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Not an ordinary working person if you earn over 45k

1000 replies

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

OP posts:
Thread gallery
16
EasternStandard · 02/11/2025 18:38

MookieCat · 02/11/2025 18:24

Okay, so let's unpick this...

  1. In their Manifesto the Labour Party said they would not raise taxes on 'working people'.
  2. They are now changing their definition of 'working people'.

Hmmm.... nup. Beats me what the intention is.

Why would they now need a definition if not related to Labour promises anyway

Laughinglama · 02/11/2025 18:39

FullOfMomsense · 02/11/2025 17:13

I don't think i know anyone earning less than that, other than part time staff maybe.

Your obviously not unfortunate enough to work in the public sector then. 15 years qualified and classed as senior in my role just over the 45k thereshold the vast majority of public sector workers are under it. Other than my manager the remainder of my team
are under it (47 staff).

Crushed23 · 02/11/2025 18:39

BerriesChocolate · 02/11/2025 16:08

People on Mumsnet think £60k is poverty. I’m in my 20s and earning just over £30k and that’s considered a good salary for a professional career.

I no longer live in the UK so might have an outdated view, but in what world is £30k considered a “good salary” for a professional career? Isn’t it below the entry level salary for most professions? Junior doctors, trainee accountants, newly qualified teachers, trainee solicitors etc. all earn more than £30k pa. It’s barely above the threshold for paying back the student debt these careers require you to rack up.

Perhaps the electorate in the UK just has ridiculously low expectations which is why the Gvmt will get away with raising taxes.

Legolava · 02/11/2025 18:39

BobblyBobbleHat · 02/11/2025 18:35

Sorry but that just isn't true about primary school teaching in England, especially outside of London.

It’s not far off. You’re only just shy of 40k now 4 years in. 43k ist at 5. A teacher, only in the profession for 6 years is over 45k. So relatively new teachers or those who are capped due to school budgets are no longer workers.

In London, teachers are no longer workers after Y3.

lalalapland · 02/11/2025 18:40

Allisnotlost1 · 02/11/2025 18:32

Is there any actual evidence for this claim, or is just your own thinking?

Around 20% of the working population earn over £45k, most essential workers are well below, so if you were earning more than that on your 20s, you’ve had good time. Good for you, but pretending that’s the ordinary experience is nonsense. So many responding here just don’t want changes to affect themselves, not even realising that they’re in the upper end of earners. The reality is, we’re all in the shit post-Brexit, post-COVID and the lowest earners have suffered the most through that. There’s massive changes needed to improve things, including investing in infrastructure. Everyone has to pay a share of that and higher earners of course will pay more.

Trying to tax their way out of it is not the answer. Normal, working 'higher earners' are not hoarding wealth. Most of their salaries are being spent and taxed and cycled through the system, being taxed multiple times.

Hoarded wealth and inefficient government spending are the problems. They could literally have every penny from us and the country would still be a mess

Merryoldgoat · 02/11/2025 18:41

How can people get so worked up over made up stuff?

The OP is wilfully misleading and has either deliberately misinterpreted the Sky report or just doesn’t understand it.

It’s fucking tiresome.

The actual take-away from the piece is they want to protect the lower 2/3 of earners so NI and Income Tax are unlikely to see increases. The reporter HIMSELF says that the top thirds starts VERY ROUGHLY at £45k as it depends on age and other things.

I’m so sick of the hyperbole and utter bollocks people spout sometimes.

dottiehens · 02/11/2025 18:42

It is finally hitting some people how dangerous this government really is.

MyLimeGuide · 02/11/2025 18:42

ClassicalQueen · 02/11/2025 16:11

A classroom teacher with a few years under their belt earns about £45k. It’s not a small salary but it’s certainly not rich or a high earner.

Yep. I earn about 42g but thats because i only work 4 out of 5 days. I will be staying at 4 days only now so theiving reeves cant get the better of me!

LaserPumpkin · 02/11/2025 18:43

Jamesblonde2 · 02/11/2025 18:36

Does that include people working part-time and choosing to top up with state benefits?

You’ve also got to look at income after benefits, not just how much someone earns. Someone may only earn £30k but actually have more income than someone earning £45k.

But the government never seems to take that into account.

ThisNeedsToWork · 02/11/2025 18:44

SmudgeButt · 02/11/2025 17:01

Fine by me!!!

I retired after working hard for decades at which point my salary was £26k. As was all my colleagues. Being in a higher tax bracket has never been a possibility.

I feel lucky to have a house, sans mortgage, due to being made redundant a year before I might have retired and thus getting a large payout - tax free. I also feel incredibly lucky compare to some I've met when giving debt advice who are trying to find a way to pay all their bills on just state pension of less than £13k.

To them and to me £45k is rich.

So we now consider teachers, nurses, paramedics and social workers as ‘the rich’ now! It’s not a race to the bottom! Just because my leg hasn’t been sawn off like my friend does not mean the nasty gash on my thigh isn’t agony! And it’s perfectly reasonable to acknowledge that neither is an ideal state to be in.

RubySquid · 02/11/2025 18:44

Sillysoggyspaniel · 02/11/2025 16:33

No it's not. Our bus company currently has adverts on the back of the buses saying the starting salary for a new driver is £28k.

And adverts here for a newly qualified solicitor at £28k ( south east)

MyLimeGuide · 02/11/2025 18:44

Merryoldgoat · 02/11/2025 18:41

How can people get so worked up over made up stuff?

The OP is wilfully misleading and has either deliberately misinterpreted the Sky report or just doesn’t understand it.

It’s fucking tiresome.

The actual take-away from the piece is they want to protect the lower 2/3 of earners so NI and Income Tax are unlikely to see increases. The reporter HIMSELF says that the top thirds starts VERY ROUGHLY at £45k as it depends on age and other things.

