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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance dilemma

487 replies

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

OP posts:
Cosyblankets · 27/08/2025 20:28

midlifesharp · 27/08/2025 18:42

It’s the fact that deep down I knew she’d somehow mess it up. I think I have some frustration around the fact that she’s done nothing and upset MIL by not visiting. I’m wondering if I set her up to fail.

If you know what she's like so do her two brothers.
The call was not your request
Did anyone else suggest she might not be able to do it?
Someone else could have helped her. They didn't.
She could have had a practise call beforehand. She didn't.

Don't beat yourself up.
You were asked to set it up
She was asked to join. Same as everyone else. They managed it

MontyDonsBlueScarf · 27/08/2025 20:30

I would look at this another way. Given that your SIL appears to be unable to do very much for herself, what exactly could you have done differently that would have resulted in her joining the call? From what you say it sounds as if she's unable/unwilling/whatever to follow any instructions at all.

sandyhappypeople · 27/08/2025 20:30

Hotflushesandchilblains · 27/08/2025 20:26

For the sanctimonious "I wouldnt take jewelry it should go to the daughter" brigade, and I say this from the heart - fuck off.

This woman has expressly made thoughtful decisions about what to do with HER property. We read on here all the time that inheritance is not a given, that you have no right to expect anything. How disrespectful of you to be questioning MILs wishes.

OP, you did everything you could to support your lovely MILs wishes. I would not enable any more of this weaponized helplessness either - SIL is a grown up, if she is old enough to have a kid, she is old enough to take some initiative.

i entirely agree with you, but the odd thing is that OP says if SIL had been able to get on the call it wouldn't have been left to the other DILs at all?

If it really is MILs wishes then why would SIL being on the call make any difference?

Viviennemary · 27/08/2025 20:34

You went ahead without your sil and carved up the jewellery of a woman who hasn't even died yet. And you aren't a blood relative. You shouldn't be interfering in this at all.

Hotflushesandchilblains · 27/08/2025 20:38

Viviennemary · 27/08/2025 20:34

You went ahead without your sil and carved up the jewellery of a woman who hasn't even died yet. And you aren't a blood relative. You shouldn't be interfering in this at all.

Did you not read the OP? The MIL made decisions about what to do with HER OWN PROPERTY while she IS STILL ALIVE. No one else is 'carving up' anything. Your post is ridiculous and in trying to put the boot in to OP, you are being massively disrespectful to the woman who is EXPRESSING HER OWN WISHES.

I don't know @sandyhappypeople - just keep coming back to the fact the MIL drove this so perhaps she wanted to make sure there was a discussion which everyone heard and was present for so there was no misunderstanding later. Given SIL reaction, perhaps that makes sense.

Keyhooks · 27/08/2025 20:38

OP, accept the jewellery as the gift it is.
Respect your MIL to know what she wants to gift.
Your SIL is getting enough.
How extraordinary of her not to visit her mother in 4 years.

Diarygirlqueen · 27/08/2025 20:43

I think the decision is entirely up to the mil, however, if this was my mum I would expect the call to be between my siblings not the in-laws.
You state many times how close you are and how you've done everything for your mil, that may be true but she is still not your mum.
Your sil must be devastated about losing her mum, its such a shame to be arguing over jewellery. You may be right in your point, but you come across quite judgey and overstepping in boundaries with your husbands family.

Hopefully the sil calms down and no further arguments in a stressful time. I'm glad she's getting the majority of the jewellery, its her place I think.

Eddielizzard · 27/08/2025 20:45

It's not fair. I would feel the same.

Your lovely relationship with your MIL is such a gift. Enjoy the jewellery and don't feel bad about keeping it.

Your SIL has reaped huge rewards from her weaponised incompetence, and these are also the consequences.

Spookyspaghetti · 27/08/2025 20:46

It’s customary for the daughter/s to inherit the jewellery, one piece to each female grandchild, and the odd piece to whomever the deceased wishes to have something to remember them by. If it is genuinely only one piece you accepted at your DMILs insistence then that’s fine.

Try not to crow though. Being incapable and useless (as you describe) doesn’t mean SIL will be any less devastated by her mother’s passing.

You mentioned a difficult relationship with your own mother and clearly see MIL as a mother figure. Try not to compete with SIL for the role of golden daughter.

Its sounds a terrible time all round and I’m sorry you all have to go through that.

Leedssdeel · 27/08/2025 20:46

midlifesharp · 27/08/2025 18:15

Some context- my SIL (early 40s) is the most useless woman. She doesn’t work, doesn’t drive, is a SAHM who doesn’t do housework or look after children. She doesn’t read books or watch films or have any kind of hobby or inner life. Fortunately for her she was born extremely beautiful and has had people looking after and supporting her her whole life. I actually don’t dislike her (I realise I sound like I do!) because she’s not usually unkind or cruel- she’s just boring, a bit self centred, helpless and unable to do anything for herself.

