Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not pay stepchild’s private school fees.

1000 replies

CloverRiver · 06/11/2025 07:23

My stepchild is 13 and has 3 years left of secondary school. They’ve been in a nice private school for the past 2 years, funded by my DP and his ex-wife. They benefited from a reduction and discount in fees.

My stepchild recently came to live with us full time, this is ordered by the court and social services and it has been traumatic for him. I’ll avoid details because I don’t want to out myself and to protect their privacy.

My issue: My stepchild’s school has now said that, as my stepchild is living with us full time, they want to assess my income and I need to be a co-signature to his school fees. I do not want to be liable for school fees, potentially thousands a year. If I sign this contract I will be made joint and severely liable, if for whatever reason DP didn’t pay or we split up I’d still be liable for it. I also do not want my accounts being analysed in depth, audited etc. DP and I are not married but we do live together and have done for a number of years.

I have told DP that it’s a firm no but he is now really cross and adamant this will potentially mean his child loses his place at school. The school has sent two emails now saying they want my income details and that they expect me to sign the contract. Before people suggest pulling him out and putting him in state, he has moderate autism, so he really does need and benefit from the school.

OP posts:
HanSmyth90 · 06/11/2025 09:34

Seriously do not do it . Your other half seems really unreasonably. If you are not married , his not your step-child and not your responsibility. The fact that your taking on someone else child and living with them , is more than enough.
And also, private school is a luxury

JadeSquid · 06/11/2025 09:34

NikkiPotnick · 06/11/2025 09:33

Doesn't make a lot of sense that people are trying to tie this to other situations where cohabitants are treated in the same way as spouses.

We live in a society where being married sometimes makes a difference and sometimes doesn't. Their cohabitation would be relevant if they tried to claim income based benefits, but it won't be if one of them wants to inherit the other's unused nil rate tax band for IHT purposes. Nobody's going to get very far trying to apply overarching principles here, because that's not how our systems work.

We have a clear precedent of treating the partner's income as household income.

Reallywhatonearth · 06/11/2025 09:35

He is not your stepchild. You are not married to your DP. You have no legal responsibility for the child.

Why isnt the mum paying?

Have they moved into your own or is it co-owned?

Do not sign any paperwork accepting financial responsibility. It is not just fees but trips,lunch,transport, exams fees, events etc. All the added costs can easily put £1500 -£2000 on bills.

What happens if the child wants to stay on for Sixth Form? You say no but Dad says yes - what happens then. You are being used as a cash cow

Itworkedout · 06/11/2025 09:35

You are not married and he is not your child. The school have a responsibility here to. Your step child has had a huge upheaval and now they are making it about money. I would be fuming with the school. I would go to a a family solicitor for advice.

JadeSquid · 06/11/2025 09:35

Wowisthisit · 06/11/2025 09:34

Benefits are not the same as a private school education.

It is, clearly. People just have a problem with that.

Nappyvalley15 · 06/11/2025 09:36

Sorry - not had time to read the last few pages but just to say. I do sympathise, OP. You sound blindsided and it must be a worrying prospect. For me it is not about it being a private school, it is about it being a source of stability for a traumatised teen with SEN. Having seen how badly things can go wrong for that cohort, I would do all I could to keep him in that school.

My comment on owing 1/3 is because PS fee invoice are issued termly. I can't see a scenario where she would have to pay for a full year (assuming 26k pa fees).

SugarPlumpFairyCakes · 06/11/2025 09:36

They can’t asses your income.

Wowisthisit · 06/11/2025 09:36

JadeSquid · 06/11/2025 09:32

Okay well at this time, if a single mum moves her boyfriend in, then his income is counted as household income and her benefit entitlement is adjusted accordingly. That's because they assume the man will make up this shortfall as he has opted to become part of the family as a head adult. It doesn't matter how long they've been together and marriage isn't necessary for this to count.

They could take all her benefits away, apart from CB (20 a week or whatever) and everything for the child (food, clothes, uniform, fun) is expected to come from the household income. If he earns a lot more than she does, then that means it all is expected to come from him.