I’m so sick of the hyperbole and utter bollocks people spout sometimes.

So it does start at 45 then? Not made up! 👏

Jamesblonde2 · 02/11/2025 18:45

Well you knew she was coming for you after she put VAT on private schools.

Where has all that money gone?

Have state schools got extra physics teachers to teach the separate sciences again (which they should have been doing anyway)?

I digress, but the point is what on earth are they wasting our massive taxes on?!

TheNuthatch · 02/11/2025 18:47

Merryoldgoat · 02/11/2025 18:41

How can people get so worked up over made up stuff?

The OP is wilfully misleading and has either deliberately misinterpreted the Sky report or just doesn’t understand it.

It’s fucking tiresome.

The actual take-away from the piece is they want to protect the lower 2/3 of earners so NI and Income Tax are unlikely to see increases. The reporter HIMSELF says that the top thirds starts VERY ROUGHLY at £45k as it depends on age and other things.

I’m so sick of the hyperbole and utter bollocks people spout sometimes.

Why is it misleading to say that the top third of earners (£45k ish plus) won't be protected from tax rises?

SmudgeButt · 02/11/2025 18:48

MidnightMeltdown · 02/11/2025 17:07

Yes but you are asset rich - you have a house, and were lucky enough to get on the ladder when housing was very cheap relative to wages. These days, someone with a new mortgage will struggle to cover it on 45k.

It didn't seem like it at the time. But I did get in there before things completely sky rocketed. 2 bedroom semi in the worst part of town for £110k thanks to a £10k down payment from my parents, a bonus from work at the right time so I could buy furniture and then paid the mortgage out of my (at the time) £20k salary. I did assume when younger that with 3 uni degrees I might have ended up earning more.

Granted the housing prices around here are ridiculous now. A one bedroom bungalow across the road was sold for £360k a couple of years back - as in a house with a bedroom, a bathroom and another room that is the kitchen, dining and lounge and with nothing else outside but a drive.

twistyizzy · 02/11/2025 18:50

Jamesblonde2 · 02/11/2025 18:45

Well you knew she was coming for you after she put VAT on private schools.

Where has all that money gone?

Have state schools got extra physics teachers to teach the separate sciences again (which they should have been doing anyway)?

I digress, but the point is what on earth are they wasting our massive taxes on?!

It went to housing. Starmer tweeted it 🤣
State schools are making cuts and redundancies. It's almost like they lied about the true purpose of the policy 🤔

Aweecupofteaandabiscuit · 02/11/2025 18:51

I do wish governments would come to understand that they exist to protect and promote the interests of all the people of this country, not just the ones that fit nicely into their latest rhetoric.
When I was a single young woman, there was much talk about looking after “hard working families”. So not me then.
Now I have a family and am married to a man who earns (just) over £45k and it seems that I’m not part of “hard working people” now either.
Not that the bit in the middle when we were in fact part of “hard working families/people” was any great shakes, but it was nice to feel included for a change.
Sigh.

Merryoldgoat · 02/11/2025 18:51

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nutbrownhare15 · 02/11/2025 18:51

As someone just in that bracket good- I can afford it more than others who earn less than me. Yes richer people should get taxed more but our public services are on their knees and yes I can afford to pay an extra 1p income tax rate

twistyizzy · 02/11/2025 18:52

nutbrownhare15 · 02/11/2025 18:51

As someone just in that bracket good- I can afford it more than others who earn less than me. Yes richer people should get taxed more but our public services are on their knees and yes I can afford to pay an extra 1p income tax rate

So are you doing it now through the voluntary tax scheme? Or are you just virtue signalling?

Nomdemare · 02/11/2025 18:52

Jamesblonde2 · 02/11/2025 18:45

Well you knew she was coming for you after she put VAT on private schools.

Where has all that money gone?

Have state schools got extra physics teachers to teach the separate sciences again (which they should have been doing anyway)?

I digress, but the point is what on earth are they wasting our massive taxes on?!

Totally. I could just about rationalise the VAT imposition if it was going to be used to substantially improve the state school system - but it’s not (more ‘affordable housing’ BS).

TheNuthatch · 02/11/2025 18:55

This reply has been deleted

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Funny, I didn't hear any caveats applied to 'working people' in the election campaign. Apparently it can mean anything Labour want it to mean.

Protecting the bottom two thirds is not at all different from saying that the top third will not be protected. It is you who is being a 'twit'.

Nolletimiere · 02/11/2025 18:55

Didimum · 02/11/2025 18:05

I asked for a source. If you haven’t got one then move on.

How rude.

I trust you have seen the other posts with a link.

If not, feel free to move on.

WildLimePoet · 02/11/2025 18:56

Overthebow · 02/11/2025 16:08

Should I not go into work tomorrow then seeing as apparently I’m not a working person?

Benefit claimants. That’s their only target audience.

Merryoldgoat · 02/11/2025 18:58

TheNuthatch · 02/11/2025 18:47

Why is it misleading to say that the top third of earners (£45k ish plus) won't be protected from tax rises?

It’s not - the OP made the post about one not being considered a normal working person if you earned over that threshold.

The piece didn’t say ‘we are taxing people earning over £45k because they are not ordinary working people’ which is the implication of the post.

The aim is to protect the lowest earners and therefore NI and PAYE increases won’t do this.

An ordinary worker earning over £45k is likely only paying PAYE and NI therefore they will not be taxed more.

The whole piece is about how NI and PAYE aren’t going up. If you earn £80k and have simple tax arrangements then you won’t see an increase either.

If you earn £35k but have significant other wealth or assets then you may not be protected.

That is why it’s misleading.

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