So you want to vote for the party that pretty much caused all of the issues that you list in your second paragraph either by proxy due to it's rhetoric and impact on pushing the country to the right or directly by its members who were formally part of the Conservative government for the last 14 years ?
Inflation is impacted by global issues such as the war in Ukraine, the Israel / Gaza conflict and rising energy prices. Debt is high because of Covid, but we are in a poor position to cope with it due to low growth which is directly caused by Brexit and 14 years of austerity.
There were no serious immigration problems before 2016, before Farage decided to whip everyone up into a frenzy about a non-existent issue. Net immigration was less than 250,000, there was very little asylum claim backlog and we were returning over 10,000 people whose asylum claim failed or who had outstayed their visa every year. There were virtually no small boat crossings.
The increase in immigration numbers, and in particular small boat crossings are as a direct result of Brexit which caused the number of people we were able to return down to almost nothing, the Conservatives shutting down pretty much all of the ways of applying for asylum and intentionally letting the backlog of claims build up. We have also had to increase the number of people being given visas for key roles in the NHS and public services, because so much of our own population is not able to work due to illness.
Services have been run into the ground by the Conservative government in part due to ideological reasons, but also because they have had to spend way too much time dealing with Brexit and immigration instead of governing the country.
In the last Labour government, the amount of money borrowed increased massively, but it did not increase debt as a proportion of GDP significantly, because they spent the money on improving public services, education, raising wages and reducing the tax burden for the working and middle classes. These things led directly to increased growth, which kept the debt / gdp ratio stable. By 2010, the NHS was classed as one of the best health services in the world, our education standards were getting better and business were investing.
I presume you want to vote Reform because they appear to have the answer to these problems.
But ask yourself how many of these problems would even exist if it wasn't for Farage and his pals and Tory's who are driven by nothing more than wanting to reduce public services and government oversight so they can make more money by reducing taxes for the wealthy and privatising the NHS.
If you agree with those aims
If you want the rich to get richer through obscene tax breaks while the middle classes get even more squeezed and the working class continue to get driven into poverty,
If you want to see public services even more debilitated and handed over to private, profit making organisations to run, so that in the end, good services are only available to those who can pay for them
If you want to see our infrastructure become even more eroded through lack of investment
If you want to see our human rights reduced so that business can exploit workers and anyone the establishment doesn't like can be jailed / deported
If you want to see the rights of women, LGB and black people reduced,
If you want our freedom of speech to continue to be eroded
Then by all means, vote Reform - because all of that is exactly what will happen. We know it will, because we can see it happening in real time in the US right now.
Reform are following exactly the same play book as the Heritage Foundation / Project 2025 / MAGA crowd in the US to the letter - even down to Farage aping Trump's tendency to say outrageous things that are demonstrably false.
The scary thing is, while Trump is a puppet of Stephen Miller and Russ Vought who are the architects of Project 2025, Farage is smart - he is both the architect and the charismatic front man who knows how to get the crowd going.