Private school is a luxury. If you leave private school the state will provide the child with an education.

PussInBin20 · 06/11/2025 09:36

CloverRiver · 06/11/2025 07:55

The situation is, if they assess my income, he’ll likely lose the bursary and then my DP will be liable for fees that he now can’t afford. He’s struggling to afford them without his ex’s input as it is. So, in this scenario, I’d end up having to pay the school fees or subsidise him in other ways.

What the school is asking is that my income is assessed and then because I’m an adult in the household, I need to sign the contract along with DP and that will make me joint and severely liable for the fees.

I guess he would get the discount if he moved out but then I expect he wouldn’t be able to afford living costs on his own? (If he can, then this is the answer).

I guess you need to make a decision if you want to support your OP/his child.

I wouldn’t sign any contract either but may decide to support my OP financially if he could no longer get the discount. He and his child come as a package so it depends how committed you are to him/the relationship. Is marriage on the cards?

OnlyMabelInTheBuilding · 06/11/2025 09:37

LonelyFans · 06/11/2025 09:33

I'd still leave. Because it wouldn't feel like a partnership anymore

It’s not a partnership because OP doesn’t want to fund her DSC’s school fees? DSC’s parents sound like they’ve applied for a financial assistance bursary. It was on them to ensure they knew the T&C’s.

Not a chance in hell if pay my DSC’s fees, especially when their own DM isn’t contributing. If the DSC has had to be moved out legally due to behaviour/conduct of their DM, it’s the DM who has caused the corresponding issue with school. Not OP. She’s not there to pick up for the failings of DSC’s parents

SmallestGnome · 06/11/2025 09:37

@CloverRiver can you answer my question about an EHCP please? It's an important factor here as the LA should be paying the fees if he is in a private school with an EHCP in place. You've not explained what you mean by "moderate" autism, but if he has extra support needs above his neurotypical peers and requires a higher staff-to-child ratio than a mainstream state school would allow, then he should have an EHCP.

JadeSquid · 06/11/2025 09:37

Wowisthisit · 06/11/2025 09:36

Private school is a luxury. If you leave private school the state will provide the child with an education.

Whats that got to do with what I said?

Wowisthisit · 06/11/2025 09:38

JadeSquid · 06/11/2025 09:35

It is, clearly. People just have a problem with that.

How? Private school is a luxury. If the child cannot attend private school any more then the state will provide the child with an education.

hydrangeadangerea · 06/11/2025 09:38

Unfortunately this sounds like he will need to move schools.

Genevieva · 06/11/2025 09:39

MangoBanjoe · 06/11/2025 08:14

The contract will be based on the home address and the income of the resident parent. Ergo the contract they had is broken.

They can’t force OP to sign up but they have no liability to continue with the child’s place if the contract is broken.

No. Bursary contracts aren’t like that. They contain clauses for things like annual or key stage reassessment and for improved income. I’ve never seen one that says ‘if you move in with a higher earner then their earnings will contribute towards our bursary calculations immediately.’ In this case it isn’t even that. It is ‘your child was resident ant two address (yours and his mother’s) but now he is unable to see his mother we will assess your girlfriend’s income.’ So they were happy with cohabiting when the boy was resident in two places. Schools are not like the state operating a credit or benefits system. They don’t have the power to drag someone into a contract unilaterally. They are only able to enforce the contract with the original signatories.

Puzzledandpissedoff · 06/11/2025 09:39

JadeSquid · 06/11/2025 09:32

Okay well at this time, if a single mum moves her boyfriend in, then his income is counted as household income and her benefit entitlement is adjusted accordingly. That's because they assume the man will make up this shortfall as he has opted to become part of the family as a head adult. It doesn't matter how long they've been together and marriage isn't necessary for this to count.

They could take all her benefits away, apart from CB (20 a week or whatever) and everything for the child (food, clothes, uniform, fun) is expected to come from the household income. If he earns a lot more than she does, then that means it all is expected to come from him.

