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AIBU?

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Not an ordinary working person if you earn over 45k

1000 replies

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

OP posts:
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16
Livelovebehappy · 02/11/2025 17:44

twistyizzy · 02/11/2025 17:32

But they are meant to be intelligent, Oxford educated etc. So how can they be THIS incompetent? They are meant to represent the best of state + Oxford education. So I put it to you that this is intentional because to be this incompetent with the supposed quality of education they've had is mind-blowing.

I always say having a good education can only take you so far. You also need a smithering of common sense and self awareness combined with good business acumen if running government. But yes, I agree that it could well be intentional. I’m guessing many of us know where they’re going wrong and how it can be put right, but I’m starting to think there must be more going on under the surface that we’re not seeing. That’s the only way I can rationalise what’s happening….

ChardonnaysBeastlyCat · 02/11/2025 17:49

So a "working person" earns below £45k and those above are not "working people".
Also, someone below £45k who is on benefits and is not working is in fact a "working person' but the one above £45k who pays for these benefits isn't a 'working person'.
Does this make any sense?

lalalapland · 02/11/2025 17:50

BerriesChocolate · 02/11/2025 16:08

People on Mumsnet think £60k is poverty. I’m in my 20s and earning just over £30k and that’s considered a good salary for a professional career.

Yes in your 20s it's a reasonable salary but in 10 years time you'll hope to have progressed beyond that

toiletpaperthief · 02/11/2025 17:51

Mid 40's, professional, make a bit more over 45K. single, no kids, no pets, no vehicle, eats out once a month, goes camping once a year for summer holidays, buys clothes on vinted. I live in London and I struggle.

Nolletimiere · 02/11/2025 17:51

ChardonnaysBeastlyCat · 02/11/2025 17:49

So a "working person" earns below £45k and those above are not "working people".
Also, someone below £45k who is on benefits and is not working is in fact a "working person' but the one above £45k who pays for these benefits isn't a 'working person'.
Does this make any sense?

Correct - until Reeves decides differently.

Doublespeak, as it were.

Anyone who says differently is guilty of wrongthink.

Hotsausage2 · 02/11/2025 17:51

Sarahconnor1 · 02/11/2025 16:08

Any fully qualified nurse or paramedic working full time (inc weekends and/or night-shift) will earn over £45k, not massively over, but still over.

Band 5 nurses will not earn over 45k even with a lot of unsocials. Paramedics- only if they’re band 6’s. Majority of nurses are Band 5.

Rexinasaurus · 02/11/2025 17:52

Nolletimiere · 02/11/2025 17:51

Correct - until Reeves decides differently.

Doublespeak, as it were.

Anyone who says differently is guilty of wrongthink.

Do they go to Room 101?? Or a seaside flat in Hove?

lalalapland · 02/11/2025 17:52

OldBalkanNationalistGrumpy · 02/11/2025 16:18

Not many normal people earn over 45 000

The average salary for a 40-49 year old is £42k. Lots of people earn above that

Nolletimiere · 02/11/2025 17:53

Rexinasaurus · 02/11/2025 17:52

Do they go to Room 101?? Or a seaside flat in Hove?

Hahaha…

I think the caged rats would be preferable to a sojourn on a dinghy and a bucket of cheap plonk, but that’s just me.

cobrakaieaglefang · 02/11/2025 17:54

TightOnes · 02/11/2025 17:43

My DS is 24 and earnings £30k. £26k is honestly a pittance.

I assume like a PP you used to earn a lot more but now your kids (if you had any) are grown, your mortgage is paid off and thus you can make do on this?

No, council rental, kids all grown up, but 30yrs ago no childcare like these days, so had to give up job. Ended up default carer for elderly relatives, finally got back into work but retail, got as far as manager but the money is only marginally more than your employees with commute costs thrown in. Stagnated, no room for progression. politics and toxic management Changed job to another retail area and any promotions are not worth the grief. Retail senior managers generally are toxic. Accepted this is it, I know very few people who earn more than 30k overall. My kids earn around that. 1 has a degree, the others don't.

lalalapland · 02/11/2025 17:55

ChardonnaysBeastlyCat · 02/11/2025 17:49

So a "working person" earns below £45k and those above are not "working people".
Also, someone below £45k who is on benefits and is not working is in fact a "working person' but the one above £45k who pays for these benefits isn't a 'working person'.
Does this make any sense?

