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Not an ordinary working person if you earn over 45k

1000 replies

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

OP posts:
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16
TightOnes · 02/11/2025 22:34

shuggles · 02/11/2025 21:47

Ah yes, I'll go onto Linkedin and have a look for part time jobs. I work during days, so a part time job needs to be during evenings or weekends.

Oh... there are no such jobs.

Maybe I should look for a remote job to supplement my income. Oh hang on, every remote job on Linkedin has 200 applicants because people are using AI to submit a CV to every single job they see because they're desperate to be employed in something.

Nightclub staff.

Plantatreetoday · 02/11/2025 22:34

There are facilities for disabled people to live independently @user1476613140 when they are adults
They don’t all live with their parents and nor do any have to

Meanwhile see pps
A lot of people don’t have the luxury of having time to do a degree until they have less caring responsibilities. It’s just a matter of taking responsibility

you have the time to work as you’ve stated

nearlylovemyusername · 02/11/2025 22:36

intrepidpanda · 02/11/2025 22:29

A lot of it isn't intelligence and commitment. Even professional jobs vary a lot in salary. I have a 1st class degree,work a professional job, have 30yr experience, no child breaks, senior in my role, work extremely hard.
I will never earn 45k. Yet others are saying they are on 45k a few years out of uni

Did you want to earn more? if yes, why didn't you change sectors? In my line of business only grads start at 45k.

Plantatreetoday · 02/11/2025 22:38

TightOnes · 02/11/2025 22:34

Nightclub staff.

I wouldn’t bother
They are louds of jobs in the evening and at weekends as the pp knows full well

Lauralou19 · 02/11/2025 22:38

I’d call 46k a normal middle income (certainly not wealthy in anyway) - nurse, teacher etc. Even with two people earning £46k, mortgage/rent, car, food, kids, the hundreds of other things you need to buy every month, certainly wouldn’t feel ‘well off’. They wouldn’t be paying back any child benefit with that income, so the government obviously thinks they need all of that every month!

They repeated ‘we won’t tax working people’ thousands of times in the run up to the election, yet would never define what that meant - so now we know!

Scottishskifun · 02/11/2025 22:38

TesChique · 02/11/2025 15:57

45k is apparently being used as the internal benchmark in gvmnt to keep to their "no tax increases for working persons" pledge. The directive in the treasury is to find ways to extract more tax from anyone earning above

Try living in Scotland it's 43k to be a higher rate tax payer at 42% and the rhetoric given is that its our duty....

Reality is it hasn't raised as much as they had hoped as people either dropped days or put more into pensions.

NorthXNorthWest · 02/11/2025 22:38

shuggles · 02/11/2025 22:28

@NorthXNorthWest So basically you feel you are above working.

Nonsense. I have done dirty jobs that the average mumsnetter would be terrified of.

I am assuming as you have not mentioned it that you have not taken any steps to improve your interview skills?

I have taken steps, but have not been successful at improving interview skills. Sorry, I don't have the gift of bullshitting that many people have.

'Bullshitting', 'not interested in my experience', 'if I am interested' - None of what you say is selling you as motivated or even a valuable addition to a team. Lots of excuses and not a lot of accountability is how it is coming across, if you are NT.

Genuine question Are you on the spectrum or do you have a disorder of some type?

LaserPumpkin · 02/11/2025 22:40

Scottishskifun · 02/11/2025 22:38

Try living in Scotland it's 43k to be a higher rate tax payer at 42% and the rhetoric given is that its our duty....

Reality is it hasn't raised as much as they had hoped as people either dropped days or put more into pensions.

Which is both completely rational and utterly predictable to all but government economists.

(apologies to any sensible government economists on here!)

intrepidpanda · 02/11/2025 22:44

nearlylovemyusername · 02/11/2025 22:36

Did you want to earn more? if yes, why didn't you change sectors? In my line of business only grads start at 45k.

Our grads start on 22k.
No, I enjoy my job despite being extremely hard work. Just saying that not all sectors are high paid and people in lower paid jobs aren't necessarily unkilled low intelligence deadbeats.

RubySquid · 02/11/2025 22:45

Plantatreetoday · 02/11/2025 22:38

I wouldn’t bother
They are louds of jobs in the evening and at weekends as the pp knows full well

Probably thinks shes above doing them

TightOnes · 02/11/2025 22:45

user1476613140 · 02/11/2025 21:57

No, he can't increase his income. He struggles as it is with health problems whilst doing his current job.

More money isn't always a solution.

So you have health problem. He has health problems. You had one disabled child and then you decided why not we already have enough issues as it is, let's have another child. And lo and behold that child is disabled as well?

I am very sorry you all have health issues and I wish you better. But come on.

Fitfunfab · 02/11/2025 22:46

I am graduate and work in chemical sales on 38k I’m nearly 40… single mum. I’m just happy I can support my family and thought I was doing ok until see people earning a lot more lol My kids are of working age now so that will help. I have been offered higher paid jobs and promotions so I could have been on 60 to 70k by now if I was happy to travel more but I actually like my job as I can work from home and I don’t have pets a car or fancy holidays so I can just about survive on 38k

Plantatreetoday · 02/11/2025 22:50

mumsnit1 · 02/11/2025 22:28

Exactly this. Just taking cash from the state and having the luxury of being a student!

