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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Labour are lifting the 2 child benefit cap

1000 replies

PuppyKeep · 30/09/2025 18:43

AIBU that this is a terrible decision?

OP posts:
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16
clipboardz · 30/09/2025 21:08

If you want improved services, then you need to accept paying for it.

people absolutely do not want to pay for better services though.

Barney16 · 30/09/2025 21:09

BurntBroccoli · 30/09/2025 21:00

Taxes do need to go up. Reeves should have done this at the start. We pay much less tax than many other EU countries. If you want improved services, then you need to accept paying for it.
Medium tax rates below:

Belgium
~ 52.7 %
Germany
~ 47.9 %
Austria
~ 47.2 %
France
~ 46.8 %
Italy
~ 45.1 %
Finland
~ 43.5 %
Slovenia
~ 43.3 %
Portugal
~ 42.3 %
Sweden
~ 42.1 %
Slovak Republic
~ 41.6 %
Luxembourg
~ 41.3 %
Hungary
~ 41.2 %
Latvia
~ 41.1 %
Spain
~ 40.2 %
Czechia
~ 40.2 %
Estonia
~ 39.4 %
Lithuania
~ 38.9 %
Greece
~ 38.5 %
Turkey
~ 38.4 %
Denmark
~ 36.4 %
Norway
~ 36.4 %
Netherlands
~ 35.1 %
Ireland
~ 35.1 %
Poland
~ 34.3 %
Iceland
~ 31.7 %
United Kingdom
~ 31.3 %
Switzerland
~ 23.5 %
US
~ 34.8 %

I don't disagree with you. I just don't think it will play well. Labour boxed themselves in with their manifesto pledges, that was an error. I vote labour and always have btw.

TiredofLDN · 30/09/2025 21:09

clipboardz · 30/09/2025 21:08

If you want improved services, then you need to accept paying for it.

people absolutely do not want to pay for better services though.

I think that’s actually a fallacy. Talking to lots of friends and we pretty much all agree we’d accept Scandi style taxation for Scandi style services and benefits.

clipboardz · 30/09/2025 21:10

Start by massively cutting public sector pensions and reducing public sector paid holidays and sickness pay to the same level as the average rate in the private sector

How does that help the NHS?

MidnightPatrol · 30/09/2025 21:11

clipboardz · 30/09/2025 21:08

@MidnightPatrol would it make you have 5 dc and give up work?

No, but it’s a lot of money to be receiving in benefits.

For context a worker on basic rate + a student loan and basic auto-enrolment pension would need to earn an extra £35,000 to take home £20,000.

HorsesDuvets · 30/09/2025 21:11

RhaenysRocks · 30/09/2025 21:07

Yes sure because people are queuing round the block to be teachers, nurses and care workers ... They'll be no problem in making those professions even less attractive than they are now and maintaining the numbers needed 🙄

Ok, in that case we keep the 2 child cap instead.

clipboardz · 30/09/2025 21:11

@TiredofLDN you think the majority of the electorate are happy with that? Reform are popular because they are saying we can have great services and lower taxes.

Snugglemonkey · 30/09/2025 21:11

ToodleP1P · 30/09/2025 18:56

Working people get CB too

We do not. Many houses with an income and great deal more than us do, but we do not. It is galling. As is the fact that we have limited our family so that we can afford the things we deem to be basics. I expect everyone we are subsidising to do the same. I do not want children in poverty, but I think that people should not have children they cannot afford. I don't know what the answer is.

clipboardz · 30/09/2025 21:12

@MidnightPatrol I appreciate how tax works but the point remains 20k is not a lot of money to raise 5 dc on & plenty wouldn't chose it.

Happyjoe · 30/09/2025 21:12

BettysRoasties · 30/09/2025 21:08

They did they released it over 9 months in advance.

Thankyou! :-)

SapphireSeptember · 30/09/2025 21:12

PraisebetoGod · 30/09/2025 19:30

Do you think these parents will use the extra money on their children though? Or will these children still be in poverty but their parents have more money to smoke/vape etc etc?

I'm poor and I neither smoke nor vape. Never been interested. No drugs either and I very rarely drink. My money goes towards rent and bills, food, etc and things for DS (and occasionally me.) Not everyone on UC is a chavvy nightmare, thank you very much. As soon as I can get him into a nursery I'm going back to work. I didn't want to give up work in the first place but couldn't find a nursery place and he was too young for a childminder. His dad isn't involved, but he does pay CM, so that's something.

HorsesDuvets · 30/09/2025 21:13

clipboardz · 30/09/2025 21:10

Start by massively cutting public sector pensions and reducing public sector paid holidays and sickness pay to the same level as the average rate in the private sector

How does that help the NHS?

How does it help libraries?

RhaenysRocks · 30/09/2025 21:14

HorsesDuvets · 30/09/2025 21:11

Ok, in that case we keep the 2 child cap instead.