The problem- MIL is dying. She has 3 children- my DH, SIL and my lovely BIL. MIL lives abroad with her sister as the temperature helped her degenerative condition, but recently things have got worse and she’s going into hospice care. She’s moving out of her house and sorting out all her possessions before she goes. She has a lot of lovely jewellery and paintings and arty things that she’s collected over the years and wanted to arrange everything before she goes into hospice so we’re not having to deal with the house and possessions as well as her dying when we fly out.

She asked me to set up a family call so they could discuss and agree in advance who gets what so she can have things boxed and parcelled up as appropriate. I set up a zoom call and sent the details to everyone. I even messaged SIL separately to check that she had the details and crucially knew how to join the call (either download the app or join in her browser.) Then, after worrying about it some more I sent her the link to the app in the App Store, some clear instructions and suggested she practice beforehand.

Obviously at the time of the call she wasn’t able to get it to work having not done anything before hand. My 80+ MIL and her sister managed just fine but apparently it was beyond SIL. MIL was extremely disappointed and just texted her that we’d go ahead without her and hope that she was able to join. She eventually got her 10 year old son to sort it and joined 35 mins late. She was utterly furious to find out that we’d started without her and that the jewellery had already been discussed. Just to be clear- she got most of the jewellery. MIL still gave her many items that she knew she liked but there were a couple of pieces that MIL gave to me and to BIL’s wife. SIL’s not totally crass so didn’t say anything to her mum, but she did call me up afterwards to say she was shocked that she wasn’t getting all the jewellery as the only daughter, that it wasn’t fair because she wasn’t on the call, and that she expected me and BILs wife to give her the pieces MIL had said were for us.

DH told her to do one (in a more polite way). It turned into a big row and he suggested that she call up mum if she didn’t like it. He also pointed out that she was the only child not to have visited MIL in FOUR years, despite having the most financial resources, support at home and free time. Both myself and BILs wife have visited 1-2 times a year as MIL is lovely and the grandchildren love her and I’m happy to have something to remember her by.

Was I unreasonable to set up the call the way I did? If I’m honest, deep down I knew she’d somehow not be able to manage it. I could have looked into other options. Also AIBU not to give her the items MIL gave me, bearing in mind if she’d managed to join the zoom call I’d be unlikely to have them?

(We’re talking about total value of jewellery gifts to me and BILs wife of around £5k, remaining £50k plus to SIL. Total remaining estate about £500k split evenly 3 ways.)

Finally, before people come on and say how awful everyone sounds, I’ve not touched upon how devastated everyone is and how sad and how miserable this all is. This is simply a post asking for feedback on one aspect.

You did everything you could and it sounds like you went out of your way because you ( rightly ) knew she wouldn’t prepare. You could have done nothing more. Yes you expected her to fail, but you gave her all the support you could so you absolutely did not set her up to fail.

If your MIL wants to leave something to you , that is her choice and her wishes - which should be respected . I would imagine if what you are having has a special significance to your SIL ( and If that is the reason she wants it ) then your MIL would have been aware , so it doesn’t seem that way .

You care for your MIL and she cares for you, you are also family , so take what she wants you to have as something to remember her by as it is clearly what she wants.

Robin67 · 27/08/2025 20:52

If SIL doesn't care enough about her mum to visit her, even while she is ill, especially as she has fuck-all else to do, and your MIL is of sound mind, and loves you, trusts you, respects you enough to ask you to plan meetings and assist with medical reviews, and then gave you pieces she wants you to have, which have sentimental value to you.....then SIL can go and fuck herself.

Don't give her those pieces. They will mean far more to you than they ever would do to her

dontsweatthesmallstufff · 27/08/2025 20:53

I’m surprised at the people who are encouraging you to ignore your MIL wishes and give SIL the jewellery behind MIL’s back.

I think what other families would do is irrelevant. Every family dynamic is different.

Pebbles16 · 27/08/2025 20:56

Complet · 27/08/2025 18:30

It would probably be a bit weird for some people. I would have thought one of the actual offspring would have set up the call and not the partner of one of the siblings.

I have a difficult SIL, but I don’t think I could accept my MIL jewellery and would probably ask for it to be given to her daughter. Death is hard enough for some people as it is without having things you’ve grown up with given to people who didn’t grow up with and appreciate them. Money is a bit different.