Our enormous salaries are rained down upon us from the heavens for simply being. We do not need to work for it. We must share our free money with all of the true 'working people' as we are not worthy of the wealth

EasternStandard · 02/11/2025 17:55

Nolletimiere · 02/11/2025 17:51

Correct - until Reeves decides differently.

Doublespeak, as it were.

Anyone who says differently is guilty of wrongthink.

Yep

PigletJohn · 02/11/2025 17:57

TesChique · 02/11/2025 15:57

45k is apparently being used as the internal benchmark in gvmnt to keep to their "no tax increases for working persons" pledge. The directive in the treasury is to find ways to extract more tax from anyone earning above

"Apparently?"

Have you already seen the unannounced forthcoming budget?

Cherrysoup · 02/11/2025 17:59

Been teaching a long time, so do earn over £45K, but I’m in the 40% tax bracket. Me and my DH are looking to retire next year, I’ve done this job because I bloody love it (mostly) but stuck at it so long partly because I know the pension will be reasonable and we can live on it. Looking at similar aged colleagues with multiple dc, I know they won’t be retiring anytime soon but are also be heavily taxed and just wonder how they afford to live. Seems the government is determined to make life even harder for them.

MumofCandRA · 02/11/2025 18:00

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Nolletimiere · 02/11/2025 18:00

If Labour have their way, everyone will soon work for the state, in one way or t’other - there will be zero incentive to study for, say, medicine, the law, or finance - because earning over x (sliding from now on) will attract a punitive tax rate, and you will never be able to recoup your student costs.

The Venezuelan model beckons.

GETTINGLIKEMYMOTHER · 02/11/2025 18:01

So much will surely depend on where you live, property prices, levels of rent, etc.

NoWordForFluffy · 02/11/2025 18:02

PigletJohn · 02/11/2025 17:57

"Apparently?"

Have you already seen the unannounced forthcoming budget?

Such naivety re Labour's addiction to leaking all plans to gauge reactions!

Nolletimiere · 02/11/2025 18:02

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Really, who/where?

EasternStandard · 02/11/2025 18:03

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

The link below is not the DM.

MookieCat · 02/11/2025 18:03

Is that how taxes usually work? Contextual taxes? @GETTINGLIKEMYMOTHER

Don't worry though- I'm sure they will just fast forward to the u-turn.

NoWordForFluffy · 02/11/2025 18:04

EasternStandard · 02/11/2025 18:03

The link below is not the DM.

Clearly PP isn't intelligent enough to read the story! 🤷‍♀️

Purplerain869 · 02/11/2025 18:04

think a big part of the issue is that wages simply haven’t risen in line with inflation or the cost of living for the majority of skilled roles. Yes, minimum wage has increased and that’s absolutely the right thing but the knock-on effect is that roles that used to sit comfortably above that level (nurses, teachers, social workers, early-career engineers, lab techs, etc.) are now barely any further ahead in real-terms pay than they were 10+ years ago.

A £30–45k salary used to reflect a skilled professional career. Now, once you factor in rent or mortgage costs, utilities, food, transport, student loans, and pension contributions, it’s nowhere near the “comfortable” category it once was, especially in major cities.

The problem isn’t people earning over £45k. The problem is that so many jobs that should pay more than £45k don’t, because salaries have stagnated while costs have exploded. Instead of pitting workers against each other (“ordinary” vs “high earners”), the government should be focusing on supporting businesses and public services to properly align pay with the level of skill and responsibility required. Salaries need to catch up with reality, not just the minimum wage.

They also need to make tax bands realistic for modern salaries. If people were fairly paid, most would have no issue paying more tax because they would actually be able to afford to.

And the immigration and asylum system needs fixing, not politicising. The UK has huge labour and skills shortages. We need skilled people from other countries to fill those gaps, work, and pay into the system, instead of being stuck in limbo.

Right now it feels like the government would rather turn workers against each other – public vs private, low-paid vs mid-paid, UK-born vs immigrant – instead of fixing the structural issues. Divide and distract is a political strategy, not a solution.

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