Being a student also means you get a student loan
The interest rate on that is 9%
Its high because many people don’t spend their working lives working and paying it off
For those who do degrees late in life or have no immediate expectation to work that’s their luxury that other students are having to pay for

So another problem hitting many of our young people

Midgetgemsplease · 02/11/2025 22:53

I'm on around £45k but as a single parent to teenagers I'm permanently skint. The household income isn't taken into account. It's just a per person calculation which is madness

YYURYYUCICYYUR4ME · 02/11/2025 22:56

I think Labour confuse what they think is a high salary with being able to cope with the horrendous costs of living and in reality wage stagnation means even £45K is not what the average wage should be if earnings had tracked inflation overvthe last 20 years!! Tax on homes, fuel, utilities, food, savings, travel... getting so they want us all.poor. Why don't they change the tax system to hit the mega rich who hide behind their privileges, their trusts, tax the likes of Amazon or deal with employers who pull mega profits when staff have to rely on UC just to survive! I've worked full time for 46 years, in a great many jobs helping others, to now fear that my home (which I worked my backside off to pay for) will be taxed from imaginary pots of money I don't have and like so many will never have if Labour get their way. I really am beginning to hate being seen as a cash machine, when I have just enough for my own withdrawal but certainly not enough to fund those who've never contributed and probably never will!

TightOnes · 02/11/2025 22:57

user1476613140 · 02/11/2025 22:10

I'm classed as a carer and study with the OU so I can't work as I have enough going on as is...plus have my own health issues. Unfortunately life isn't as straightforward as it should be for many families out there. Just be grateful you don't have a shit show of a life I have.

Rather than squabbling about those on benefits, try and direct your anger elsewhere. Like those at the top who earn millions.

I'd like to be someone earnings millions. Something to aspire to. We bought some properties abroad in the late 90s and early 2000s after saving up money from our first job(s).

Thankfully we chose the right location and it's worth a couple million £ after the currency conversion.

TightOnes · 02/11/2025 22:58

user1476613140 · 02/11/2025 22:10

I'm classed as a carer and study with the OU so I can't work as I have enough going on as is...plus have my own health issues. Unfortunately life isn't as straightforward as it should be for many families out there. Just be grateful you don't have a shit show of a life I have.

Rather than squabbling about those on benefits, try and direct your anger elsewhere. Like those at the top who earn millions.

Are you studying with the OU to get a job later in that degree field? It not. Quit the course and get a job.

FellowSuffereroftheAbsurd · 02/11/2025 23:02

Whether 45k is or is not 'ordinary working person', if the government goes ahead with this, it's even more clear evidence that the tale they spun about caring about workers was just that, a tale. They have other options, they're choosing to see if this one will fly, just like they chose to use language that they could play around with and would be divisive.

That's how it works I'm afraid. You get paid for the value you deliver.

Do you think every MP delivers the value of £93,904 annually plus additional allowances to the country?

There are a lot of factors that go into salaries. Value can be one of them, so can hard work, company policy, collective bargaining, individual bargaining, and so on. I agree that if a high wage is a priority that there are things most can do to progress in that, if not in the current circumstances than in time, but we're all adult enough to be aware that there are individuals who contribute little value at little risk on high wages and people who do far more at greater risk to themselves on much lower wages, and part of the irritation many have is that the people we most see in the media discussing how the latter just need to work harder, or discussing that if you earn over 45k you're not an ordinary working person, tend to be the former.

I’m angry at those who don’t hold down a full time job when they could
Im angry at those who see no problem in others paying for them to not work

Does that include working age people who live off of dividends and similar non-work related incomes that can do so because of tax breaks given to that demographic that are essentially paid for by those in work? Or people who work part-time who don't get UC, but due to being part-time pay less tax? or just those who get benefits?

Beesandhoney123 · 02/11/2025 23:05

Mr Sunak warned everyone what would happen. He was right. The problem labour have is what are they going to do once they have taxed employees and companies, pensions and savings, IHT and there is simply no more money?

Oh, you can't claim benefits because your gross is £45k, you are taxed to fuck so your take home is less, interesr rates are too high, debt is spiralling, cost of living is now cost of surviving- you opt out of the pension so you increase your net takehome. Bugger the pension. You need the money now. For the dentist. For food. For bastard school uniforms.

As the uk has no manufacturing to speak of, people - graduates and others will bugger off abroad when quality of life is acceptable, taxed less, and come back or not when ready. Or labour are out.

Out with the rich and in with the poor is the labour slogan.

Rexinasaurus · 02/11/2025 23:06

No surprises. 😑 See it all the time.