I am my PIL's executor and, as such, do a lot of "pre-death" planning with them.
"Luckily" they have two sons. I am likely to inherit some jewellery, as is my ex-SIL; current SIL will receive nothing as she treats my in laws like something on the bottom of her shoe.
I am NOT looking forward to the day that this is all revealed. LIkely to be sooner rather than later.

TaupeMember · 27/08/2025 20:57

midlifesharp · 27/08/2025 19:07

They gave sentimental value as they come from a woman I love and respect.

I don’t imagine we’ll see much of SIL after the funeral. We hardly see her now! She won’t help plan the funeral either- obviously!

Fair enough.

Stick to your guns then re the jewellery

Angelofmycoins · 27/08/2025 20:57

I don't think you should have set the call up on the first place.

one of her children should have done that. When she asked you, you should have passed the request to one of them.

lazyarse123 · 27/08/2025 20:58

Fml there's some obtuse folk on here. How many times on here are people who are expecting an inheritance and then find out they won't get told that inheritance is not to be taken for granted? You get what you're given.

madamovaries · 27/08/2025 20:59

Very sorry about your MIL.

While you seem to be largely in the right and it sounds like your SIL is both hopeless and pretty awful, I do see her side a smidge. I wouldn’t expect to inherit of my MIL’s jewellery - would assume it is all going to my SIL (ie her daughter).

My mum inherited a necklace - the only nice piece of jewellery in our family - from my dad’s mum, so that weirdly will go to my brother’s wife and I don’t think my sister and I are that thrilled about it to be honest (my SIL is lovely and probably doesn’t even want it - she’s not like that at all). That said, we accept this - I wouldn’t want to fall out ever over an inheritance - what’s the point?

Pebbles16 · 27/08/2025 21:01

Angelofmycoins · 27/08/2025 20:57

I don't think you should have set the call up on the first place.

one of her children should have done that. When she asked you, you should have passed the request to one of them.

Sometimes - in difficult families - a "neutral" person is more trusted. I am that neutral person. It's not necessarily comfortable, but we go along with the wishes of the older family member.

lazyarse123 · 27/08/2025 21:02

Angelofmycoins · 27/08/2025 20:57

I don't think you should have set the call up on the first place.

one of her children should have done that. When she asked you, you should have passed the request to one of them.

Whoever not? The ops mil asked her to because clearly her own dd isn't capable. She is a valued member of mils family and obviously has been for quite some time. It was maybe easier for the mil to do it one step removed.

HappyHedgehog247 · 27/08/2025 21:03

I would not accept MIL jewellery over her daughter receiving it except for one token piece as a memorial.

lazyarse123 · 27/08/2025 21:05

HappyHedgehog247 · 27/08/2025 21:03

I would not accept MIL jewellery over her daughter receiving it except for one token piece as a memorial.

Even if it was what mil wanted to happen you know it being her jewellery.

childofthe607080s · 27/08/2025 21:09

I would respect MIL wishes

rwalker · 27/08/2025 21:09

Please Please OP take the jewellery
my BIL ended up with my dads signet ring which was really the only personal thing he had

don’t get me wrong as the only son I would of liked it ,but my mum knew how close they were and she wanted it to go to him

not a problem at all for me

i don’t agree with all this the mothers jewellery should automatically go to the daughter . If the mum wishes it to go to someone else then it’s up to her

HonoriaBulstrode · 27/08/2025 21:10

It’s customary for the daughter/s to inherit the jewellery, one piece to each female grandchild....

Says who?

Why can't sons or grandsons inherit jewellery?

Pebbles16 · 27/08/2025 21:10

madamovaries · 27/08/2025 20:59

Very sorry about your MIL.

While you seem to be largely in the right and it sounds like your SIL is both hopeless and pretty awful, I do see her side a smidge. I wouldn’t expect to inherit of my MIL’s jewellery - would assume it is all going to my SIL (ie her daughter).

My mum inherited a necklace - the only nice piece of jewellery in our family - from my dad’s mum, so that weirdly will go to my brother’s wife and I don’t think my sister and I are that thrilled about it to be honest (my SIL is lovely and probably doesn’t even want it - she’s not like that at all). That said, we accept this - I wouldn’t want to fall out ever over an inheritance - what’s the point?

@madamovaries Sadly so many people do.
I cannot even begin the explain the implosion and explosion of "people's expectation of entitlement".
I have not spoken to my cousins in over 25 years after they showed their absolute true colours when it came to my DGPs' will. They "were promised a fortune". To my DGPs, £125k was a fortune. Split five ways, not so much. And not their idea of a fortune. Apparently there was hidden money that no one could uncover - their mother was an executor!
The love of money is the root of evil lives large and destroys relationships.