I know Im being unreasonable!! but WTF?!...

[PunnyOliveTurtle]

In the queue for the post office and a woman in front of me (take note we very squished up together) opened up her banking app. and my heart sank, she had 4 accounts...800ish, 2kish, 1kish and 10kish. I have one account with 178quid til pay day at the end of the month, and i need to buy food and pay a bill. I know i was unreasonable for looking, I looked away as soon as I could, but my heart died a little. I'll never have that kind of money. Such a different world we live in...

I would also look if it's waving in my face and so what. Not the least bit apologetic about it. Don't want people to see it - be more careful with what you're doing.

That said, I misread it as 800k and the following comms being 'get a better job', 'save 50p here and there', I though wtf. But 800 certainly isn't a lot of money. 15k sort of is, but it's hardly a life-changing massive amount. And perfectly saveable, especially if the person wasn't very young.

My granny, for example, recently bought a flat for about 100k or thereabouts for my sibling. From her savings. And she still has about 15k left. I know this, as she told me. She had a decent enough job, but wasn't a rich woman/millionaire/businesswoman.

Well it's not easy at all. I did two degrees as a single mum with absolutely nothing and now do specialist NHS work, earn a lot and managed to buy my own house and easily have similar savings. It certainly wasn't easy, we scrimped and saved for years.
You can do better for yourself if you try hard enough and want it enough.
I didn't have any qualifications to speak of from school when I started as a mature student, I did extra entry level qualifications to get into university and sometimes wanted to throw in the towel because it was so hard.
But I want a nice life, I grew up poor and didn't want to go back there.

I was sat next to a good friend of mine.... She opened her bank to £108,000 !!

You must have been hoovering behind her.

I get that not everyone can but its hardly shocking that some people do.

Save your money! Budget. My daughter who pays 450 a week rent and is at full time uni saved 40k in 3 years. She works 4 shifts a week in a luggage store and budgets well. People whinge too much and don't even try. Just put their hands out.

I have had internet banking for an employer on my phone before so I could authorise payments remotely. If you’d been looking over my shoulder you could have seen several hundred thousand if it was the right day after direct debits came in and before payroll went out. It didn’t matter, it wasn’t my money.

I mean my takeaway from that is ‘why are you keeping so much money in cash, it’s probably losing value’.

This! If I had that kind of money, the vast majority would be in investments.

It simply is not true that if you want it hard enough, you can get more money. Have people never heard of social inequality? Do you have any idea how hard it is to break the cycle of poverty?

Astounding ignorance here.

Oh this is a hilarious response thank you @MasterBeth !

You're completely right I don't. It was just a suggestion.

😂

How many hours a week do you work? If you’re in 18k that must be part time on minimum wage?

Maybe you should spend the time you spent spying on other people’s personal bank accounts and posting bitterly about what they have on public websites more productively to try and find a way to earn more.

Or is this a (not very) stealth begging post and you’ were hoping people would DM you offering you money?

If this is real you are being incredibly unpleasant, you had no right to look, and nobody sees this kind of information accidentally, you didn’t look away as fast as you could, or you wouldn’t have seen the balances of four bank accounts. So at least be honest and admit that you deliberately kept looking until you’d seen what you wanted to see, although I expect this didn’t actually happen in the way you claim it did, given that most people open their banking app and go straight to the account they’re going to interact with and don’t spend long enough on the front screen for random members of the public to see enough of what they have to post about it on mumsnet.

You have no idea of this woman’s circumstances. I once had over £100k in my bank account, it was the proceeds from my divorce where my ex had bought me out of the house, and was waiting to be put into another house.

Maybe this is it for her.

Maybe she’s been saving for years.

Maybe she earns decent money.

Maybe she’s had a payout because of a car accident/medical negligence/<insert happening of choice>.

Or maybe it’s just none of your bloody business and you ought to put your time to more positive use.

Darn....that's it. I just didn't try.

🤷🏻‍♀️ there’ll always be people who have more and people who have less. Not ‘wtf’ worthy or even something to give a second thought about really.

So - yes, escaping poverty and low paid work is difficult.

£800 or £2k is a very achievable sum to target for savings, for someone who is working - and not totally pie in the sky thinking IMO.

It may not be achievable for someone living in poverty.

I have about that amount in my two accounts. I work part time.

If you post your income and what it's been spent on already, there are lots of posters who can advise.

😆I don't think she was!

I can't get over the fact that you looked long enough, let alone that you're posting about it publicly on the Internet. But shout out to post office lady if she's here. Cover your phone next time.

I'm not going to get into details, I work term time, I live and work in a small rural town with nothing in it other than a chippy, a charity shop, a pub, a school and a post office. Nothing here. No I cannot move. This is it for me im afraid. Had my DD young. Never did much with myself.Its my own fault. I'm lucky to earn what i earn tbh

Dam. 😅😆

The only thing stopping you is a defeatist attitude.

Ok 🤷‍♀️

😭😭 yanbu for your eyes to have gone 👀👀👀 for a minute second

I can only dream of that much money right now, omg

Maybe one day 🙏🙏🙏