The 2 child benefit cap lift will be cancelled out by the weekly benefit cap

[Pinkbowls]

I keep seeing all this talk about families with 6+ kids “racking it in” if the two-child benefit cap is lifted, and honestly, it’s hogwash. Here’s the reality:

If the Labour government does lift the two-child cap, it will mainly help low-income working families and families who are claiming disability benefits. These households aren’t subject to the cap, so the poorest families and those who genuinely need extra support for a third or fourth child are the ones who will benefit.

For a single adult with two children outside London, the monthly benefit cap is around £1,832 (~£423 per week). In London, it’s higher, about £2,108 per month (~£486 per week).

Now let’s break it down roughly for someone renting privately:

• Assume the standard allowance + personal allowance for the adult + child elements (for 2 kids) = around £1,200–£1,300/month.
• Private rent in many parts of the UK, and especially in London, can easily eat £800–£1,200/month.
• Add council tax support (which helps a bit, but only partially) and you can see that most of the cap is already taken up.

So in reality, lifting the two-child cap doesn’t suddenly create a pile of extra cash. For families on benefits but below the cap, the extra child element for a third or fourth child may only leave a modest amount after rent and council tax.

The idea that parents with 6+ children will suddenly be sitting on a fortune is completely overblown. The system is designed so that the support goes to those who genuinely need it, not to families already comfortably above the threshold.

The main winners of this policy will be:

• Low-income working families who are earning enough to be under the cap and can actually receive the child element for additional children.
• Families claiming disability benefits, who aren’t subject to the cap at all.

It’s important to separate myths from reality: this is about helping the most vulnerable and supporting working families, not about rewarding large families for being on benefits.

The emotive ‘workhouse’ language is used to shut the conversation down.

People who were born with no disabilities AND in the UK are indeed incredibly lucky.

do you want know how people with disabilities live in countries where a government genuinely can’t afford supporting them, at all? Because that’s where it’s going if the UK goes bankrupt.

I have 9 nephews. I suspect over of them are on the spectrum with one profound. My own son still only speaks single words and he is nearly four and waiting for an assessment.

I wonder if people on UC think those of us who are not claiming are dining on steak and other expensive things regularly. In my house regular dinners are jacket spuds, pasta, fish finger sandwiches and big pots of chilli, curry etc. Steak is my bloke's birthday dinner annually.

And if someone's parents can't afford to help them out?

This. We all might need a safety net at some point and luckily in the UK there is one. That's our luck to be born here, not something that is automatically due to all humans.

It shouldn't be lucky. Its not our fault that others have it worse is it.

You are not lucky to be disabled to start with. I do not see myself as lucky. Fortune to not be living elsewhere yes. But not lucky.

No we don't but neither are those on UC living in luxury. I can't remember my last steak actually. 😂

Then this person very quickly finds ANY job to support themselves

Nothing like a bit of victim blaming eh? Whilst ignoring the fact that some are on disability benefits because the ridiculous waiting lists mean they're waiting for treatment

PIP is literally given to disabled people to level the playing field. The key is in the name.
What do you think it is for?

But as the OP says, they’ll be a benefit cap regardless so she isn’t going to benefit? Unless her children are disabled.

Buying steak

Yes they are. My God. You honestly have no idea. Its embarrassing.

Where is victim blaming here?? Who is the victim?

😂I hope it is some of that fancy Wagyu steak. Go big, or go home.

well you’re clearly not a statistician lol

We’ve addressed this - so many people and children have a form of ‘disability’ now that the majority are uncapped

Isn't it the 2 child limit they are lifting, not the cap. So she probably won't get much more, if anything.

there are some really horrible people out here tonight. Shocking. Some obviously have lived very sheltered lifes. Many don't understand they are just one accident away from needing support themselves.

I actually have a steak in the fridge. I shall fry that up now! Fingers crossed Goldwren and some of the others don't choke on their dinner when they read that.

5 times a week. I even give one to the cats on a Saturday

There are posts on here clearly stating no one on benefits should live a comfortable life style. So that includes disabled people. There are also people saying that disabled people should be in some kind of residential care. For a child a quick google of costs for a disabled child is in the region of £281,000 a year. We get around 8% of that a year in benefits.

This is one response:

Basic shelter, basic food, appropriate care and appliances (eg wheelchair - but through NHS). No luxuries, no trying to have “comfortable life” like people with 2 incomes. Fun things like outings through charities.
Would it be easier for you if there were goodresidential facilities which provided 24/7 care ? (Genuine question)

People on this thread are absolutely saying disabled people shouldn’t get the support.

Is government funded steak the 2025 version of the flat screen TVs and free goats?

You obviously. Having all your taxes taken away so we can eat steak