I’ve posted this before. Clearly I have changed my name to avoid being linked to my usual username.
I claim PIP, and LCWRA for myself and DLA and the carers element for my child.
I have a longstanding diagnosis of anxiety and PTSD. My child has ADHD.
I had previously managed to hold down a mid-senior level job earning £60,000. My take home pay was just over £3500.
Student Loan was c.£235 a month.
Mortgage was £1400pcm for a 2 bed flat.
Wraparound was £150pw.
Travel to the office was £40pw
I was on the breadline and my mental health was suffering. I claimed with genuine diagnoses but also completed all the forms very carefully.
I sold my flat and bought wi th shared ownership. I used my equity to buy the 25% share outright.
Now I get:
standard element UC - £400.14
housing element UC (for the rental portion) -£1581.67
Child Element - £292.81
Disabled child element - £495.87
LCWRA - £423.27
Carers Element - £201.68
DLA for my child - £103.10(pw)
PIP for me - £139.60(pw)
Child Benefit - £26.05(pw)
This gives me a take home each of month of £4560. I don’t work. My mental health is far better. The system is completely flawed, in many ways I’d have liked to have continued to work but it made no sense financially when it grinding me down and I could have a far easier life this way.
should the gov just invest in better support? Absolutely. But don’t hate the player, hate the game.