I’m 26, and I’m not saving for a house or planning to move out

[WeCouldBeNice]

And apparently that’s a very unpopular decision amongst certain family members.

I have grown up always listening to my mum and grandmother saying that they regretted not travelling more in their youth. So I’m doing it, before I can have any regrets.

i work a job that pays just under £25k. Moving out would be miserable. I’d exist to pay my bills and nothing more. I am unable to borrow enough to even purchase a flat in my local area. So I’m spending all my money on travelling instead. Short trips. Weekends away and longer European trips next year.

my older brothers are horrified by this (despite both doing it themselves). They think I should be moved out and renting by now.

my dad turned round to them yesterday and asked if they wanted to ever see their daughters struggling and unhappy. They obviously said no, so he asked why they expected that of me. They couldn’t really answer.

theoretically I could take the money I’m putting into my travel savings each month and use it to save for a house. But I’d never get a big enough deposit to allow me to buy anything even anywhere near decent to live in. And I’d then be bound to a mortgage and never be able to do anything other than sit at home.

is it really that bad to do this?

Take your bitter, resentful, hateful, envious, jealous mind to the trash bin.

You're making crazy assumptions.

And I suspect OP is not as ignorant as she is pretending to be. She talks of not liking investing as she hates seeing her investments go down. Little snippets give her away. I suspect she has more money saved and more financial products than she is letting on. Daddy with his five properties has investments in her name, I am sure. He wouldn’t see his girl struggle.

You asked 'is it really that bad to do this?'

And the majority have said no along as you are financially planning for your future which you are not, apart from waiting for inheritance.

Some of the comments are pointing out that living with parents into adulthood can actually hinder becoming an adult yourself and tbh from your responses you are proving them right.

Maybe do some self reflection and take some opinions on board.

Spot on.

Hardly! Her dad has five houses and encourages her to do what she wants. Where is the assumption?

Exactly this. She doesn't have to save because she's never going to actually face financial hardship. But she wanted to pretend that she was making a choice between current fun and future stability, when she knows she can have both.

A bit dramatic.

I wouldn’t find my young adult child squandering the chance to save while living at home acceptable. Your parents have a different opinion. I hope it works out for you.

Friends retired to Umbria. Quiet region nor touristy. In the village three generations live on the same plot of land. They just build extensions as the children come along. It all works for them.

Of course.

I could make much worse assumptions about people who make the worse assumptions about adults who live at home with their parents but I don't hold the same grudges and inner turmoils like resentment, jealousy, anger, hate, bitterness and envy these people own.

Yes but do you want them to live with you indefinitely, never nurturing romantic relationships or being independent? I also love my kids company and they know they always have a home with me, but I love the fact they enjoy their independence, even though it’s made me an empty nester.

I don’t have investments 😂

I just find it odd that you've haven't managed to find a single like minded friend.

Op are you saying your parents own 5 properties but you are living at home in their main property at 25 and they are ok for this to go on forever. Seems unlikely if your parents have built such a property portfolio they haven’t instilled any similar ethic into you. Of course you should be saving towards independence. Travel whilst holding a full time job down is just holidays. Proper travel for young people I would call is going abroad working there and independently managing like a gap year. A few weekends and trips to Europe following F1 is not quite the same.

But they are like minded, just independent.

But you did have. You said you didn’t like seeing them go up and down.

Personally, I wouldn't want to live with my parents in my 40s but I wouldn't and didn't at 26 as part of the fun for me at that age was my house share, my partying my spontaneous relations with DH who was my boyfriend at the time! I would be the same vibe at all, if my parents had been in the room next door and I wouldn't have experienced half the stuff I did in my twenties!

Not sure this is necessarily true. I know people who only left their parents home when engaged / married / already in a serious partnership.

About £400, which I sold

And I remember my friends and I dating in our 20s and what an instant red flag it was if someone lived with their parents.

I don’t know those people whose childhood consisted or working for a living and solo travel!

To be fair you do sound quite angry. Do you live with your parents? It’s fine if you do but would you like more independence?

And can they drive? According to the hounds on other threads, if you can't drive you're not an adult. Just shows how ridiculous it is to start using supposed adulthood to support arguments.

Well that’s the point! They were having relationships and they didn’t want to live that relationship out indefinitely at their parents home. If relationships aren’t on your radar you might be more likely to be content living under your parent’s roof even as you start nudging your 30s.

Well it’s great that there is a huge diversity of people out there.