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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance dilemma

487 replies

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

OP posts:
midlifesharp · 27/08/2025 19:20

@Tracklement I didn’t report your post! I posted on Mumsnet and I’m tough enough to cope. It did make me think that I’m perhaps not being truthful with myself about the fact I say that I don’t dislike SIL when it’s becoming clear that in fact I can’t stand her. 😀

OP posts:
KarmenPQZ · 27/08/2025 19:20

Every time she raises it just have a stock phrase ready ‘we’re all so upset about MIL we just need to respect her wishes and try to put our upset aside to enjoy the remaining time with her’ or similar. Repeat.

ScholesPanda · 27/08/2025 19:21

YANBU to follow the wishes of your MIL.

However, a lot of the information you've given is extraneous. You still wbu if your SIL was a saint who visited very other weekend.

Coldnightsapproachingwhereismyduvet · 27/08/2025 19:23

Some people are implying op has a decision to make. Fulfill the wishes of a dying woman and keep her items gifted..
Or pander to a sulky adult who is used to getting her own way.
Hardly a decision really is it?
Op would be being disrespectful to her mil not to keep the items..
Team op.

Moveoverdarlin · 27/08/2025 19:23

midlifesharp · 27/08/2025 19:11

That’s good perspective. Thank you. Her pieces came from her travels in a career that gave her access to lovely things so they are all lovely.

Id be interested to see if I suggested to SIL that she reduce her share of the cash to compensate for the extra £45k of jewellery she’s getting whether she would….

I won’t, obviously as I’m trying to be a good person. It’s making me grumpy.

I don’t think any of that should come from you. You are not her equal. You are not a blood relative. If you want a bigger slice of the cash because you give her back a nice watch then get your husband to ask for it.

Okrr · 27/08/2025 19:23

PinkyFlamingo · 27/08/2025 19:12

Says who? The jewellery belongs to the OPs MIL who is of sound mind and wants some of it to go to her two daughter in laws, why should her wishes be ridden over? She clearly has a close relationship with OP.

Edited

It’s not going to her 2 DIL, it is going to just 1 DIL afaik

Crazybigtoe · 27/08/2025 19:25

midlifesharp · 27/08/2025 19:20

@Tracklement I didn’t report your post! I posted on Mumsnet and I’m tough enough to cope. It did make me think that I’m perhaps not being truthful with myself about the fact I say that I don’t dislike SIL when it’s becoming clear that in fact I can’t stand her. 😀

Yeah. It sounds like you don't like her. It will be obvious to her, and maybe your MIL, that this is the case.

godmum56 · 27/08/2025 19:25

Totally team OP. You did exactly as your MIL asked and she decided to go ahead without her daughter. Presuming your MIL knows what her daughter is like, she could have chosen a different method or said that the meeting should wait for her. That is all that should concern you. May I counsel you though to divide off your personal feelings about your SIL from your doing as your MIL asked you to?

KarmenPQZ · 27/08/2025 19:25

shiningstar2 · 27/08/2025 19:10

I was with you until you said that if you where honest you knew your SIL wouldn't be able to set the call up..Her mother is dying and you set a call up in a way you knew would probably excuse her? And because you did that you admit you had more chance of receiving some of her mother's jewellery? Not cool op. Doesn't matter if the jewellery she received was worth more. You set up a situation where, for part of the time, she was excluded from a family conversation with her dying mother. You claim that you love your MIL but admit in your original text that your MIL was disappointed her daughter wasn't there.

Come on. Anyone with a pointy finger can join a zoom call. You literally click the link from the mail and it tells you what to do. As OP said her 10 year old nephew and MIL managed perfectly fine.

sandyhappypeople · 27/08/2025 19:26

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate.

This is all good OP, you've done nothing wrong, and you saw it through exactly as you should, but to be honest discussing this face to face without putting anything in writing is a recipe for disaster, people misremember or could pretend it wasn't what was said on the day and cause big problems as a time when you want everything to run as smoothly as possible.

