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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think most rich people don’t understand how the rest of us live?

315 replies

MyAmusedOpalCrab · 08/09/2025 10:57

I keep seeing advice from wealthy people that is completely out of touch with reality - things like “just buy a house instead of renting” or “take a year off to travel and find yourself.” Even when they mean well, there’s a lack of awareness about how difficult things are for the average person. I’m not saying all rich people are like this but it does seem that extreme wealth can create a bubble where they forget what it’s like to struggle.

AIBU to think that most rich people genuinely don’t understand how the rest of us live? Or do you think this is unfair?

OP posts:
DrPrunesqualer · 09/09/2025 12:08

PigletJohn · 09/09/2025 12:06

And house prices have risen far faster since you were young.

They haven’t doubled in ten years though

Badbadbunny · 09/09/2025 12:10

DrPrunesqualer · 09/09/2025 12:08

They haven’t doubled in ten years though

Some areas and some housing types have, but the national average hasn't doubled.

Fearfulsaints · 09/09/2025 12:19

Joining in, there seems to be a 10% gap between wage inflation and house inflation over the last 10 years (obviously job/area dependent- but nationally)

However, that avocado advice was very common about 15 or even 18 years ago, when I think wages really had started to stagnate for a stretch and house prices really had rapidly gone up. My flat went up 40% in 3 years at one point. I can well see someine thinking it was an unachievable goal to save deposit by foregoing coffee at that point.

Advice has to shift all the time depending on what's going on around it.

Eloeeze · 09/09/2025 12:22

With regard to just not being seen or understood and the pain of that. I just dont think the bin men where I live understand that them shouting outside my house at 6am is distressing and selfish. Also, they leave the bins strewn all over the place and I have to go searching for the lids. It shows a total lack of understanding of what it feels like to have your bins disrespected in a weekly basis. Their rubbish collection feels like an act of aggression. Why do they do it so shouting and inconsuderately? They have no understanding at all of what it’s like not to be a rubbish collector. How can we correct this callous disregard of house dwellers?

newfriend05 · 09/09/2025 13:17

@Trendyname yes I get that , but a mum in the same position but without money does not have the luxury of placing her child in a private school.. as I said it gives choice

BlackeyedSusan · 09/09/2025 13:24

scalt · 08/09/2025 11:06

This is precisely the problem with politicians. Although they’re not all super-rich, they’re wealthier than average, some of them were born into wealth; they make decisions which affect the poor much more than the rich (who can pay accountants to work around them), and many politicians simply have no idea how poorer people live. As I have said before, we need a requirement to have worked minimum wage for a year before entering parliament.

Quite a few of the Labour lot are working class. It's being mentioned a lot now they are looking electing a new deputy leader.

Some people don't have a fucking clue how other people live.

Crikeyalmighty · 09/09/2025 13:26

@Badbadbunny I am totally with you on money may still not make you happy if underlying things aren’t good but as you say what it does bring us ‘choice’ - get out if a shit relationship without panicking if your income or lack of it or slightly iffy credit history means you will struggle to rent, go and retrain, have a few weeks in sun if feeling a bit down, pay to see the specialist , get your teeth sorted, pay off debts, car got issues- get rid of it- get a different one !! Itsall these kinds of things, you basically pay to get rid of the shitlist - might not make you happy but unless it’s chronic health it can often get rid of plenty of misery

Crikeyalmighty · 09/09/2025 13:35

You do see it on here though a fair bit - suggestions made to issues that really don’t take into account that some people have little spare cash or easy access to credit - be it LTB or things like you Ned to be saving 1/5 of your income into pensions/savings - well yes on paper that’s correct - but the reality is many people in order to pay bills , student loans, childcare, rent or mortgages, replace household goods now and then, top up young adults struggling too be it Uni (or even if working ) pay for transport ( often needed for work) really aren’t in a position to be saving that much of their income even if living pretty modestly and 2 working full time - whereas my FIL in his 80s , with good defined pension ( non contrib) plus state pension plus bank interest after downgrading on home in terms of price, house paid off can easily save£400 a month still and live well.

EmeraldShamrock000 · 09/09/2025 13:40

No, I think rich people are aware but probably think they could do better, likewise I think poorer people underestimate how much rich people pay in tax, mortgages, childcare, lifestyle is important.
I know many working class people who have a lot of money too, disposable income.
The division is smaller between the rich and poor.
My Dbro is financially stable (rich) life in the building trade.

Hoardasauruskaren · 09/09/2025 13:59

HRTQueen · 08/09/2025 11:16

Its all relative is line trotted out be people who either can't empathise of really do not want to.

The more money you have the more choices you have, if you choose to stretch your finances that a choice, living payday to payday without choices just getting by is not the same in anyway to having over stretched yourself

This! The well off can downsize to reduce mortgage payments, run a cheaper car etc. Those at the bottom have very few choices except maybe do I buy food or fuel with my last £10.

DrPrunesqualer · 09/09/2025 14:16

Badbadbunny · 09/09/2025 12:10

Some areas and some housing types have, but the national average hasn't doubled.

Really!
Where’s that ?

Crikeyalmighty · 09/09/2025 14:56

@EmeraldShamrock000 on a recent trip to Mallorca our rather nice hotel ( top end for Mallorca) had a lot of guys in the trades with family , clearly doing nicely ,

JayJayEl · 09/09/2025 16:32

BoredZelda · 08/09/2025 23:18

Let’s not pretend people have much real choice in picking schools for their SEN children. LA provision is woefully inadequate. This isn’t a choice about giving your child a leg up, it’s giving your child the chance to be educated so they can live independently and not rely on the state for the rest of their lives. A family making the choice to sacrifice a lot to send their SEN child to a private SEN provision is of great benefit to the tax payer of the future. If only the government would recognise if they did the same for all SEN children, the future would be a lot brighter for the taxpayer.

As an SEN parent I am well aware of the difficulties of finding suitable provision for your child, and if I had a £95k income maybe I would sacrifice holidays, etc. for better provision for my child. (I probably wouldn't, as I don't agree with private education and actually think state schools have better provision than private for child with SEN, but that's not the point of this thread.)
The point is I - and many, many others - don't have the choice. That's where wealth is a privilege.

LillyPJ · 09/09/2025 17:51

Eloeeze · 09/09/2025 12:22

With regard to just not being seen or understood and the pain of that. I just dont think the bin men where I live understand that them shouting outside my house at 6am is distressing and selfish. Also, they leave the bins strewn all over the place and I have to go searching for the lids. It shows a total lack of understanding of what it feels like to have your bins disrespected in a weekly basis. Their rubbish collection feels like an act of aggression. Why do they do it so shouting and inconsuderately? They have no understanding at all of what it’s like not to be a rubbish collector. How can we correct this callous disregard of house dwellers?

Have you considered that some of those bin men might also be 'house dwellers'?

Eloeeze · 10/09/2025 14:18

LillyPJ · 09/09/2025 17:51

Have you considered that some of those bin men might also be 'house dwellers'?

Yes, I absolutely have. I assume they are, or flat dwellers.

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