This is perfectly true, JadeSquid, but it concerns household expenses and benefits rather than optional luxuries like private schooling

As so many have said, supporting a child is the parents' job, with help from extended family if necessary and available, and that applies even if a new partner marries the parent

I agree, though, that a man with means would most likely be expected to pay up, especially on Mumsnet - though not by me

LeadBubbles · 06/11/2025 09:39

Could you ask for a face to face meeting with the headteacher/responsible person at the school? I think this needs discussing in person rather than by email.

OnlyMabelInTheBuilding · 06/11/2025 09:39

JadeSquid · 06/11/2025 09:35

It is, clearly. People just have a problem with that.

Benefits are paid by the taxpayer. This is a fundamental difference. The taxpayer should not have to keep paying while a single parent works out if their relationship they moved in voluntarily is going to last. No one needs to move in.

MangoBanjoe · 06/11/2025 09:39

CloverRiver · 06/11/2025 09:33

The mother refuses to contribute as social services and the court have deemed her abusive (which she vehemently denies). She has significant mental health issues.

OP don’t let your partner spin this as your fault or your responsibility, especially to SS. Unfortunately your SS has to change schools due to his mum being abusive and not contributing.

JadeSquid · 06/11/2025 09:40

Wowisthisit · 06/11/2025 09:38

How? Private school is a luxury. If the child cannot attend private school any more then the state will provide the child with an education.

It is treated the same when it comes to deciding fees and liability for expenses. Lots of people (mostly women) deal with this standard of means tested assessment every day. Just not in relation to private school and nobody cares and/or thinks it is acceptable.

Genevieva · 06/11/2025 09:40

SmallestGnome · 06/11/2025 09:37

@CloverRiver can you answer my question about an EHCP please? It's an important factor here as the LA should be paying the fees if he is in a private school with an EHCP in place. You've not explained what you mean by "moderate" autism, but if he has extra support needs above his neurotypical peers and requires a higher staff-to-child ratio than a mainstream state school would allow, then he should have an EHCP.

Only if the EHCP names the school.

MangoBanjoe · 06/11/2025 09:41

OnlyMabelInTheBuilding · 06/11/2025 09:39

Benefits are paid by the taxpayer. This is a fundamental difference. The taxpayer should not have to keep paying while a single parent works out if their relationship they moved in voluntarily is going to last. No one needs to move in.

Edited

Private school is a business. They don’t have to subsidise a child who lives in a household which isn’t in financial difficulties.

mindutopia · 06/11/2025 09:41

I would be happy to have my income assessed. You and your partner, married or not, are a household and therefore your income should be considered as such.

But the financial responsibility is your partner’s and the child’s mother’s. I would not be signing anything. If this arrangement isn’t financially sustainable, it’s better you know now rather than in the middle of GCSEs.

I went to private school my whole life. The school couldn’t even make my own father liable for paying my school fees. My mother struggled on her own to do it. I think you simply need to say no. You dp needs to find the funds or change schools unfortunately.

Fluffsicles · 06/11/2025 09:41

JadeSquid · 06/11/2025 09:28

I also think that if this was a man who had a female partner with a child, he would be expected to give up his income and assume liability.

Would never expect a man, who wasn't the father of a child, to support them financially.

Jellicoo · 06/11/2025 09:41

Private schools can choose to "manage out" certain students so just consider whether there might be a political angle here - whether they may be looking for a way to push him out. Especially if the bursary is a large one. They are probably operating at a loss wrt your stepson and they do have power over whether he stays or goes, so tread carefully.

I think it's worth starting a thread elsewhere, maybe on the Secondary Education or step parenting, asking for advice specific to bursaries and a step child. The bursary is highly relevant here and there will be plenty of MNers who knows about them. Schools have a responsibility not to give bursary money to families who can fund the fees in other ways, and in other circumstances such as benefits, it's widely accepted that household money counts in ability to pay.

How big is the bursary - does it cover most of the fees?

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.