We did a similar thing with my mum, who had very little to be honest but we all talked and then my mum drew up a letter and gave all us children a copy detailing the things she wanted us to have upon her death, and any other specific things she wanted to happen.. it doesn't have to be done by a solicitor, an email would do, as long as everyone gets a copy. But if any arguments start up you can refer back to the email/letter to iron them out, no wiggle room in that at all.

She had also given us each somethings before she died which was another way of ensuring everyone got what she wanted us to have.

Try and keep your personal feelings out of all of this if you can, all the stuff about SIL being useless etc is an explanation but isn't going to be helpful in the grand scheme of things.

godmum56 · 27/08/2025 19:27

midlifesharp · 27/08/2025 19:20

@Tracklement I didn’t report your post! I posted on Mumsnet and I’m tough enough to cope. It did make me think that I’m perhaps not being truthful with myself about the fact I say that I don’t dislike SIL when it’s becoming clear that in fact I can’t stand her. 😀

no, I think "don't dislike" is fair enough. You don't bad mouth her or try and influence others in the family about her and presumably when (if) you meet, you are polite.

godmum56 · 27/08/2025 19:28

sandyhappypeople · 27/08/2025 19:26

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate.

This is all good OP, you've done nothing wrong, and you saw it through exactly as you should, but to be honest discussing this face to face without putting anything in writing is a recipe for disaster, people misremember or could pretend it wasn't what was said on the day and cause big problems as a time when you want everything to run as smoothly as possible.

We did a similar thing with my mum, who had very little to be honest but we all talked and then my mum drew up a letter and gave all us children a copy detailing the things she wanted us to have upon her death, and any other specific things she wanted to happen.. it doesn't have to be done by a solicitor, an email would do, as long as everyone gets a copy. But if any arguments start up you can refer back to the email/letter to iron them out, no wiggle room in that at all.

She had also given us each somethings before she died which was another way of ensuring everyone got what she wanted us to have.

Try and keep your personal feelings out of all of this if you can, all the stuff about SIL being useless etc is an explanation but isn't going to be helpful in the grand scheme of things.

this OP. All of this.

JudgeJ · 27/08/2025 19:30

MyElatedUmberFinch · 27/08/2025 18:41

Who looks after her 10 year old if she doesn’t?

I’m surprised MIL didn’t want all her jewellery to go to her only DD.

i think you should stay out of things and leave it to the three siblings to arrange and sort out.

It's not the siblings' role to decide to whom she gives anything, she has made her wishes clear, this is only a problem because the SIL has thrown her teddy out of the pram. She probably fudged joining the conversation to be able to moan about her mother's wishes. Some of the minor jewellery may pass down to granddaughters in time.

thepariscrimefiles · 27/08/2025 19:33

Okrr · 27/08/2025 18:56

Honestly, the daughter/daughters normally should expect to get their mum’s jewellery actually. You have your own mother to inherit from. If MIL gave it freely fine, but I think SIL should have first refusal.

I do think the estate money given should reflect that the daughter got 50k in jewels though but I would be conservative about the value.
I would hesitate to value jewellery, it is worth what a solid buyer will pay for it not what it was bought for or what you see online. If it is gold, prices have really gone up and will probably continue to.

If it was all sons, then the jewellery goes to the granddaughters. That is what I have seen and how my family has/would work. That said, some minor bits that my daughter did not want could go to a DIL. It sounds like we are talking about fine jewels not tat. Dad gives his watch or valuables to his son not his son in law.

I would not upset MIL about it, she has enough to worry about but you should let SIL have the jewellery if she wants it.

I am not saying that the DIL shouldn’t get anything say for her wedding, she might get a gift. But this is an inheritance.

Edited

But OP's MIL is very close to OP as OP helps her much more than MIL's own daughter does.