I actually have no issue with the cap. I understand the point you are trying to make but surely you must see that making those professions less attractive is a massive own goal?

user927464 · 30/09/2025 21:14

HorsesDuvets · 30/09/2025 21:13

How does it help libraries?

It wasn't my suggestion but in general there would be more money to spend on libraries/schools/the NHS

BurntBroccoli · 30/09/2025 21:14

TiredofLDN · 30/09/2025 21:09

I think that’s actually a fallacy. Talking to lots of friends and we pretty much all agree we’d accept Scandi style taxation for Scandi style services and benefits.

I completely agree.
Quality of life would be so much better.

HK04 · 30/09/2025 21:15

Whitesapphire · 30/09/2025 18:48

If she does that and raises taxes again it will be the end for Labour.

Agreed. Those working but eligible for absolutely nothing are beyond fed up at always having to pay out for others when there’s more month than pay for most families these days. Working and just about managing are the most disadvantaged as they are on a cliff edge and end up worse off overall. If we are meant to be skint as a Country where’s this magic money tree come from!? Hammock for many (certainly not all) but now again this group, many of whom don’t work and who don’t want to work are rewarded. Yet those working likely have taxes increased and pension age risen again at some stage.

clipboardz · 30/09/2025 21:15

@HorsesDuvets You've lost me, I asked you how does cutting pensions and benefits help recruitment & retention in the NHS?

MidnightPatrol · 30/09/2025 21:16

clipboardz · 30/09/2025 21:12

@MidnightPatrol I appreciate how tax works but the point remains 20k is not a lot of money to raise 5 dc on & plenty wouldn't chose it.

Well they’ve obviously chosen to have 5 children at some point, and most likely in an environment where they weren’t getting far less in state support.

Upping that to £20,000 seems… incredibly generous, given the decision to have five kids is their and their alone.

The £20k is just the children’s UC component - no doubt there will be other benefits claimed alongside a house and so on too.

RhaenysRocks · 30/09/2025 21:16

SapphireSeptember · 30/09/2025 21:12

I'm poor and I neither smoke nor vape. Never been interested. No drugs either and I very rarely drink. My money goes towards rent and bills, food, etc and things for DS (and occasionally me.) Not everyone on UC is a chavvy nightmare, thank you very much. As soon as I can get him into a nursery I'm going back to work. I didn't want to give up work in the first place but couldn't find a nursery place and he was too young for a childminder. His dad isn't involved, but he does pay CM, so that's something.

Mine were at childminders from 6 months. If anything they're better than a nursery as it's more homely (though I appreciate peoples' views differ on that).

HorsesDuvets · 30/09/2025 21:16

RhaenysRocks · 30/09/2025 21:14

I actually have no issue with the cap. I understand the point you are trying to make but surely you must see that making those professions less attractive is a massive own goal?

Absolutely. But the money has to come from somewhere and I'd like to see Labour dare to punish their core support to pay for it.

Gingernessy · 30/09/2025 21:17

TiredofLDN · 30/09/2025 21:08

This is precisely it.

For the “it’s not fair” brigade- if it’s so unfair, then even the scales and do it! Nobody’s stopping you! Go have 6 kids and claim universal credit, and enjoy your 12k a year tax free- and then come back and tell us how easy / enjoyable/ what a fun free ride it was.

But its not £12k a year. Its nearer to £24k just for the kids - stupid and unsustainable.
Makes me wonder if Labour want to be booted out leaving an even bigger mess than they did last time because the economy is a poison chalice for any party at the minute

Blondeshavemorefun · 30/09/2025 21:17

MidnightPatrol · 30/09/2025 21:03

Yes.

For five children this could be worth up to £20,000 a year.

Maybe they should only pay out for the 3 rd + from 2025

TheFairyCaravan · 30/09/2025 21:18

So we can’t afford to help those disabled people who need help getting washed, dressed and going to the toilet, yet all of a sudden they have shaken the magic money tree and have found enough money to pay for people to have as many children as they want? It’s an absolute joke. Having children is a choice, being disabled is not.

When we started our family our first was a contraception failure and our second was planned. We didn’t have a lot of money, but we owned our own home which was small, and we could not afford to move. We ddint have room for any more children, we couldn’t afford more. I was told I shouldn’t have more so DH booked himself in for a vasectomy to make sure there was no more.

Nestingbirds · 30/09/2025 21:18

Blondeshavemorefun · 30/09/2025 21:17

Maybe they should only pay out for the 3 rd + from 2025

Or not at all?

EasternStandard · 30/09/2025 21:20

TiredofLDN · 30/09/2025 21:09

I think that’s actually a fallacy. Talking to lots of friends and we pretty much all agree we’d accept Scandi style taxation for Scandi style services and benefits.

You’d have to tax lower and middle income more. Is that what you’re after?

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