Good Lord.
I always remember once she sends a reminder
She shouldn't have to send a reminder and you don't get kudos for paying the bill you owe.
I have paid on time the last few months.
You're supposed to pay on time! Are you expecting a reward?
This is just a busy time of year and it slipped my mind
You've accumulated at least ten days of late payments already, what were the other ten excuses?
she sends invoices out ten days before they’re due so goes to the back of the pile.
That's your fault!
she’s certainly not struggling for money, she’s just booked a holiday for Florida for Easter and is taking 2 weeks off.
What the flippity flappity fuck? You think you don't need to pay your bills unless you've failed to pay them for so long that she's no longer got a life because she's impoverished? She's not allowed to take leave, she doesn't need to be paid because she's taken a break? Can your employer fail to pay you for two weeks because you went on holiday? Do you hear yourself?
I understand it’s my fault for paying late
No you don't or you wouldn't immediately blame her by adding...
but a text to remind me wouldn’t be hard would it.
You are absolutely 100% in the wrong here and you're lucky she's still serving you. She's your childminder, not your PA, she provides a service, she's entitled to be paid on time, she's entitled to go on holiday like you and you need to set up your own payment reminder, do your own admin and stop deprioritising paying her.
And the absolute cheek of complaining she didn't earn her late payment fees!
Honestly, this is jaw dropping.