CanSeeClearlyNowTheRainHasGone · 27/08/2025 19:35

shiningstar2 · 27/08/2025 19:10

I was with you until you said that if you where honest you knew your SIL wouldn't be able to set the call up..Her mother is dying and you set a call up in a way you knew would probably excuse her? And because you did that you admit you had more chance of receiving some of her mother's jewellery? Not cool op. Doesn't matter if the jewellery she received was worth more. You set up a situation where, for part of the time, she was excluded from a family conversation with her dying mother. You claim that you love your MIL but admit in your original text that your MIL was disappointed her daughter wasn't there.

Doesn't matter if the jewellery she received was worth more. You set up a situation where, for part of the time, she was excluded from a family conversation with her dying mother.

No she didn't.

She set up a situation where SIL could have been there the whole time but excluded herself.

fantastiq · 27/08/2025 19:39

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

Well first off I find the whole tone of your post bossy. I think the remark that she is a stay at home mother says a lot about you. That is totally irrelevant to your post. Not everybody outsources the raising of their children. Good luck.

OutandAboutMum1821 · 27/08/2025 19:39

YANBU. You sound like a lovely DIL/SIL who is keen to communicate and work as a team with your ILs. I’m sure your DH and MIL are grateful for your support.

Regarding the jewellery, do any of you have any children? Who are grandchildren to your MIL? I only ask because I was gifted some pieces of jewellery by my late FIL when he was still alive, which belonged to his late wife (mother to his 3 sons, 1 of whom is my DH). Even though his wish was for me to have them, as his DIL I have always kept them safe to eventually pass on to my daughter. If I hadn’t been able to have children, I would have felt like it was the right thing to do to eventually pass them back to one of my nieces, so they stayed within my late FIL’s family.

It is definitely up to your MIL how best to divide up her jewellery though, and like my late FIL she may not have expressed any preference as to where they end up from there.

BettysRoasties · 27/08/2025 19:40

I wouldn’t take mils jewellery personally, I’d be saying I was handing it straight to DD’s so the granddaughters or giving it to sil.

It would have zero sentimental value to me compared to my children or Sil.

ThejoyofNC · 27/08/2025 19:42

Typical greedy adult child who has absolutely no interest in their parent during their last few years but plenty of interest in what they can get out of them.

Your MIL has made her wishes clear, follow them and ignore your SIL.

Blueblell · 27/08/2025 19:43

You can’t just unilaterally decide to give them to SIL. Your MIL wants you to have the jewelry and it means something to you. I wouldn’t enter into anymore discussion with her about it.

thepariscrimefiles · 27/08/2025 19:44

Okrr · 27/08/2025 19:23

It’s not going to her 2 DIL, it is going to just 1 DIL afaik

OP said:

'Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife.'

So both DILs get something, not just OP.

4forksache · 27/08/2025 19:44

Both of you promise to pass the pieces to your daughters. It’s only right the granddaughters should benefit too. She can’t argue with that.

bumbaloo · 27/08/2025 19:44

Okrr · 27/08/2025 19:23

It’s not going to her 2 DIL, it is going to just 1 DIL afaik

Nope. Each DIL is getting a piece.

User37482 · 27/08/2025 19:44

I don’t think YABU tbh, you are close to your MIL and if I had a DIL I was close to I would want her to have something from me, especially if there was a grand daughter to inherit later.

My MIL gifted some of her jewellery directly to her grand daughters (I’m not that close to MIL, I would have turned down anything offered to me and she quite reasonably wouldn’t have thought to) she has one daughter who no doubt got the bulk of the jewellery (no idea). No-one objected to any of this.

My own mum left jewellery to my SIL which again is not a problem.

I think people get very emotional around times like this and inheritance is often seen as a proxy for love. Don’t hand it over and let SIL calm down.

bumbaloo · 27/08/2025 19:45

Crazybigtoe · 27/08/2025 19:19

😲

Check yourself OP. Sounds like you wish MIL was your mother. She isn't .

I wouldn't have taken the jewellery. Because it feels after the above comment like 'take' rather than accepted.

And what if SIL was totally put together and an amazing career woman...

Or you could just follow MIL wishes. There’s an idea