A family living on benefits in London can be financially better off than a household earning £70,000 a year, analysis suggests. Increasingly generous welfare payments mean non-working families are able to claim tens of thousands of pounds of Universal Credit, Council Tax Support and Child Benefit, and benefit from discounted social housing, while many working families must pay full-rate rent and income tax.

https://archive.ph/vOoes Accessible link

https://www.telegraph.co.uk/money/tax/income/families-benefits-better-off-earning-70k-london/

Not an ordinary working person if you earn over 45k
Plantatreetoday · 02/11/2025 23:09

FellowSuffereroftheAbsurd · 02/11/2025 23:02

Whether 45k is or is not 'ordinary working person', if the government goes ahead with this, it's even more clear evidence that the tale they spun about caring about workers was just that, a tale. They have other options, they're choosing to see if this one will fly, just like they chose to use language that they could play around with and would be divisive.

That's how it works I'm afraid. You get paid for the value you deliver.

Do you think every MP delivers the value of £93,904 annually plus additional allowances to the country?

There are a lot of factors that go into salaries. Value can be one of them, so can hard work, company policy, collective bargaining, individual bargaining, and so on. I agree that if a high wage is a priority that there are things most can do to progress in that, if not in the current circumstances than in time, but we're all adult enough to be aware that there are individuals who contribute little value at little risk on high wages and people who do far more at greater risk to themselves on much lower wages, and part of the irritation many have is that the people we most see in the media discussing how the latter just need to work harder, or discussing that if you earn over 45k you're not an ordinary working person, tend to be the former.

I’m angry at those who don’t hold down a full time job when they could
Im angry at those who see no problem in others paying for them to not work

Does that include working age people who live off of dividends and similar non-work related incomes that can do so because of tax breaks given to that demographic that are essentially paid for by those in work? Or people who work part-time who don't get UC, but due to being part-time pay less tax? or just those who get benefits?

They said they wouldn’t increase tax working people
It doesn’t matter how much people earn, if they are earning a wage they are working people
It’s irrelevant what some threshold is set at.

Its still a tax on working people

They lied !!!!!!!!

TightOnes · 02/11/2025 23:09

Cherry picking stuff on the news. Oh wow. Yes of course the news focus (and rightly so on the bad stuff). Why would the news publish the successful delivery of projects my DH has lead. Why would the news focus on my DS who worked tirelessly over weekends and late nights to deliver a research project the government paid his company to do.

Allisnotlost1 · 02/11/2025 23:13

TightOnes · 02/11/2025 23:09

Cherry picking stuff on the news. Oh wow. Yes of course the news focus (and rightly so on the bad stuff). Why would the news publish the successful delivery of projects my DH has lead. Why would the news focus on my DS who worked tirelessly over weekends and late nights to deliver a research project the government paid his company to do.

So I’ve picked a couple of examples that show people aren’t always paid for the value they deliver, and you’ve cited an example of some projects your family have done. By your definition aren’t we both cherry picking? The point is, ‘people are paid for the value they deliver’ is not always true. Your examples don’t disprove that.

Plantatreetoday · 02/11/2025 23:16

FellowSuffereroftheAbsurd · 02/11/2025 23:02

Whether 45k is or is not 'ordinary working person', if the government goes ahead with this, it's even more clear evidence that the tale they spun about caring about workers was just that, a tale. They have other options, they're choosing to see if this one will fly, just like they chose to use language that they could play around with and would be divisive.

That's how it works I'm afraid. You get paid for the value you deliver.

Do you think every MP delivers the value of £93,904 annually plus additional allowances to the country?

There are a lot of factors that go into salaries. Value can be one of them, so can hard work, company policy, collective bargaining, individual bargaining, and so on. I agree that if a high wage is a priority that there are things most can do to progress in that, if not in the current circumstances than in time, but we're all adult enough to be aware that there are individuals who contribute little value at little risk on high wages and people who do far more at greater risk to themselves on much lower wages, and part of the irritation many have is that the people we most see in the media discussing how the latter just need to work harder, or discussing that if you earn over 45k you're not an ordinary working person, tend to be the former.

I’m angry at those who don’t hold down a full time job when they could
Im angry at those who see no problem in others paying for them to not work

Does that include working age people who live off of dividends and similar non-work related incomes that can do so because of tax breaks given to that demographic that are essentially paid for by those in work? Or people who work part-time who don't get UC, but due to being part-time pay less tax? or just those who get benefits?

If people are paying taxes
If people aren’t claiming benefits
then how they earn their money, as long as it’s legal, is just fine

Better to work full time obviously if you can but if you can live off your earnings without claiming any benefits then that’s fine
People should be expected to work to get off benefits.

TightOnes · 02/11/2025 23:19

Allisnotlost1 · 02/11/2025 23:13

So I’ve picked a couple of examples that show people aren’t always paid for the value they deliver, and you’ve cited an example of some projects your family have done. By your definition aren’t we both cherry picking? The point is, ‘people are paid for the value they deliver’ is not always true. Your examples don’t disprove that.

I'm focusing on the majority of cases. The UK is the world's 5th largest economy for a reason. It's not perfect but we didn't get it by messing about. We got there by getting to work.

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