightest! And wouldn’t discuss this non-anonymously.

DH earns just over £250k per year. Has fallen into the role really and is based on natural ability/talent as oppose to lots of hard work and training. He works very long hours though. I’m a SAHM to 3 young children.

Take home is approx £12k per month.

School fees: £3,000 per month
Mortgage, car and bills: £3500 per month
Personal savings £2000 per month
Kids savings: £450 per month
DH and I take: £500 personal money each per month
Leaves us with £2,000 per month for general spending, food shopping, days out, holidays, children’s clothes…

We don’t really go without, but we don’t feel “well off” by any means. Where are we going wrong?!

Despite what you 'feel', you are well off.

Youcancallmeirrelevant · 18/01/2026 20:00

Bdrgvlugcbu · 18/01/2026 19:59

Maybe having lots of money left over each month?

You save £2k a month though is that not a lot leftover?

Swipe left for the next trending thread